📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Old PPI + CCJ

Options
Hiya,

Approx 18 years ago I had loans with Alliance & Leicester and if I’m honest I’m unsure whether I had PPI.

Move forward to 2007 and I was given a CCJ with Santander on some car finance which has subsequently expired because of the 6 years but was never settled.

Is it worth putting in a claim with Santander for any A&L PPI as I’m unsure as to whether they will pull the CCJ back up.

Cheers!

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No. Any redress will go to the unpaid debt.
  • EmDubs
    EmDubs Posts: 12 Forumite
    Hi,

    So I forgot to mention something here... The timeline is as follows:

    Approx 18yrs ago I had A&L loans

    2007 CCJ

    2019 Santander have given me a mortgage

    Surely, if the CCJ was an issue that would have been declined?
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    EmDubs wrote: »
    Surely, if the CCJ was an issue that would have been declined?
    That's irrelevant to your potential PPI complaint.

    Any redress will go to the unpaid debt unless there is no longer any record, in which case you won't get any money either.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.