Claiming PPI for a defaulted unenforceable credit card account

OBIWAN

Hi, I had a barclaycard in the late 1990's and had paid on time for 12 years before I defaulted. The debt was sold to a debt collection agency in early 2010s, they took me to court and the judge declared the debt unenforceable.

Im sure there was PPI on the original card. Considering the circumstances, can I still claim?

thanks for help given.

brettcta

It might not be legally enforceable but it doesn’t mean the debt can’t be offset by any potential redress.

You’re potentially opening a can of worms too. I’d probably just leave it.

OBIWAN

brettcta wrote: »

It might not be legally enforceable but it doesn’t mean the debt can’t be offset by any potential redress.

You’re potentially opening a can of worms too. I’d probably just leave it.

Tks brettcta! I thought it may be a bit too good to be true. Redress... that's the nub of it.