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Succesful Plevin claim - Different to standard PPI claim?
Hi I used the resolver tool and this was successful. Bit of a surprise for me as I didn't think I had spent that much at all on PPI/PPC all those years ago and had canceled it myself. (Although this was a hard process but that's maybe a different story) I notice that there are 2 resolver tools, Plevin and General PPI.…
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Help decipher my confusion!
Hi I will attempt to keep this explanation simple! I received this email from the Ombudsman with a totally different Resolver number relating to NewDay after submitting a complaint via Resolver to Bank Of Scotland only on 8th July so too early still to escalate to Ombudsman. I do also have cases with both Aqua and Capital…
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PPI....claim or no claim?
Hi I’m new to the forum and have a couple of dilemma questions re PPI claim/enquiry. In the early 1990’s I took out PPI with a company that has now gone out of business. This was mis-sold to me due to me not requiring it, but it being insisted on. However, during the first year of it being taken out I was taken ill and…
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PPI upheld on a joint account by hsbc , two signatures required, only one available.
Hi all, I made a ppi claim against hsbc for a joint loan taken out back in 1999 ( still had the paperwork) . It was upheld and a compensation/ bank details form posted out . Happy days . On the said form two signatures are required, but we separate over 15 years ago, and have no idea where she is to counter sign . My…
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MPPI claim is it too late?
Hi I'm trying to help out a relative who l believe has a claim. She had MPPI with National and Provincial (which later became Abbey) in the early 90's, l think she was mis-sold as she was a full time student at the time and was also told it was required to get a mortgage. She still has all the paperwork and l am happy to…
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PPI offer- appealing amount
Hi I've received an offer from Lloyds for PPI I had on credit cards. They've offered £3370.81 :T calculated from January 1994 until June this year. However, I've found evidence that the original PPI agreement was made in June 1980. I've therefore decided to appeal the offer. Has anyone had any success doing this? Also, is…
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Mis-sold DFS PPI
Morning, I'm after some advice if possible. I found some old paperwork a couple of months ago relating to some furniture bought from DFS in 2002. The paperwork consisted of the credit agreement for a 'buy-now-pay-later' arrangement with GE Capital Bank, via DFS, the original furniture order form and three bank statements…
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Bank says I didn't have PPI - can I trust that?t
I have been fairly certain that I did have PPI with an old mortgage of mine years and years ago. I used Resolver and through them contacted Friends Povident and Northern Rock and was told that I "didn't" have PPI. So my question is can I trust what they say in that I didn't have PPI or do I need to dig deeper?…
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Bank have later date for ppi
Hi there. I have made a claim recently for ppi using resolver. Claim dates from my first mortgage in 1997 which the advisor insisted I took out in order to get the mortgage. The bank have been in touch to say that the under writer has provided payment records going back to 2000, which coincidentally was taken out on the…
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The extra amount you paid due to PPI on your previous loan or when you refinanced/settled your loan
On the breakdown from my PPI redress it has a section called "The extra amount you paid due to PPI on your previous loan or when you refinanced/settled your loan" This was a consolidation loan but I am not sure why I would have paid extra on the second loan if the balance of the PPI was rebated? Thanks
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New Look Store Card PPI
I was sure I had PPI on a new look store card but have been told by Ikano finance that I didn't. But I seem to remember there was another provider before Ikano? Can anyone help me out?
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PPI RBS Complaint Upheld but partial refund
Hello, I asked RBS how much PPI I had paid and they stated in writing that it was £1,311. I filed a complaint that the policy was mis-sold and they responded stating that "the bank is prepared to uphold your complaint and to offer the following redress:" They are offering a "Total Refund of PPI premiums" of £64, plus…
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TSB Credit Card Question
Hi, I got a Credit Card and a MasterCard from the TSB in about 1994. I submitted a PPI claim as on the statements it has got Payments Insurance Premium. At the time where I worked I would get six months full pay and six months half pay if I was off sick, so I thought I didn’t need the PPI. I sent them copies of the…
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PPI Complaints - accounts opened online
Hi I know I am VERY late to this but I was absolutely convinced I never had PPI. I’ve spent the last four months helping my mum and dad sort there complaints (they were going to use a CMC!) and my mum convinced me last week to just clarify with each of the lenders that I didn’t have it. Anyway, turns out I had PPI on…
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Decreasing term insurance
I’ve tried to claim a refund for a decreasing term insurance sold to me at the time I took out my mortgage. RBS says I signed to say no insurance was advised but it definitely was. I know it’s my fault for signing but wasn’t aware of the importance of it. Does it stop me qualifying for a refund? RBS says it does Thanks for…
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Proving self-employment at time of sale for PPI product
Hi there, Capital One have requested that I provide proof of self-employment at the time of taking out a credit card with them, that I have recently discovered included a PPI product. The date in question is August 2005, almost 14 years ago. Could anyone advise to what would qualify as proof of self-employment? I logged in…
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Ppi claim - canada square operations
Good afternoon everyone I am after some help and advise regarding my PPI Claim against Canada Square Operations. I have made my PPI claim via the correct methods as i had a Egg Loan it resulted in me claiming against Canada Square Operations. The claim was successful and i received a letter stating that i would get the…
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PPI and Nationwide
Has anyone else had a problem reclaiming PPI which was a joint account with an ex spouse? I can't get in touch with my ex for personal reasons and so Nationwide won't even consider paying me half of what we could potentially get and I have all the documents to prove that I had PPI.
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Claiming PPI using Deputyship
I have recently been given Deputyship by the Court of Protection for my mother. Going through her financial statements, I have found she has paid PPI on credit cards. Unfortunately I am unable to ascertain from her if she has claimed, and if I'm honest I doubt she will have done. I have looked about on line, but haven't…
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Reclaim PPI - Advantage Finance
Hi Guys, I'm hoping someone can offer a bit of help... As the deadline for PPI is fast approching I want to get things right before I run out of time, as titled I want to see if I can claim PPI from Adavantge Finance which was for car finance. I can't quite remember which year but wouldve been either 2008/2009, I have…
