PPI....claim or no claim?

Woo_woo

Hi I’m new to the forum and have a couple of dilemma questions re PPI claim/enquiry.
In the early 1990’s I took out PPI with a company that has now gone out of business. This was mis-sold to me due to me not requiring it, but it being insisted on. However, during the first year of it being taken out I was taken ill and subsequently had to retire from my job through ill health. I never made a claim on the policy, because, as I pointed out at the time of signing, I had no need for such a policy due to the structure of my salary at that point.
My question here is, can I make a claim for PPI even though I successfully sued, approximately 12 months after taking out the policy, for my monthly payments to be returned and payments made for my mortgage I had made, or should I consider the matter done and dusted? At the time an independent financial adviser pointed out that I had been mis-sold this policy but I was too ill to pursue yet another case. Any advice please?

The other problem, around about the same time I took out a ‘loan to buy’ with Martin Dawes. Do I approach Martin Dawes to enquire who would have dealt with the loan, or just enquire re PPI? When I came to settle the amount early, I seem to remember the paperwork being from a company other than Martin Dawes. Again, any advice here would be appreciated.

Many thanks in advance.

SonOf

My question here is, can I make a claim for PPI even though I successfully sued, approximately 12 months after taking out the policy, for my monthly payments to be returned and payments made for my mortgage I had made, or should I consider the matter done and dusted?

No.

1 - you already took action and got a resolution
2 - the company no longer exists. So, who would you propose complaining to?

PPI redress is a refund of premums plus interest. You already had a refund of premiums. So, what do you have to complain about?

The other problem, around about the same time I took out a ‘loan to buy’ with Martin Dawes. Do I approach Martin Dawes to enquire who would have dealt with the loan, or just enquire re PPI

You approach the seller. Not the provider. Unless the seller and provider were one the same.

Woo_woo

Thank you for your kind words and advice.