Lost Mortgage Details

sqms

I remember taking out a mortgage in December 1997, but cannot remember who the lender was. Does anyone know of a way to find out?

[Deleted User]

Your own paperwork or memory are the only two options.

System

from what i have been told in this forum 1997 is too early for this to count as ppi miselling - has to be between 2005 an 2011?

[Deleted User]

Dinard wrote: »

from what i have been told in this forum 1997 is too early for this to count as ppi miselling - has to be between 2005 an 2011?

Nowhere has anyone mentioned those dates in those terms..

A 1997 PPI complaint is perfectly possible. The problem will be a likely lack of records, both on the part of the customer and the lender.

Regulation of general insurance sales began in 2005, but Banks were already regulated by an earlier body which means they accept complaints prior to this date.

SonOf

and most mortgages in the UK are bought using estate agents, brokers and advisers. In those cases, it doesn't matter who the lender is as the lender won't know what insurances you have as they never sold you any.

snilloct1957

I take it you remember what property the mortgage was on? An enquiry to the Land Registry might reveal a lender on the property details.

System

i am confused then becouse i was sure i had seen another post her that said insurance sellers could reject claims beofre 2006 because it was not regulated then and it wasnt sold after 2011. if i have misundersatood that where can i find a clear legal statement of what those dates mean please?

System

most mortgages in the UK are bought using estate agents, brokers and advisers

what is the source of this fact please and what are the actual number is it most meaning 99 per cent more most meaning 50.1%?

-taff

Doesn't matter, if your mortgage insurance was sold by anyone bar a bank or building society prior to 2005 it won't be regulated.