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Barclays Charges
Hi, I have followed the procedures explained on here to make a claim for charges over the last 6 years. I have today received a response and they have offered me £188. The amount of charges total over £3000. I received a phone call about 2 weeks before x as saying because I haven't used my reserve hardly at all during the…
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Most effective/cheapest PPI reclaim companies - recomendations
Hello, I went through all of my cards and loans etc abpout 18 months ago and was able to claim back about £80. I've had lots of credit cards and loans but rarely selected payment protection cover on them. I'd like to see if I missed anything (I don't think i did) and so am happy for a company to do this on my behalf as i…
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Bank charges
Hi All, I am hoping for some help here. My partner has debts with HBOS and RBS which are over 3-4 years old, my partner got into financial difficulty after unfortunately being made redundant twice (once by RBS) and falling ill which saw her on sick pay for a small period of time but unfortunately this led to her overdraft…
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HELP! bank charges every month!
Never used this before haha, but basically I'm a single parent on income support and its hard enough to scrape by but I get bank charges at LEAST once a month, i try my best to make sure money is in but its so hard. And its only for a day or so that the money isn't in for, I've asked for an overdraft of just £50 to give me…
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Barclays Reported to Credit Agencies Incorrect - Got cheque for £300 this morning????
Hi - hope you can help, Got a cheque for £300 quid from Barclays this morning stating that they've made an error in the way that they've reported information about my business account to Credit Reference Agencies and how it may have affected me gaining or increasing credit. Cannot find anything about this on't'internet and…
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Account Charge Reclaim - Natwest
Hi all, Sending a claim to Natwest tomorrow for two current accounts, thought I'd start a thread to let you all know how I get on. Claim includes the following: Unarranged overdraft fees (£601.79 / £554.46) Arranged overdraft fees (£82.81) Returned item fees, Guaranteed item fees, Unpaid item fees, Paid referral fees…
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PPI turned down byt Halifax/ BOS
My husband has had a BOS credit card since he was 22 (so for 18 years). It's never been used much and rarely had big balances on it so when he cleared it last year he was surprised to get a reminder for payment the following month and that's when he noticed the loan protection has been added on all this time...they were…
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PPI + mis-sold account package Natwest
Hello, I want to make a PPI claim on the credit card I had with Natwest as well as a claim for mis-sold advantage gold package account as I was told the charge they are putting on my account was for the facility of having an overdraft and for running my bank account. I am not sure how to start it all, should I run two…
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Banks admission of FX rigging and fines
Hi , Having been found guilty of rigging FX , the major banks ,( apart from Barclays who are still in negotiation over the size of the fine ), have been fined. All well and good the treasury is getting a load of cash . What about the customers who ended up with rates which were not what they should have been and were…
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success!!!!!
Hi everyone, received a letter from HSBC, offering 3000 compensation!! My question is, not to sound greedy, but do I accept straight away? It was on a 10000 pound loan, taken out 2005, I'm not good at all with maths, also as a non taxpayer what do iI need to do about the tax deduction? Sorry to come over as stupid, any…
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barclays addition account success 3rd time lucky
Dear All I thought I would share my success with you and give hope to others you may have had their complaint rejected in the past. Jan 2012: put in claim for refund of packaged account fee totaling £380, claim got rejected Feb 2013: put in the same claim again, got rejected and sent to FOS sept 2013: FOS said it was more…
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Barclaycard offer via FOS
Two years ago I applied for a PPI refund with Barclaycard. They came back and said that I had consented to the PPI and they had it on my postal application. At the time, I decided there was no point pursuing it. Besides I had applied for my Barclays account overdraft charges and won them back so I felt I may have been…
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Bank charges claim with CCJ
Hi Can anyone shed some light on whether a claim can still be made against a bank for overdraft/transaction fees where they have made a county court claim for the balance owed (closed account)? The CCJ has been set aside as the balance has been challenged (due to the charges)....being handled by their solicitor. Thanks
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Lloyds Credit Card PPI - Claim Rejected, what next?
I phoned Lloyds PPI claim line regarding PPI on various credit cards I had over a 12 year (I think) spell. I told them that I was unaware that PPI existed at the time of receiving the cards. A few days later I received a letter stating that Lloyds Bank had already been investigating those accounts and that I would be…
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Restarting 2007 charges reclaim on Egg/Barclays under hardship
Hello, I'd like to have a go at reclaiming my old bank charges as I'm about to undergo major op and my income is likely to go down. I went through the whole process back in 2007 and still have all my paperwork - i.e. letters I wrote, SAR, list of fees, statements, calculated interest etc. At the time I was trying to…
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PPI on old Goldfish Card
I had a Goldfish credit from around 1994 to around 2005 and I'm very confident that I was paying PPI inurance on the card at this time which I would like to try and claim back. I have recently contacted Barclaycard (whom I believe purchased Goldfish) and they have no record of me ever having a card. Due to moving house…
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Bank Overdraft Charges
Hi All, Sorry to ask a silly question but I can't seem to find a definitive answer to this, and I'm confused between the different bank charges. I had already gone to Halifax with the charges for going overdrawn and received the majority of my money back a couple of years ago. Since then, they changed my agreement and made…
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MBNA Reviewing old claims?
Hi Everyone! Got a letter out of the blue this week from MBNA saying they are reviewing the credit card PPI claim that I submitted in 2011. They rejected it at that time and i wasn't savvy enough then to forward it onto the ombudsman as I did with Barclaycard. Had to phone them up and give them more details to pass onto…
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Bank Charges Claim Advise Needed.
Hello everyone. For the last couple of years, I have had a terrible time with my bank. Getting into debt and constantly feeling like I was struggling to get my account in to the black every month - So I came accross Martin's Charges Claiming page. So I did it, I went through all my statements from as far back as December…
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About to start claims...
Hi all, So I posted this into the PPI thread by mistake (I shall go and delete shortly) Any help is greatly appreciated. I have a few old credit cards, catalogues and a bank account that I am going to look into the charges and or PPI issues. My issue is that 3 of the 4 credit cards are old accounts (not used in last 3yrs)…
