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admin charges
i've used Thinkmoney on-line and mobile banking since 2005/6 and been charged £12.50 p.m. for the 1st 6 yrs or so, then it increased to £14.50 p.m. to present. i've estimated it to be £7,020 at face value. it was supposedly for the privelege of not having bank charges. can i claim this money back?
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bank charges reclaim
hi just thought i would let you guys know i wrote to my bank nat west last week i have been with them over 25 yrs and constantly overdrawn. i explained i was in financial hardship and my husband had no work coming in. i didnt expect to hear back from them so soon,but received a telephone call the day my letter…
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Claiming bank charges back
I am confused as I had my bank account first set up in 1990. I had no idea of what the accounts was or what I was doing I was only 16 I just went in with I.D & they did it all. Years later I called the bank as I'd notice few payments on my account which I couldn't remember what they were. One was a phone insurance which I…
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HSBC credit card card protection
Hi I am wondering if I can retrospectively claim on the card protection I previously had. In the time I had this card protection I sustained a major head injury and was left unable to work and then eventually pay my credit cards etc. I believe I only had it on this one card (the accident itself happened in 2006) I did not…
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sentinel reclaim
I have had a letter addressed to my late mum who had this insurance. I was the executor of her Will. Can I claim the refund?
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Capital One PPI rejection
Hello I have been rejected by Capital One for my PPI Claim (Final rejection), I'm looking for a way forward, hope you can help. I applied for a cc in writing and did not tick the insurance box (I have a copy of this sent to me by Capital One). I agreed to PPI during a call to activate the card. I was told that they would…
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Mis sold Natwest Account
Hello everyone, I initially had an account with Natwest opened in 2001, I then opened a second account online in 2008 to keep money separate etc. A month or two down the line I was getting charged £6 per month for this second account which I had no idea that there was a monthly charge as it said nowhere on the website (if…
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Lloyds - want to talk, what to expect?
I wrote a letter to Lloyds last week asking to claim back charges I incurred after university and waiting to start my new job, the job hasn't been as well paid and I have struggled a bit for the last few months so requested charges back based on hardship (which isn't a lie!). Just got a phonecall from my branch asking me…
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Tax on repayment
I recently received a payment from NatWest for a mis-sold packaged bank account. The claims company I used charged me 8% on top of their fees and said it was taken on behalf of HMRC. * I understand the 8% interest is taxable...but they took the entire 8%. * Also, how do they know my tax status and how much I owe. * I think…
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ppi commission
Can a company charge you commission on the tax you pay on ppi?
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can i claim back interest added and charges added after
Hi all can any one tell me if i can claim back charges and interest that is added after my cc company takes me over the limit ? I mean for example.... i was up to my limit but the credit card company added its interest that then takes me over my limit and causes charges to be added to my account which again accrues…
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Reclaiming unfair bank charges
Back in 2003 until about 2006 I was in serious financial trouble, I was going over my overdraft, having bank charges for returned items and I couldn't see the light of day...I had maxed out my credit cards and I was also getting charges on the unpaid items and to top it all I was chased by debt collectors and had numerous…
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offered a partial refund of RBS packaged fees. thoughts?
Hi, I received a reasonable amount back from RBS 2 days ago after I complained about mis-sold packaged fees. The letter detailing the refund arrived today and it turns out that while they don't dispute and in fact sincerely apologise for the fees charged from 2000 - 2012 (Royalties Gold) they disputed my claim for fees…
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Reclaiming bank charges from lloyds tsb
Me and my husband have 4 accounts between us with lloyds tsb with joint over drafts amounting to roughly £2000 we both work and receive benefits for our severly sight impaired child. We pay out between £50-£60 a month in over draft charges we never go over our over draft but still incur these monthly fees. My question is…
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Claiming from a card that no longer excists
Some 12 years ago in my much youth I was silly enough to take out a store/credit card called 'Style' This was run by I believe RBOS. I have spend quite a lot of time of this board reading claim from years ago against them and I have discovered that Style is no longer in business and haven't been for some years. From what I…
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Unsure if I have a claim for PPI, and don't know account number for loan etc...
Hi, Any advice would be greatly appreciated. Over the years, I've had a couple of loans and a credit card with TSB and Lloyds/TSB. I have no idea if I ever had PPI, and have no record of the account numbers of these loans or credit card (I no longer have the credit card either), as they were several years go. How can I…
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Advice,support required please (age 83)
Hi , i am a Financial Adviser but i need the above please. I have a friend who is a 83 year old partially sighted widow who is getting hideous stick from Barclays. She has no immediate family and just a few friends. She has one account which over the last year has built up a overdrawn amount of £1,000 of which £750 is made…
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Template letter for reclaiming bank fees - can anybody help please?
Hello I would like to reclaim my bank fees as I am sure I was mis-sold after reading Martin's guide. The only problem is I can't open the template letter due to not having Word. Can anyone copy and paste it for me please? Thanks in advance.
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Old Natwest debt - bank charges
Hi all, I have an old debt with Natwest which I remember I was once a couple of quid overdrawn and after not touching the account for a while I had accumulated bank charges of over £700, I remember several years ago while that account was still open I talked with the bank manager in December who said my only option was to…
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Isas
Hello I am currently living and working in Saudi Arabia , each month I send 90% of my salary home , after bills there is cash left over so when I go home before the start of the next tax year can I open an isa and put spare cash in .
