Advice4Claims - real or scam?

*Scottish*Lass*

Hi - I received a letter from a company called Advice4Claims about a month ago. They said I was owed £71.04 in PPI and requested I pay a 25% ‘service charge’ (£21.31 inc vat). Obviously, I just assumed this was a scam and disregarded the letter but upon finding it again today I thought I’d check them out. Can’t find anything online either way (real or scam) so thought this might be the place for info 😊

So, has anyone heard of this company? Had a refund? Been scammed?

[Deleted User]

If you're not asked them to post any letters for you, then it's not going to be genuine.

And if it was genuine, they wouldn't be asking you for 25%.

*Scottish*Lass*

Deleted_User wrote: »

If you're not asked them to post any letters for you, then it's not going to be genuine.

And if it was genuine, they wouldn't be asking you for 25%.

I do remember filling in paperwork for someone but because I can’t find anything about them I’m stuck on if it was them or not 🤷🏼!♀️

Re the 25% - there’s usually a fee to pay isn’t there? Oh it’s a pain in the burr not knowing 😂

[Deleted User]

There's always a fee to pay.

But it's now capped at 24%, unless you opted for a more expensive postal service before the regulations came in.

SonOf

1 - It would be unlawful for a CMC to raise a complaint without your permission
2 - it would be unlawful for a bank to respond to a CMC without your authority
3 - 25% is in breach of the regulatory maximum fee.
4 - In the vast majority of cases, redress comes to you directly from the bank and you then pay the CMC that you have signed a contract with.

So, multiple issues here that suggest that it is dodgy unless you did actually employ them and have forgotten.