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Agreed Overdraft £90 a month charges - Any Chance?
Hi all, Do I have any case to claim back charges from Barclays Bank, when we were in Finanical Hardship. I didn't know about this before (living under a rock - hey!). We had an agreed overdraft of £3500 the bank account was always more or less up to this limit. We also had huge credit card debts of about £40,000 and they…
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Bank charges for missed Direct Debit
From a bank perspective what is the difference between my request from an ATM for more money than is in my a/c and a direct debit from a third party requesting money from my a/c to settle a monthly bill. They seem like similar functions technically, yet the bank appears not to care about the ATM transaction while charging…
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Bank charges - interim success
In 2005 I started to receive Disability Living Allowance after major surgery and amputation due to clinical negligence. In the overall hassle I was forced to stop working and ran up debts. HSBC though allowed me an overdraft which was fine until DWP erroneously stopped the DLA in 2006 - claiming that I had "recovered from…
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Help Needed re: Current Financial Hardship!
Hi All I recently requested a refund of my wife and I's bank charges (unplanned overdraft fees, overdraft interest and unpaid DD's) from Lloyds in relation to 2 bank accounts dating back many years. The worst period of which was 2009-2010. The total refund requested was circa £4,300 and £1,700 in relation to these 2…
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Bank cost charges
Hi, Hope i have posted in the correct place. I am hoping someone will be able to give me some advise. My bank called in my company overdraft facility in 2012. A few months later my 30+ year old company went into liquidation. The banks reply when i asked why they would not support me anymore was "you are a retailer", that…
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Old bank charges 6 years +
My bank charges are very old but they are worth 100's. Is it still possible for me to claim these?
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Loan PPI
Hi. I had a loan in 2004 and had PPI on it but I shopped around and got the policy from a company other than the lender. Do I still have aclaim
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Student overdraft in 2008 and monthly charges
Hi, I hope someone can help. When I was at university in 2008, I had two student accounts with a overdraft of £1250 and £1,000. Two years ago I had to start paying around £30 a month and £26 a month for my charges(interest charges). I managed last week to claim back some charges on both of my accounts with the help of this…
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overdraft charges
Hi, does anyone know if you can reclaim overdraft charges? A friend keeps getting charged for going over and it seems like she will never get out of the circle?? Anyone help????
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Reclaimed £800!!
I managed to claim back over £800 from Lloyds bank and Halifax in charges as I threatened to take them to court as I felt they were unfair. If you have any charges for any accounts contact the bank and get them back!!
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Account Charges
Good morning, Long story...... We had an account many years ago with Lloyd's. If my memory serves me right it was either a gold or platinum account. We had some financial difficulties and went with a Payment reduction company which meant we had to switch accounts. This company took all our paperwork in relation to our…
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HFC Bank / HSBC Old Closed Account
Hi All I had a couple of old HFC Bank Accounts, from around 1997 to 2001, I paid ridiculous amounts of interest and charges on these and would now love to investigate it. Problem is the accounts are so old so wondering if anyone had any experience with this bank and getting information from that long ago? I have the…
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Bank smart threats!!
deleted for personal reasons
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Claim for credit card PPI from 2000-07 advice needed!
I was hoping that someone may be able to advise on my circumstances? I had my first ever credit card with Capital One starting in May 2000. I applied by post. I was employed when I applied but became a student only 3 months later in Sept 2000. I had PPI from day one but cannot remember how it was sold. I remember…
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Halifax Bank Charges
am i able to reclaim bank charges from 12 years ago with the halifax bank if so how do i go about it please thank you
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Settled debt and PPI refund
Hi All, I've discovered that I have had PPI on 'partially' settled cc debts and I am making a claim. My question is, if I am successful in my claim for PPI, can it be used by the cc to pay the debts that have been formally settled?
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Mis-sold account and charges
Basically I was mis-sold a bank account which had monthly fees. I was sold it because I had a basic account and this one would give me the overdraft plus other features for a monthly fee. I never used it and the fees pushed me into a cycle of unarranged overdraft charges, interest and and more charges. I eventually ended…
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Packaged bank account claim query
Hey I was just looking for some advice as a family member just told me you can claim packaged account fees... I opened my first current account back in 2007 with Ulster bank. When I went into the branch to open the account the girl basically put my name in for everything. Ufirst gold account, credit card, overdraft and…
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Success! Natwest refunded fees and interest!
Just found out that Natwest have refunded me for fees associated with an account they had me open in 2010. I had fees and interest for 5 years paid back. They did in fact state that I had to open the expensive fee paying account in order to have an overdraft which at the time seemed a more sensible option than a credit…
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Claiming if you've no details??
Hello, I'm a bit late to the PPI party as I've never had any loans, but I have had various credit cards where I did balance transfers, probably 3 or 4, which I had from 2006 - 2013. I don't think I had PPI with any of them, but am not 100% sure, so I'm wondering if it's worth enquiring anyway? Unfortunately I don't have…
