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overdraft charges
Hi, does anyone know if you can reclaim overdraft charges? A friend keeps getting charged for going over and it seems like she will never get out of the circle?? Anyone help????
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Reclaimed £800!!
I managed to claim back over £800 from Lloyds bank and Halifax in charges as I threatened to take them to court as I felt they were unfair. If you have any charges for any accounts contact the bank and get them back!!
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Account Charges
Good morning, Long story...... We had an account many years ago with Lloyd's. If my memory serves me right it was either a gold or platinum account. We had some financial difficulties and went with a Payment reduction company which meant we had to switch accounts. This company took all our paperwork in relation to our…
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HFC Bank / HSBC Old Closed Account
Hi All I had a couple of old HFC Bank Accounts, from around 1997 to 2001, I paid ridiculous amounts of interest and charges on these and would now love to investigate it. Problem is the accounts are so old so wondering if anyone had any experience with this bank and getting information from that long ago? I have the…
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Bank smart threats!!
deleted for personal reasons
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Claim for credit card PPI from 2000-07 advice needed!
I was hoping that someone may be able to advise on my circumstances? I had my first ever credit card with Capital One starting in May 2000. I applied by post. I was employed when I applied but became a student only 3 months later in Sept 2000. I had PPI from day one but cannot remember how it was sold. I remember…
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Halifax Bank Charges
am i able to reclaim bank charges from 12 years ago with the halifax bank if so how do i go about it please thank you
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Settled debt and PPI refund
Hi All, I've discovered that I have had PPI on 'partially' settled cc debts and I am making a claim. My question is, if I am successful in my claim for PPI, can it be used by the cc to pay the debts that have been formally settled?
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Mis-sold account and charges
Basically I was mis-sold a bank account which had monthly fees. I was sold it because I had a basic account and this one would give me the overdraft plus other features for a monthly fee. I never used it and the fees pushed me into a cycle of unarranged overdraft charges, interest and and more charges. I eventually ended…
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Packaged bank account claim query
Hey I was just looking for some advice as a family member just told me you can claim packaged account fees... I opened my first current account back in 2007 with Ulster bank. When I went into the branch to open the account the girl basically put my name in for everything. Ufirst gold account, credit card, overdraft and…
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Success! Natwest refunded fees and interest!
Just found out that Natwest have refunded me for fees associated with an account they had me open in 2010. I had fees and interest for 5 years paid back. They did in fact state that I had to open the expensive fee paying account in order to have an overdraft which at the time seemed a more sensible option than a credit…
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Claiming if you've no details??
Hello, I'm a bit late to the PPI party as I've never had any loans, but I have had various credit cards where I did balance transfers, probably 3 or 4, which I had from 2006 - 2013. I don't think I had PPI with any of them, but am not 100% sure, so I'm wondering if it's worth enquiring anyway? Unfortunately I don't have…
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Visa Debit Chargeback
Hi Guys, I would need some very experienced assistance as, I bought an animal from france and I am not receiving it. But apparently there is a law in france where they cannot give refunds??????????? and must wait to resell the animal before refunding me? ( i feel like i'm being led down the garden path) So I Will be…
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Success
My daughter was given overdraft by lloyds which was more than her wage she was in financial difficulty using advice from MSE I requested all transactions wrote to bank highlighting charges and highlighting were she had tried to pay back using payday loans but could not due to charges of over £80 per month. The bank…
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Bank charges - advice on next step please
Hi please could someone advise me on what to do next. I applied on behalf of my son to reclaim his bank charges for the past 6 years with Santander. I used the financial hardship template letter and the bank has replied straight away. It states ....Whilst the fees have been applied to your account correctly, I have…
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PBA Claim upheld but dispute on consequential losses
All I hope you can offer your assistance with this. I recently had my complaint for a missold packaged bank account upheld and was awarded the refund of these costs plus the 8% statutory interest accordingly. The second part to my complaint that was sent to the fos was regarding the bank charges that I am seeking…
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Advice for appealing advantage gold claim
Hi all. Am new to here but was after some advice. I've had an advantage gold account since I was 18 in 1998 I wanted a loan for my first car and was told would only get one with ag account and was only way I would get an overdraft so kep it going. When we bought our first home they said to transfer it to our joint account…
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Miss sold Packaged Bank Accounts - time barr rules
It has come to my attention that some banks are now not looking at allindividual cases for reclaiming bank charges (miss sold packaged bank account),if they sent a consumer a Refresher Pack in 2009 which included details of fees andbenefits. This is because of the FCA timebarring rules on complaining - 6 years from the…
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How to help an elderly relative.
Hi, I am taking a look at my father-in-law's PPI claims for him as he is not very well, and getting on in life. He really can't do it himself and I don't want him to get ripped off. After receiving a letter from a company saying they could get money back for him, he called them and they sent someone round straight away.…
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BAB UK: Are they genuine?!
I had a call today from 020 7965 1012. It was a lady called Natalie who seemed to know who I was and that I'd had bank charges in the past. I don't know where she got my name and number from, bit worrying. Anyway, she works for a company called BAB UK who have a website here: bab.uk.net They claim to be able to reclaim…
