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Reclaimed £268 Santander Bank charges......sort of.
Chuffed!!! I made a complaint with regards to the charge cycle I had gotten myself into in October 2014 due to illness from work and a dramatic reduction in income. Got a phone call today from the financial assessment team. Unfortunately they couldn't go back as far as October but did write off the charges due (£95),…
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claiming ppi after a DRO has ended
Hi hope someone can help, I finished a DRO in Aug this year and was wondering if i can apply for miss sold ppi on the creditors that were in my dro?? Been reading on some forums that you can and then you can't, bit confused?? If i can what do i need to do? Who do i contact? thanks in advance.
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TSB returned direct debit charge
Hello. I was overcharged by Asda (home shopping) by £20, which meant I didn't have enough money to pay a direct debit (£6.99) meaning I was £5.25 overdrawn. I transfered the money from my savings account later that same day to stop me being overdrawn (the bank was closed by the time I realised) I have just received a…
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Possible PPI claim from 15 years ago
Hi, I had a credit card with Barclaycard going on 15 years now and I'm sure they had charged me the PPI. When I contacted them I was told they have no record of me having an account with them but I know I did. Unfortunately all previous statements I had for that card have since been destroyed through moving house. Is there…
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TSB Refund
Hi i got a letter from tsb on the 13th March dated the 11th March saying that i will be receiving a refund of £571.91 for bank charges :j the wording as to how i would be paid is very vague it says we will send you a cheque for the amount of £571.91. Please allow 10 days for this to show in your account Now im confused as…
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Bundled Credit Card features
I had what became a Barclaycard I24 account which had a large annual fee to include things like membership to flight lounge and travel insurance, I already had an annual travel policy can I claim back the cost of these enhancements ? thanks
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Quick bank charge question
hope this is simple and quick and sorry if its been covered 1000 times but im working out my bank charges can I claim for both planned and unplanned overdraft fees ? also on the calculator on here it adds interest do I combine the fees and then work out the interest ? cheers
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Expected more than I've been offered
Hi I have just received a letter from Barclays who are dealing with my old Egg card claim. They have only offered me £64.41 should I accept it? They say I only paid £36 but I dont know if this is true. Should I take it or challenge it? Thanks in advance
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Tesco Credit Card Cardholder Protection Plan
On my husbands credit card statement he is charged around £40 each month for Cardholder Protection PLan. We no longer use this card but are paying it off. The CPP is a substantial amount each month and I wondered if there is anyway my husband can cancel it as we have never used it. Any help appreciated.
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monthly bank charges
Hi all, ive been with my bank for around 15 years and 'upgraded' to a pay monthly account around 5 years ago. I did this as a result of going to the bank for a loan and they rejected me and said a pay monthly account would help my credit score. They also said it was the only way i could get a visa/debit card aswell. If i…
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Tsb bank charges and overdraft HELLPPP
Hello, I hope someone can help. I have got into a viscous circle with my overdraft. I am paying around 50-80£ in charges for my silver account and over draft/intrest fees per month. I kept going over drawn so I ended up keep extending my over draft which tsb kept allowing and is now £2800 It is the only thing I struggle to…
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Lloyds overdraft excess charges
I had an overdraft with Lloyds TSB which I am still paying back and the balance is now £3277 (the account has been closed for some time). The original amount was over £4000 which included around £1800 of bank charges. The charges were mainly my fault through failed payment arrangements whereby the limit would decrease each…
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Natwest Credit & Current Account Charges Claim
I've been trying to claim back credit card overlimit fees and other penalty charges, as well as current account penalty charges. I spoke to the bank on the phone and wrote letters at various occasions, not using templates. They refunded 180 pounds on one of my credit cards but none on the other credit cards and current…
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Bank charges reclaim and hardship
I have been involved with a dmp for six years now, and have been repaying money each month to six seperate creditors. Following an annual review I checked all statements and found that on four of the creditors I have repaid far more than the original debt. Yet despite this I am still repaying what is interest and charges.…
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Debt management and claiming charges back
Hi I am currently repaying my debts through a debt management company. They have agreed lower repayments to my creditors and I pay them a set amount each month which they distribiute to my creditors and save the rest for making full and final payments at a lower amount. I wanted to claim back the bank charges on my (now…
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Do Hardship Rules Apply To Me?
I was a single parent employed P/T up to the end of 2007, then had loads of hassle with HB and ended up with rent arrears, leading to me being evicted (my daughter turned 18 and moved out a couple of months earlier, so she was ok thankfully). I had gotten quite a few bank charges during this time as well (over roughly 18…
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can i claim ppi from welcome finance
Hi new on here i had a car and personel loan from welcome finance over 10 years ago have not got any papper work or nothing is there any way i can make a claim for ppi or check to see if i paid any ppi. unsure if wasting my time.If i can claim any idea how i would go about this any help is great. please excuse spelling and…
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PPI refund based on zero balance
Hi - I have just received a letter from halifax with an offer for my PPI claim - the offer however is for only £88 as the breakdown States it is based on a balance of zero on 31/5/1996. I used this card a lot and took out a loan at the time to repay this and an overdraft so how can they base my claim on a zero amount on…
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bank charges
Thank you Martin! I followed all your advice and used your templates to reclaim bank charges from Barclays.......£4,100 returned without fuss! Thank you SO much. I urge others to follow suit.
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Monthly bank charge
Firstly sorry if this has been asked before I was told yesterday that if your bank charge for your account it's possible to claim it back My bank charges me £6.50 a month for my account, as far as I'm aware they've charged from day one. I've had the account 28 years. How do I find out how long they have been charging me ?…
