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PPI for deceased
Hi , I wonder if anybody can help , My mother passed away 9 years ago and i knew she had many loans / credit cards so i did a PPI check on her behalf just out of curiosity really , I have now received a cheque in her name and I was wondering if there is anyway I can claim this money as I was an only child and sole…
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Is my card still running?
Hi all I’ve found out that a did indeed have ppi on a Morgan Stanley that was transferred to a barclaycard which is still running 15 years later.My question is this, when filling out claim form is my card closed as it was with Morgan or is it still open but now with barclaycard? Thank you for any help given
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Asking for photo id to process PPI refund
I made a PPI claim using the template on the Resolver website. I received a letter from NRAM regarding a loan I had with Northern Rock. They have made an offer which would like to accept but they reqire photo ID. It says "I require photographic identification (Passport/Driver's Licence) from you for our signature…
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PPI been through bankruptcy
Hello, just been in touch with PPI company who said they couldn’t help me as I’ve been through bankruptcy, but that I may be able to do it myself through MSE. Is this something I can do or does having been a bankrupt many years ago mean I can’t do it at all. I’ve had the discharge letter in 2012 after paying moonbeever for…
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PPI cheque
Hi, put in a claim for PPI with rbs. Received a text on 3rd june informing me payment will be made by 26th June. Just wondered how long others have waited for payment? Have you received it before the date they said or after?
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Ppi tax refund
Looking for advice before I drop myself in it, got a 4K ppi refund, was looking to get a refund on the tax, but panicked as I work part time and just under personal allowance limit. If I put in the refund form will they add the 4K to my yearly earnings and tax me in my salary. I don’t have any savings in my name. Confused…
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CPP... Can i still claim?
Hi I have recently found some paper work reminding me that i had CPP. But everythread i have found is from 2014-2016 i don't remember seeing any thing in the post at that time not to say i didn't be very likely i didn't understand what it was and chucked it away. am i too late and should i just forget about?
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loans.co.uk ppi
Can anybody please offer me some assistance. I took a Loan back in 2006 through loans.co.uk.I did have single payment ppi on this with interest on top of this. Also the ppi only covered me for 36 months. I did in 2008 cancel the ppi as I didn't think I needed it and was given £755 back. The actual ppi was £2528 and…
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Tracing PPI
Arny has finally shamed me into looking into PPI refunds. Does anyone have any suggestions how I can establish what credit cards/loans/mortgages etc I have had over the years. Is it as simple as getting a credit report or is there a bit more to it than that. Thanks Steve:)
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HSBC will only refund last 6 years PPI
I am currently in the process of claiming back mis-sold PPI on a HSBC loan taken out in 2003. I received a letter today saying: "In line with HSBC procedures we are only able to produce statements on your account for the last 6 years. I therefore propose to offer to refund the premiums paid over the period for which…
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Bill Protector and PPI? - Halifax
Hi all, new poster, had lots of success with PPI claims, but lost with the below. I have just successfully reclaimed £400 from Halifax on a credit card, but... Halifax made me aware that I had a bill protector policy that my wife and I knew nothing about, that's bad enough, but they have also told me we had PPI tied to…
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s75 claim time limits
Has anyone tried to reclaim their money from a credit card provider under s75 of the Consumer Credit Act for a purchase back as far as 2005? My dad bought a dud "investment" in 2005, and paid a deposit on a credit card. The company was shut by the regulator shortly thereafter, but is only now being wound down. The owners…
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PPI refund offset without notice.
I'm slightly shocked. A month ago I received notice that I have approx £3300 in PPI refund owed to me from a Natwest loan. As I have had to stop working due to chronic fatigue this was a real relief. However, a month or so passed and no cheque came. I contacted them yesterday only to discover they have apparently set-off…
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Long Shot! Anybody bought a car from CHATSWORTH HONDA
Hi Last minute desperate attempt to track this down, I bought a car on HP from Chatsworth Honda in Nottingham - they forced me to have PPI saying I couldn't have the finance if not. I know my HP agreement was with a banking/financial organisation that I remember recognising the name of (as being part of a banking group I…
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Card Protection Plans
For years i had a Card Protection Plan. I have a feeling it was called "CPC" ... but i'm old, so what do i know/remember. I can't remember the bank, although it would most likely have been either RBS or First Direct. Obviously, i have no paperwork, account numbers, or anything else. BTW, this would have been in the 1980's…
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Claiming PPI on statute barred defaulted debts
Hi, We have had a mortgage in the late 1980's-mid 1990's, and from 1990-2000 we had credit cards and catalogues most of which I remember being sold 'protection if you lost your job' which I was told would aid my applications. Having a bad time with health and work during that time meant that most of them went unpaid…
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PPI, bankruptcy and car finance
I've tried to reclaim PPI previously but as I was declared bankrupt in 2010 I was informed by the banks that I could not reclaim this. Is this correct? Also I had car finance with Minu which was not included in my bankruptcy as I paid it off beforehand and BMW finance have said I need to reclaim through the dealership but…
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Canada Operations PPI
Hi All, I received a letter today from Canada Operations saying because I had two loans and a credit card from Associates Capital in or around 2002 and I am entitled to make a claim for PPI. This came totally out of the blue. They provided me with account details and I have to fill in a complaints form online to progress…
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Best way to successfully reclaim Littlewoods Extra Care 500 PPI?
With the deadline fast approaching I have finally gotten around to checking for PPI. I am in the process of checking with my bank and credit cards and also decided to check my Littlewoods account. On calling them they confirmed that I had a service called Extra Care Active between 2004 and 2018 when I closed my catalogue…
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Successful Overdraft PPI claim - Barclays
Hi, Just thought I’d give an update . I contacted Barclays regarding my current account on 21st May and during the conversation I asked about a fee that I had been paying each and every month of £12. Long story short this was PPI for the overdraft which had been added to my account when I was a student. Lovely lady on the…