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Barclays Premier Life
Hi, My partner has a Barclays Premier Life account, which she pays £25 a month for. She used to have a different account with an overdraft and was being charged monthly for that. Barclays put their overdraft charges up at the time and she was told that if she signed up to the premier life account, it would cost her less a…
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Very old PPI
Can anyone advise me please? in 1999 I took out PPI with Cheltenham & Gloucester on a £58,99 interest only mortgage. I was told by the broker that I would not get the loan unless I took out PPI as I was in a new job. The monthly premium was £29.45 per month. I had to claim on the policy as I became ill and unable to work.…
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Apologies, don't know how to delete the thread
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How can I check if I had PPI
I had a number of loans over many years for car purchase I cannot remember who loans where with as we are going back years. Sometimes they were with the Dealership. I have also swopped cards a lot so cannot remember where and when. That is why I am considering a CMC one of my colleagues used one and got quite a bit back. I…
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Nationwide - unpaid direct debit fee - no warning letter
Hi I have searched this excellent site and also Google but haven't come up with anything and was wondering if anyone out there could answer my qucik question: I have just been "fined" by Nationwide for an unpaid direct debit from last month (my fault I know) but I had absolutley no wanring letter or anything from…
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PPI claim firms.
Was lied to by banks about PPI due to me.Thanks to claim firms my wife and I now have over20.000 pounds which is rightfully ours.Has anyone else experienced this?
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Research forgotten credit card and loan providers
I am sure I am not the first person to ask this question, but I have had quite a few different credit cards and loans over the years and cannot remember all of them. I am wondering whether there is any way of tracing which cards and loans I have had, and the providers? Is there some kind of official register somewhere? Can…
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rejected hardship claim help needed
Hello everyone, Firstly a bit about me my oh left his job after many years and we moved to be close to a sick family member. During this time we hit rock bottom had to claim benefits to tie us over. My bank have been charging me for being over planned overdraft swallowing up my child benefit. i was over planned over draft…
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Bank charges limit - advice on how to claim
Hello, I'll try to be as clear as possible! I have researched on this site, but I am still unsure if I am eligible etc. Looking for guidance really! In 2011, I was made redundant. At the time, I had already amassed student debt on my Halifax account, which I was paying off monthly. I was on JSA for the next couple of years…
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PPI rejected 3 years ago
Hi can someone please advise: I sent a letter to my bank (Clydesdale) 3 years ago asking for a refund on my PPI, they rejected this, they enclosed a copy of my application. I have since found out that as nobody explained what I was signing for then I should have been eligible for a refund. It has also been brought to my…
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PPI claim
Hi can someone help me with this? I left UK in 2009 and came back in 2013. Upon my return, i found out about PPI claims but am not sure if I qualify or how to go about making claims as I am no longer with the same bank, no longer have the same credit and store cards and I have changed address thus don't have anything to…
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Advice on Mortgage PPI
Was contemplating putting in a claim on mortgage PPI. Although my mortgage finished in 2013. Essentially, when I originally applied for my mortgage with the Leeds permanent in 1992, I was told by them that in order to take the mortgage out I had to take two of their products, so I took out Buildings Insurance and mortgage…
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Sentinel CPP - Maiden Name
Hi, I know there is a thread, but it seems to be discussing and not really any feedback, so not sure if this is the best method of asking the question. The CPP is through my wife's lloyds tsb card (now tsb). I was oblivious to this until we received the letter the other week, into the bargain not the greatest on these…
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admin charges
i've used Thinkmoney on-line and mobile banking since 2005/6 and been charged £12.50 p.m. for the 1st 6 yrs or so, then it increased to £14.50 p.m. to present. i've estimated it to be £7,020 at face value. it was supposedly for the privelege of not having bank charges. can i claim this money back?
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bank charges reclaim
hi just thought i would let you guys know i wrote to my bank nat west last week i have been with them over 25 yrs and constantly overdrawn. i explained i was in financial hardship and my husband had no work coming in. i didnt expect to hear back from them so soon,but received a telephone call the day my letter…
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Claiming bank charges back
I am confused as I had my bank account first set up in 1990. I had no idea of what the accounts was or what I was doing I was only 16 I just went in with I.D & they did it all. Years later I called the bank as I'd notice few payments on my account which I couldn't remember what they were. One was a phone insurance which I…
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HSBC credit card card protection
Hi I am wondering if I can retrospectively claim on the card protection I previously had. In the time I had this card protection I sustained a major head injury and was left unable to work and then eventually pay my credit cards etc. I believe I only had it on this one card (the accident itself happened in 2006) I did not…
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sentinel reclaim
I have had a letter addressed to my late mum who had this insurance. I was the executor of her Will. Can I claim the refund?
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Capital One PPI rejection
Hello I have been rejected by Capital One for my PPI Claim (Final rejection), I'm looking for a way forward, hope you can help. I applied for a cc in writing and did not tick the insurance box (I have a copy of this sent to me by Capital One). I agreed to PPI during a call to activate the card. I was told that they would…
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Mis sold Natwest Account
Hello everyone, I initially had an account with Natwest opened in 2001, I then opened a second account online in 2008 to keep money separate etc. A month or two down the line I was getting charged £6 per month for this second account which I had no idea that there was a monthly charge as it said nowhere on the website (if…
