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PPI on settled DMP

Hi
I never claimed PPI as I was told that due to a having a debt management plan with Step change it would probably be unsuccessful. However I settled it over a year ago now, with my major debtor accepting a lump sum final payment. I have just been told that I might actually be able to claim, if indeed I did have PPI. I know it's cutting it very fine! I was on the DMP a while but do still have the account numbers for the original loans and cards even though it's way over 6 years ago.

I'm basically wondering, should I bother?

Comments

  • SonOf
    SonOf Posts: 2,631
    1,000 Posts Fourth Anniversary
    Forumite
    If you make a PPI complaint and it is upheld, then it can go against the debt that was written off as part of the agreed settlement.
  • MovingForwards
    MovingForwards Posts: 17,183
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Forumite
    I'm finishing my self-managed DMP, submitted two PPI complaints directly to the bank, both upheld. First payment received already, waiting on the second one.

    Just get your complaint in.
    Mortgage started 2020, aiming to clear 31/12/2029.
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