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Can you claim back PPI on a Mortgage started more than 30 years ago?
I just read that if a person's had a mortgage over the last 30 years they may have been miss sold PPI But I didn't understand if this meant a mortgage started within the last 30 years or one that is being paid off within the last 30 years. Basically I'm thinking of my parents who bought their only house approx 40 years ago…
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Old PPI + CCJ
Hiya, Approx 18 years ago I had loans with Alliance & Leicester and if I’m honest I’m unsure whether I had PPI. Move forward to 2007 and I was given a CCJ with Santander on some car finance which has subsequently expired because of the 6 years but was never settled. Is it worth putting in a claim with Santander for any A&L…
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PPI- Littlewoods and cargiant
Hi , Rang Littlewoods today about an account I had from 2006-2014 (2006-2009 were my uni years where I purchased loads of stuff on Littlewoods credit )... the guy in their ppi complaints department confirmed that there was PPI on my account . He said I’ll hear back from them once they investigate . Also , I bought a car…
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How long does it take to get acknowledgement of complaint?
Does anyone know how long it is likely to take to get an acknowledgement of complaint. I know I have left it far too late to be starting all of this, but just started last week. I raised complaints with Resolver for Barclaycard, Tesco Bank, and Santander raised a complaint with Littlewoods via their own online form raised…
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Reclaiming Multiple PPI TAX.
Hi, I have been awarded my PPI payments from 3 providers in the same TAX year. I want to claim the tax back. Do I need to fill in 3 separate R40 forms or can I put the total on one form? Thanks.
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Level of GAP insurance cover I need?
A few days ago, I bought a car on a 37-month (3-year) PCP plan. The value of the is £23,910 and I pay £245 per month. I want the car covered whether there was an issue (e.g. written off or stolen) tomorrow or in 35 months, for example. As an example, ALA's claim amounts start at £7,500 and go up in £2,500 increments to…
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Is my PPI award fair?
I claimed missold PPI against a mortgage. I only recently realised we were still paying premiums on a policy taken out in 1997 for a mortgage redeemed in 2001 when we remortgaged with a different lender. I immediately cancelled the policy and submitted my PPI claim. I just received an award letter upholding my claim, but…
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Barclaycard & Barclayloan !?!
Hi, I have recently found out I had PPI on my barclaycard Visa and 2 barclayloans. The barclaycard visa letter said that I had the PPI, however it also said I wouldn't necessarily get a refund. I dont understand this, could someone please explain? Thanks
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PPI on Student Loan Credit Card?
Hi there, I can’t seem to find the answer to this anywhere on the forum so apologies if this has come up before! Basically, I had a student loan with the HSBC which came with a credit card. I foolishly maxed it out (around £2500) and ended up paying it off monthly over a number of years and was paying interest whilst…
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Beware of scam PPI letter which claims to be from MoneySavingExpert - MSE News
MoneySavingExpert.com is warning users to beware of a scam letter which claims to be from us and tells people they're owed money as part of a PPI reclaim. Here's what happened when we turned the tables and called one of the contact numbers on the letter...Read the full story: 'Beware of scam PPI letter which claims to be…
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Late to the PPI game
Hi I havent done anything about PPI as I didn't think I had ever been missold it but a friend has made me do a rethink. I took out a mortgage in 1997 with Abbey and I know I had to take out life insurance. I took it out with someone else (I can't remember who) but would not have done so if I hadn't been told I had to by my…
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Selfidges
Hi I'm. Filling in my ppi claim form and can't seem to find selfridges store card anywhere. Any ideas?
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AA membership (breakdown cover) cooling off period.
Joined AA membership on 22 July 2019. The terms say: When I joined there was a question: There were two choices, email or post. I selected 'email'. Did receive an email from AA on 22 July with an attachment 'Policy Documents.pdf'. This is actually the terms and conditions booklet. The email itself has the start date (22…
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Gap insurance
Gap insurance was sold to us on the same day we bought the car in 2017, my question is, the order date was 4 days before the delivery date so does this come under the waiting 2 days rule for selling the gap insurance ?
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PPI but Broker no longer trading
My husband had PPI on a mortgage with Mortgage Express, arranged in 2002. However, as it was done through a broker they have said that they are not liable. However, the advisor is no longer registered on the Financial Conduct Authority register. I have looked at the FSCS web page and believe that they won't be able to help…
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old mortgage account of my parents
this is a old mortgage account my parents had in the 1970-80s and i found some old papers on this mortgage i am sure it was miss sold as i remember them talking about this years ago can i claim on this my parents pass away in 1987 the bank was birmingham and bridgwater which is now midshires i have been told any info would…
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giving up
I have spent a week trying to understand ppi claims and none of it makes any sense to me so I am giving up if I am owed money back I wont get it and they just win after all it is all just to confusing contntry to what the FCA as says you cant just type in your data of birth and address and see if you is owed money back you…
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Rejected by Financial Ombudsman!
I had identified three Mortgages that I had PPI on and I made claims on all of them, each referred to the F.O. Each was rejected. For two of them, it appears that I had made claims at the time, due to unemployment. For the third, Sun Bank, it had been taken over by one of the other two. Yet in each case, I had been…
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GE Money - loan could have been sold via another company
We took out a £20,000 over 180 months, from GE Money, which from what I can gather, was via igroup. The copy of the agreement we have is dated 23rd April 2008. The loan agreement form ias the igroup logo on it. We have written to GE Money asking if PPI was attached to this loan and they have replied stating that "PPI is…
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u claim 4 me
Uclaim4me have rang offering their services on two secured loans that we have to claim back ppi. They said they take 30% does anyone know anything about them as we are thinking about filling in their forms? We do have a big ppi on both loans only for 5 yrs which we will still be paying after 5 years but weren't told that…
