-
Allay claims
Can anybody help I’m being hounded by allay claims for payment they are threatening legal action against me. I started to fill in a form on a website but then changed my mind about completing it and came off it then a couple of days later I received around 6 letters from this company asking me to sign some paperwork and…
-
What mistakes have you made when reclaiming your PPI? Let’s make sure others don’t fall foul!
Hello Forumites! The deadline for PPI complaints is drawing closer, and time is of the essence. :money: Click here for our MSE Urgent Reclaim Guide. And whilst we know that there are scores of success stories (wahoo!) - here at MSE Towers, we also appreciate that some of you might be feeling anxious about the ticking clock…
-
PPI refund redirected to a DCA
Hi there Looking for some help. Received a letter last week to say our PPI claim has been successful... fantastic we thought!!! We won!!! Not so fast... received a text today to say they are checking their records for outstanding debts within their group - RBS. So here is the rub, many years ago after a period of serious…
-
Do I have PPI
We used a broker when we purchased our house in 1999 and the mortgage company insisted that we took out mortgage assurance. However, we had to take this out as a separate policy with the Scottish Provident, as it wasn't offered by the mortgage provider. My husband was/is self employed and the insurance doesn't cover him if…
-
Ppi repaid into the bank without an offer
Hi, several years back, my husband was persuaded by me to ring up about the ppi overdraft charges that were put on his bank account which had been going on for years. He didn’t know why but thought the payments were a necessary part of getting his overdraft. He spoke to someone in Ireland about his Barclays account. They…
-
I don't think I ever had any PPI...
Hi all. I am fairly sure I've never knowingly had PPI on any product; my wife is slightly less certain but says she may well have forgotten. I reckon there's a few percent chance that one of us actually did have some PPI at some point... We're both very time poor! Is there a half-decent claims management company to whom I…
-
Life Insurance mis-sold but still want product
I have a slightly strange situation. I believe that my life insurance was mis-sold to me when I took out my mortgage (Nationwide) in 2000. The mortgage was arranged by a RightMove broker who worked for the insurer. It is now Aviva, although I have a feeling that it was Legal & General back then, or at least some different…
-
PPI status
I have been claiming PPI myself with MSE tools since 2012 (Thanks MSE!!) I have succesfully claimed back £13,714 to date. I have a few companies that said no and just wanted some advice on if they were correct to dismiss or not please? 1. Kensington mortgages - said it was a regulated mortgage contract therefore it was…
-
Can I Claim PPI on Joint Mortgage?
I had a joint mortgage with my sister between 2001 and 2005, on which we had PPI. We were told at the time that it was compulsory in order to go ahead with the mortgage. I made a claim using the Resolver tool and was told that although I did have the PPI, I had previously made a claim which had been rejected. Actually, I…
-
The Best PPI Claim Companies Have Special Arrangements In Place
Hi All, On the PPI Claims and Advice website I saw this, “When you’re doing your research to find the best PPI claim company, check that they have negotiated with the main banks to give their clients privileges that individuals unfortunately don’t get when claiming on their own.” Is that true?
-
Santander PPI online form use Firefox
I needed to make a PPI claim using the Santander online form. I was using Chrome, but no options were given in the month of birth field. So you are unable to complete the mandatory date of birth section, so cannot move on from the first page. :mad: Have just installed Firefox and the months are displayed, so form…
-
Claims Advisory Group are not very clever
Interesting phone call from this evening, I'd like to share for your amusement. Please bear in mind that I already (foolishly) made a claim through them. So, about 6:30pm I get a phone call, "Hello there, this is Susan (I forget her real name) from Claims Advisory Group" she said, "our records show..." - here we go, i…
-
Does complusory home insurance linked to mortgage offer count as PPI
Hi, I am a newbie. In 1995 The Bradford and Bingley compulsorily made us take out their home insurance so we could get their best mortgage offer. It was locked in for the 5 years of the fixed mortgage term and was very expensive, negating any saving of the preferential mortgage rate. Does this count as mis-sold PPI? Thanks
-
What's the latest on PPI claim/statue barred debt?
Hi, Decided to claim before the window shuts and went with reclaimppi.co.uk. Unfortunately most of my finance was retail finance/store cards, and it turns out they don't pursue that. Can anyone recommend a company who do? My two biggest claims would be on credit cards: 1) Barclaycard. I lost my job and offered a reduced…
-
VAT reclaim
I purchased a brand new car from a dealer and advised the dealer I intend to ship the car abroad. I shipped my car abroad after 2 months and asked the car dealer for my VAT back which I was told I am entitled to. The dealer said they do not get involved in returning VAT and advised me to go to HMRC. HMRC said I needed to…
-
HSBC PPI Complaint How Can I Send Documents To Them On line
Hi All, Does anyone know how to send PPI related documents to HSBC online? HSBC said I can do it using Resolver although I couldn’t see anyway of doing it unless a complaint raised. They also said I could do it on there website, hsbc.com, I tried that couldn’t find anything on there. Thanks Andrew.
-
PPI on settled DMP
Hi I never claimed PPI as I was told that due to a having a debt management plan with Step change it would probably be unsuccessful. However I settled it over a year ago now, with my major debtor accepting a lump sum final payment. I have just been told that I might actually be able to claim, if indeed I did have PPI. I…
-
studio cards....
i applied to reclaim fro. studio cards as you had to pay an insurance each time you made an order. they have said its not ppi and i cant have it back...surely payment insurance is Ppi??? how do i get it back?
-
AutoAccept Finance Refuse PPI Claim
Really hoping someone can help me please? I initially submitted a PPI claim in October 2010 to Auto-Accept Finance however, I didn't hear anything back from them, time passed and I didn't follow it up. I re-submitted another letter just recently for which they've replied back using a copy of their original response to my…
-
Reclaim PPI from Renault Financial Services (now RCI)
Hi Has anyone had any experience of reclaiming PPI from Renault Financial Services (which are now known as RCI Financial Services) ? I had a car loan taken out in 2004 (fully paid out in 2007) & have just realised that I paid PPI @ £30 x 36 months. Not sure if you can claim back from this company & would welcome any advice…
