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halifax charges
Hi so I bank with halifax and on a number of occasions they have taken my monthly fee out when the money is not there.so In turn I then get charged for unarranged overdraft fees.I understand that I should make sure the money is there but it still seems so unfair.think I can claim it back ? Also the the only money going in…
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How far back can you claim for bank charges?
Hi everyone. A couple of weeks ago I decided to claim back my bank charges. Natwest refunded my charges right away. I rarely use the account and its £6 per charge. They refunded £48 which went back to 2009. With Yorkshire bank I've not been charged in a few years which I explained to them. I have been with them since I was…
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Help please
Hi I'm totally new to this and just signed up today. I've heard more and more stories about people claiming back bank charges and the amount they have to pay for their type of account. I currently have an RBS silver account and have been charged many times. I am in full time employment and I have a nearly 7 year old…
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bank charges
Hi i am unsure how to go about claiming bank charges etc. how far back can i go? i am unable to work at the moment as my son has a disability in which i am his full time carer and he is not attending school at the moment. Are there any template letters or what are the reasons for claiming back bank charges? Many Thanks
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MBNA PPI claim - a letter every 21 days
In January I made a claim for PPI in relation to an old MBNA credit card, the policy was taken out in the 90's. Since then I have received a letter once every 21 days confirming they are 'gathering the information required to enable a final response to be issued', and that they expect to be able to issue a response within…
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Bank Account Fees
Hello I have seen these claims from firms that they can claim back your monthly account fee for you. The fee that is for holiday or mobile phone insurance and other things like that on the Halifax Ultimate reward current account. I just wondered if this is possible. The onlyreason I was moved over from my normal current…
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Ppi claim
Sorry in advance if I have posted wrongly but first attempt!!!! My wife and I took out a loan a few years back with Firstplus but we have no details of it because of the length of time etc. Was wondering if there is any way of finding info on it so that we can check PPI payments. Thank you.:)
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Can I still claim my bank charges after so many years???
Hi all. please bare with me. It's long winded and im not the best at explaining things on paper!!! About 5 or 6 years ago I wrote to my bank (barclays) about getting a refund on my bank charges (overdrafts. Unpaid cheques etc) I also included 6 years worth of bank statements highlighting every charge I uncured. I received…
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Paying 40% tax on PPI interest
I am a 20% tax payer but have received interest on PPI payments which take me into the 40%tax bracket. However, the interest was on payments which date back to the mid 1990s. So, technically, I earned the interest over a number of years although I was paid the interest I had earned in one lump sum. Does anybody know if I…
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Unaware of PPI on Capital One CC
My husband applied for CapOne Credit card in Jan 2007 over the phone. He was not aware of PPI being added until he called a month ago to ask. He requested details of the PPI payments but after a few chase calls he eventually recieved a PPI Complaint questionnaire asking when he was sold/how he was sold etc. However this is…
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PPI Claim for my late husband
It has been suggested that I claim back PPI for my late husband, I cannot find the forms on this site to start this off. I may be being blind & stupid but I really cannot find them. Can someone help please. Karen
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Interrogation by Halifax over the phone about PPI claim is this normal ?
Having written a letter saying I thought I was miss sold PPI on 2 secured loans with the Halifax , I then received their forms to fill in. I sent them off nearly 4 weeks ago , filling in as much detail as I could possible think of. Tonight I got a phone call from them going over all the questions again.......I was on the…
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Ismart
Hi Around 4 years ago I persuaded my wife to to put in a PPI credit card claim with Ismart. We didn't hear anything until December last year when she received a letter from Barclays (credit card company) saying she was due X amount of pounds back, a couple of days latter Ismart rang her and asked her for the £770 she owed…
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robbo71
I started my PPI claim back in August 2010 with Tucan Claims who went bust and High Street Financial took over which they asked me to sign for them to continue with my claim which i did without realising they were charging me on top of the payment I had already made to Tucan Claims. My claim ended up going to the Ombudsmen…
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problem with ismart ppi claim
Hi, I need some advice, I will keep it brief my husband took out an £8000 car loan which was in just his name but paid into our joint bank account, we had ppi on the loan which was never agreed to after the loan was paid I tried to get back the PPI on the loan using ismart Ismart phoned me to say they had reclaimed the PPI…
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Bank changed my account to one with overdraft fees without telling me
Im sure I will seem quite thick so some people, but I'm usually not. I changed my Santander young persons account to a student account in November 2013. I wanted that account for the interest and fee free overdraft as my only source of income is my student loan. During the course of the year I went over my arranged…
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PPI Claim First National
I was mis sold PPI by First National in 2002 and still have the original paperwork. I have written to GE Money,Croxley Green Watford, as I understood that they were the Adminstrators for First National Loans. However, after eight weeks they have responded and informed me that they do not recognise my account details and…
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Lloyds packaged bank charges
Help! I've been trying for weeks to cancel my priemier account and they just won't let me do it! First they said it must be done online (but you can't), then I was told I needed to see an account advisor in branch but they had no free appointments. Then I called telephone banking and the said they would downgrade to a…
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Can I claim
Hi guys I have always wondered if I should do this would I be able to get money back I have had various fee connected to bounced direct debits nothing in the 1000's but still had them with abbey national (can't remember any address or account details 😤 ) and llyods n Tsb could I claim for these there going back over 5…
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Packaged accounts reclaim
Hi I am interested in reclaiming charges on a packaged account, but since I closed account 2 years ago, I have shredded my old statements. Could I still claim?