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Reclaiming interest from Wonga through FOS
Hi big wide internet world! I hope someone out there has some experience of this and can shed some light because I have no clue what's going on! Several years ago I took out a small loan with Wonga (stupidly) and the traditional story followed, couldn't afford to pay back in full the next month so when it was paid off I…
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HSBC Bank Charges Reclaim - Help
Hi, First of all I didn't expect this to be easy. Anyway I am looking for some advice. I have sent a letter to HSBC Bank with regards to bank charges, stating that we are in financial hardship, as per the ombudsman. Because our accounts have now been closed as a result of our situation, there is no longer an active banking…
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Reclaiming account fees
Hi Can anyone help? I have a business bank account . This incurres a £6.50 monthly account fee but I don't know what it is for. Can I put in a claim to have these monthly fees reimbursed?
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santander ppi rejection
I haven't used this forum in a long time - so please forgive me for any errors I may make. I would like some advice if anybody is able to help me. My husband recently tried to reclaim PPI from Santander. At the time he took the loan out he was told he would be much more likely to be accepted for the loan if he took out the…
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Reclaiming Overdraft Charges from Santander. Success!
I posted about a month ago seeking advice about claiming charges from Santander as my account had been changed from a Student account to a current one. I didnt get any replies, but I downloaded a template from this site and sent a letter to customer services/complaints. At first i was brushed off, but I escalated to the…
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Can i claim charges and PPI when taken to County Court?
Hi there my credit card company "Capital One" have taken me to County Court and i have received the response notice. The total is over £1,600 and includes bank charges and interest. 1. Is there any way to get off this? It is a few years old? 2. Can i counter claim or defend for bank charges? 3. How do i find out if i paid…
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Natwest
Apologies if this is in the wrong place. I recently got contacted by Natwest saying I had been overcharged and to contact them for a refund. I did that and was told £378 had been payed into my account in 2012 and they wanted to return it. The thing is I closed the account in 2010. They kept asking if I had been affected…
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Can I reclaim CPI on old loan?
Got a loan in 2002 to buy some electrical goods (just over £1000). Loan was arranged in person at the electrical supplier's store. Loan was offered by a bank. Monthly payment had been set up fairly low but I was overpaying each month and repaired within a year without paying any interest. Was going through files a few days…
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Natwest bank charges reclaim
I'm with natwest, I'm trying to find out how much success people have had with them when claiming back charges and any advice and tip anyone can give me to help me with my case. I have been with natwest for about 16 years and have been charged quite a few times. I know I can only claim back 6 years. Is my best route to…
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halifax charges
Hi so I bank with halifax and on a number of occasions they have taken my monthly fee out when the money is not there.so In turn I then get charged for unarranged overdraft fees.I understand that I should make sure the money is there but it still seems so unfair.think I can claim it back ? Also the the only money going in…
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How far back can you claim for bank charges?
Hi everyone. A couple of weeks ago I decided to claim back my bank charges. Natwest refunded my charges right away. I rarely use the account and its £6 per charge. They refunded £48 which went back to 2009. With Yorkshire bank I've not been charged in a few years which I explained to them. I have been with them since I was…
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Help please
Hi I'm totally new to this and just signed up today. I've heard more and more stories about people claiming back bank charges and the amount they have to pay for their type of account. I currently have an RBS silver account and have been charged many times. I am in full time employment and I have a nearly 7 year old…
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bank charges
Hi i am unsure how to go about claiming bank charges etc. how far back can i go? i am unable to work at the moment as my son has a disability in which i am his full time carer and he is not attending school at the moment. Are there any template letters or what are the reasons for claiming back bank charges? Many Thanks
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MBNA PPI claim - a letter every 21 days
In January I made a claim for PPI in relation to an old MBNA credit card, the policy was taken out in the 90's. Since then I have received a letter once every 21 days confirming they are 'gathering the information required to enable a final response to be issued', and that they expect to be able to issue a response within…
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Bank Account Fees
Hello I have seen these claims from firms that they can claim back your monthly account fee for you. The fee that is for holiday or mobile phone insurance and other things like that on the Halifax Ultimate reward current account. I just wondered if this is possible. The onlyreason I was moved over from my normal current…
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Ppi claim
Sorry in advance if I have posted wrongly but first attempt!!!! My wife and I took out a loan a few years back with Firstplus but we have no details of it because of the length of time etc. Was wondering if there is any way of finding info on it so that we can check PPI payments. Thank you.:)
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Can I still claim my bank charges after so many years???
Hi all. please bare with me. It's long winded and im not the best at explaining things on paper!!! About 5 or 6 years ago I wrote to my bank (barclays) about getting a refund on my bank charges (overdrafts. Unpaid cheques etc) I also included 6 years worth of bank statements highlighting every charge I uncured. I received…
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Paying 40% tax on PPI interest
I am a 20% tax payer but have received interest on PPI payments which take me into the 40%tax bracket. However, the interest was on payments which date back to the mid 1990s. So, technically, I earned the interest over a number of years although I was paid the interest I had earned in one lump sum. Does anybody know if I…
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Unaware of PPI on Capital One CC
My husband applied for CapOne Credit card in Jan 2007 over the phone. He was not aware of PPI being added until he called a month ago to ask. He requested details of the PPI payments but after a few chase calls he eventually recieved a PPI Complaint questionnaire asking when he was sold/how he was sold etc. However this is…
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PPI Claim for my late husband
It has been suggested that I claim back PPI for my late husband, I cannot find the forms on this site to start this off. I may be being blind & stupid but I really cannot find them. Can someone help please. Karen
