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Should you accept the first PPI compensation offer from a bank or credi card company?
Hello people. I have been one of the lucky people who has now been offered a PPI claim compensation payout for my credit cards.:j I would like to know if I should just accept the offer or are they taking the p**s with their first offer. Should I say no to them & try to get more back from them? Is there anyone on here who…
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How to calculate PPI claims for yourself
Official MSE Insert: If you've arrived from Google, our Reclaiming PPI guide may also help. Back to the original post... There seemed to be a number of questions on this forum concerning the calculation of PPI reclaims so I thought this post might be of some use. For more information from the FOS website see: How does the…
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Tesco Bank say I have never had PPI, despite me providing a statement showing it
I've received a form letter from Tesco Bank saying "we are pleased to have been able to resolve your complain and can confirm your Tesco Bank Credit Card has not had Payment Protection Insurance added at any time" ..... despite the fact my complaint was supported by my copies of statements showing PPI ("Cardholder…
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Is it too late to use a company to check?
Is it too late to use one of those companies who offer PPI checks? I've never submitted any claims because, like many people, I'm not sure that I've ever had PPI. I have had store cards and catalogues years ago so thought it might be worth trying. Could anyone recommend a company offering PPI checks?
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Claiming PPI for a defaulted unenforceable credit card account
Hi, I had a barclaycard in the late 1990's and had paid on time for 12 years before I defaulted. The debt was sold to a debt collection agency in early 2010s, they took me to court and the judge declared the debt unenforceable. Im sure there was PPI on the original card. Considering the circumstances, can I still claim?…
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Egg credit card
I know I've left this really late. I recently got £1200 ppi back through my bank but forgot to follow up my egg credit card. Annoyingly I dont know the account number. Is there anything I can do?
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Endowment claim - same end date as PPI ?
Hi all Im going to see if I can claim something on an Endowment I was sold in the early 90s. This isnt PPI , just how it was sold to me (guaranteed to make you loadsofmoney , etc etc ) So does the date by which you have to have started a claim have to be by tomorrow - same as anty PPI claim ? Ive tried calling various…
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Very PPI
I've found out I had PPI on an account, apparently starting in 2002, and ending in 2014. Was Very even around in 2002?! I'm pretty sure I was mis-sold - I was working for a temping agency until 2004, and I left to have my daughter. I've received two letters from them. One asking for my marriage certificate as they name…
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Term Protection Plan - St James Place
In 2001, I had an Abbey National remortgage arranged (purchasing my late mother’s home from her estate), by our families assurance/financial advisor, he brought along a mortgage expert to explain the reason for remortgage. While agreeing to the mortgage recommendation, the FA suggested I should take out a means of…
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Resolver problem
Hi there, I am trying to reclaim PPI via resolver but the form wont let me submit saying im not entering a valid postcode - even if i leave blank and enter address manually. Does anyone know when this will be fixed or another way of getting around these claims? Silly me doing it last minute!
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Check vs Complaint on Barclays website
As of lunchtime today, the Barclays website still has the PPI Check form available. The result will come back many days after the deadline tomorrow evening. There's no mention on their site that it will be automatically converted to a complaint later if necessary. The only mention I can find that they will treat a check as…
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Not received PPI cheque
Hi. I am looking for help for what to do if a company says they will give you PPI but have not received the cheque. I had two letters from Shop Direct Finance Company which agreed I had been mis sold PPI on two catalogue accounts. The letter says a cheque would arrive 3 weeks from the date of the letter but it has now been…
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Credit history
Martin said this morning that you can get your credit history for free, yes you can but only for 6 years, under the DPA it was destroyed by anyone holding it so if you are looking (like me for loans, mortgages and credit card data) from 1985-2000 forget it. Also few PPI claim sites ask for previous addresses longer than 6…
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Trying to make a claim from an insurance company that no longer exists
Hello , the mortgage loan was from Alliance and Leicester when it was still a mutual building society but the only way i could get it was via an endowment mortgage from Crusader Insurance Company Limited a company that no loner exists but is now administered by Phoenix Life Limited .Unfortunately neither of those two…
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Can I claim in 6 weeks time as long as I do a check now?...Submit a claim without checking?
Just to be clear, if I complete just a PPI check to see whether or not I had PPI now, either directly with the bank or via Resolver, and it takes 6 weeks to receive a response, I would still be eligible to submit a complain in 6 weeks time after I’ve received the result of the check? Is it possible to submit a general…
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PPI using Resolver
I used Resolver to put in PPI claims to Lloyds & Santander Does using Resolver constitute a claim? This is what I thought it was for but I had a message from Resolver saying "Remember, Resolver doesn't manage your case for you!" I see messages advising ringing the banks directly but am I going to get through or hang on the…
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PPI before 14th January 2005 -is it possible or is my case too difficult??
Hi, I have pursued with MSE's excellent advice and templates my various PPI with great success but one of my polices, however, has proven to be very difficult to pursue even though I have all the paperwork. I have E mailed MSE and they have suggested using the forum for any further help mainlt because my plociy was sold to…
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Loan protection insurance
I checked insurance cover for Midland (now HSBC) bank loan my husband took out on £10,000 for his small business to cover sickness etc if he couldn't work, a charge was put on our home and It was done through and on advice of bank where he had business account with overdraft and out personal joint accounts . When he became…
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PPI Reclaim Advice
1. 2009 Took out 2 credit cards. Virgin and Natwest. Limits c. 2,000. missed payments on all accounts chased by debt collection, eventually settled by one off payments. All more than 6 years ago. Now, no closed accounts showing on my credit history. Sorted my life out with finances and in a much better place now. Re a PPI…
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who to contact for ppi against yes car credit
i am using martin lewis ppi claim advice, but i cannot find who to contact to claim ppi against yes car credit. i had finance from them for a car. can anyone please let me know who to contact as it does not show on the resolver list and I have spent the last day searching the net for advice
