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M&S PPI -change Storecard to Credit Card and added PPI
I am new to posting on the forum but I have been using it quite a while. I applied for PPI refund on my M&S storecard and was rejected however I know that they changed my storecard to a m&s credit card without me applying for it they also transferred my PPI onto my credit card (without me asking them to do so) I did not…
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Cancellation of Credit card machine contract, hefty charges HELP!
My sister was doing party plan and signed up to have a credit card machine so she could offer this method of payment to customers. She asked the rep if there was a cancellation fee and he said NO. She then stopped doing the parties and hence cancelled the machine only to be told there was a huge £170 charge and that it was…
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Reclaiming Lloyds Bank Premier Account charges
Good morning. My husband and I are in the process of writing to Lloyds to reclaim bank charges BUT I have a question. When we got married, in July 2010, my husbands Premier account became our joint account. When phoning Lloyds bank, they have said their records only go back to 2010. We would like to take this claim back…
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PPI and NHS staff
Someone has told me that banks shouldn't have offered PPI to NHS employees. Is this correct and if so, presumably as an NHS employee I can submit a claim on that basis. I still have PPI on my credit card but as it was so long ago can't recall if I was mis-sold or not. I also recall something about not cancelling the PPI…
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Lloyds Bank Charges Refund Rejected
Good morning, I have had a refund request (on my girlfriends behalf) rejected by Lloyds with them making a £60 "goodwill gesture". The initial letter sent to Lloyds was requesting a total of £3114.64 and £1315.67 in interest. Please can someone advise on which charges are worth pursuing further: 1) O/D usage fees, O/D…
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Old TSB loans
Hi peeps. Just a quick one. In 1994 & 1995 I took loans out with TSB (before they joined lloyds) & I'm pretty sure I was mis-sold PPI. I Know it's a long time ago but I'll give it a try. My question is-who do I write to? Lloyds (who I've still got an account with) or TSB who've recently started up again. HELP! :)
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Packaged Bank Accounts
I took out a Packaged Bank Account in 2002. During this time I have used it twice for car breakdown. I feel this account was pushed onto me. Can I still claim even though I used it for car breakdown. I have never used the travel insurance, or mobile phone cover.
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No help from Natwest
Hi, I am trying to claim back Advantage Gold monthly fees for being miss sold the account when I opened it. However I opened the account in 1997 and I downgraded my account seven/eight years ago when I opened another account. I keep the Natwest one as my emergency one. I telephoned them yesterday to find out what date to…
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NatWest Advantage Gold - Help please
I lodged a complaint via telephone this morning to say that I downgraded from Advantage Gold at a review meeting in March 09 after I had recently been made redundant with my then relationship manager. It was established that I had no need for the account. I was advised that it had been open since 1999 and I thought the…
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Bank charges reclaim (Natwest)
My name was added to my Mums account for the purpose of helping her as she gets confused and went to Natwest with her and mentioned bank charges which we thought were missold. I later telephoned Natwest and they started an investigation, however, after 5 weeks they came back to me and said as my name was not on the account…
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Natwest packaged bank account
Ive done a complaint with Natwest about mis-sold package account. They are currently 7wks in now and only 1 more week to deal with it. They have gathered all the info at 2wks and since then im still waiting for a case handler. Just rung them again now and still no case handler and they only have 1 wk left. What happens if…
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PPI Companies
Hi I know there is a method of claiming PPI yourself but i was wondering if there is a way you can look back all the loans etc you have had and where to find it. Also how long back can you go? I'd also be happy going to a company if that would be easier so anyone has any recommendations please let me know. Thanks
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TSB Loan PPI - Seperate or Joint?
Okay I'll try and explain the best I can. I claimed PPI back from LLoyds/TSB in my name and got money back for several loans I had. My husband has never claimed PPI in his name? As we are married would all the loans we have had been looked at? and I received the PPI from them. We are not sure if its worth applying in his…
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PPI claim turned down
I made a PPI claim to Lloyds just over 2 years ago which was turned down. Due to one thing and another (I won't bore you) I didn't get in touch with the Ombudsman within the 6 month period. Have I burnt my boats or have I any chance at all trying again?
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bank charges due to bank error complaint upheld but comp and interest below expected
Hi. I'm wondering if I could get some guidance on a complaint that was upheld by NatWest today following a complaint I started in 2007 but recently raised to the FOS for charges I incurred due to the bank not actioning a letter. NatWest have offered me all the charges back, which is about £300, and £100 compensation. I had…
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Address to claim back ppi from classic combinations ltd and fifty plus?
Can anyone help? I'm attempting to claim back ppi from the above companies for my inlaws but I'm struggling to find the addresses to do so, I've checked the website and done a Google search, but yo no avail. Any ideas where to find them?
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Ccp
I had CCP with M&S for years. I received a small reimbursement last year, relating to amounts paid after 2005, but I originally took out the policy in 1987. M&S say that they will not refund any amounts paid prior to 2005 and if I don't agree, to take it up with the ombusdman - any thoughts anyone?
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HFC Bank
I had a couple of loans in the 80s with HFC Bank, but I can find no details of them anywhere. Does anyone remember them and had any succuess with PPI claims?
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Wrong info given by Egg on PPI
Hello everyone, I've been a long time lurker on this site, now an experience with Egg (or Citibank whoever it is now) has left me fuming and motivated to try to reclaim my PPI properly. I know you guys are the experts on this! Egg. I had an egg credit card from 2002-2011. I called Egg in 2013 who referred me to citibank.…
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Claimed PPI repayment but Credit card company says records no longer available
I recently contacted an old credit card provider (Amex) but received a reply saying that they did not keep records gong back that far. It was quite a while ago (1995-6) and I have no records remaining either. I have a feeling I did pay PPI in those days - is thee anything I can do?
