📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Not sure if Ive ever had PPI

Hi

I dont know if Ive ever had PPI. Ive never knowingly bought it. Ive never had a store card, catalogue account or car finance.

But I have had a mortgage with Alliance Leicester and with Lloyds. And Ive got a Lloyds credit card.

I started filling in the form on Resolver but I cant submit it becuase its asking me for information about my complaint. But I dont even know if Ive ever had PPI!

What do I do?
Thanks

Comments

  • SonOf
    SonOf Posts: 2,631 Forumite
    1,000 Posts Fourth Anniversary
    But I have had a mortgage with Alliance Leicester and with Lloyds.

    Both of those only did standalone regular premium MPPI. It would have had its own direct debit.
    And Ive got a Lloyds credit card.

    If you paid PPI, it would be on the statements.
    I started filling in the form on Resolver but I cant submit it becuase its asking me for information about my complaint. But I dont even know if Ive ever had PPI!

    Credit card is easy - do you see any payments for PPI on your monthly statement. It stands out and is not hidden.

    MPPI is easy as well as you would have had a monthly direct debit to an insurer (not to be mixed up with home insurance or life assuarance)

    Do remember that MPPI is considered a more important type of insurance to PPI. MPPI is one of two types of PPI that you can still buy today and the majority of MPPI complaints do not succeed. So, just having it is not a complaint reason.
  • dllive
    dllive Posts: 1,331 Forumite
    Part of the Furniture 500 Posts Name Dropper I've been Money Tipped!
    OK thanks. Looks like Ive never had PPI then. :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.