-
Citi Bank Credit card - Cardholder Repayment Protection
Received my DSAR from CitiFinancial re; platinum credit card taken out in 2003. received copies of statements and original application form, which includes a ticked box for "Cardholder Repayment Protection" which statements show I paid an average of £20 per month , is this the same as ppi? I cannot remember asking for…
-
amazon 3rd part order
Not sure if I'm in the right thread here so sorry if I'm not.. I bought a coffee machine from a company on amazon. it arrived ok and I paid on my asda MasterCard, It came to just under £70.00 with £8.00 postage. It came from Germany. when I unpacked it I realized it was very big, it had a European 3 pin plug and it had to…
-
DEceased partner how to reclain PPI
My Husband and I have had several loans and HP agreemnets since we married in mid 1970s. My husband signed most of the agreements but has died in 2009. I now have no details of these multiple agreements. I have applied for my credit score in an attempt to find any loans attributed to me but how can I claim on the multiple…
-
Accounts over 10 years old
Hello all I'm considering claiming PPI on a mortgage, store cards and credit cards I have held previously but they were all over 10 years ago and I have no details of who they were with, account numbers etc. I've looked in to having a credit check done but so far it appears that that would only give me up to 6 years of…
-
Charging banks daily interest on unfair interest on overdraft
I'm in the process of writing a letter to my bank for a refund on unfair interest charges on my overdraft going back 6 years. I have been informed by a PPI company that I would be entitled to charge a daily interest rate for the length of time they've had my money not just an 8% statutory rate. So the interest of £1860…
-
LLoyds tsb charges reclaim
Hi First of all I apologize for my bad english as it's not my first language. Even though there are about 200 threads about this I would like to ask for your opinion regarding my chances in reclaiming bank charges:when i came to this country I tried to apply for an account at Lloyds tsb and I was told that I can only get…
-
loan with life insurance
Hi can someone help me plz.. we took out 2 loans about 7 years ago . We went to Lloyds for the loan and was told we had to take out life insurance from Scottish widows or we wont be accepted for the loans .. we ended up paying £38 pound a month for about 6 years. We had to get a loan again in November for our son to buy a…
-
HSBC Claim PPI part rejected PLEASE HELP
Please could somebody help. I'm new to MoneySavingExpert. I'm retired now, but had a loan, credit card and flexiloan with HSBC for a long time. Received a letter from them telling me I had protection on them all, although I didn't realise this. I made a claim for PPI for all 3. I was told the Personal Loan PPI claim was…
-
Barclays Charges
Hi, I have followed the procedures explained on here to make a claim for charges over the last 6 years. I have today received a response and they have offered me £188. The amount of charges total over £3000. I received a phone call about 2 weeks before x as saying because I haven't used my reserve hardly at all during the…
-
Most effective/cheapest PPI reclaim companies - recomendations
Hello, I went through all of my cards and loans etc abpout 18 months ago and was able to claim back about £80. I've had lots of credit cards and loans but rarely selected payment protection cover on them. I'd like to see if I missed anything (I don't think i did) and so am happy for a company to do this on my behalf as i…
-
Bank charges
Hi All, I am hoping for some help here. My partner has debts with HBOS and RBS which are over 3-4 years old, my partner got into financial difficulty after unfortunately being made redundant twice (once by RBS) and falling ill which saw her on sick pay for a small period of time but unfortunately this led to her overdraft…
-
HELP! bank charges every month!
Never used this before haha, but basically I'm a single parent on income support and its hard enough to scrape by but I get bank charges at LEAST once a month, i try my best to make sure money is in but its so hard. And its only for a day or so that the money isn't in for, I've asked for an overdraft of just £50 to give me…
-
Barclays Reported to Credit Agencies Incorrect - Got cheque for £300 this morning????
Hi - hope you can help, Got a cheque for £300 quid from Barclays this morning stating that they've made an error in the way that they've reported information about my business account to Credit Reference Agencies and how it may have affected me gaining or increasing credit. Cannot find anything about this on't'internet and…
-
Account Charge Reclaim - Natwest
Hi all, Sending a claim to Natwest tomorrow for two current accounts, thought I'd start a thread to let you all know how I get on. Claim includes the following: Unarranged overdraft fees (£601.79 / £554.46) Arranged overdraft fees (£82.81) Returned item fees, Guaranteed item fees, Unpaid item fees, Paid referral fees…
-
PPI turned down byt Halifax/ BOS
My husband has had a BOS credit card since he was 22 (so for 18 years). It's never been used much and rarely had big balances on it so when he cleared it last year he was surprised to get a reminder for payment the following month and that's when he noticed the loan protection has been added on all this time...they were…
-
PPI + mis-sold account package Natwest
Hello, I want to make a PPI claim on the credit card I had with Natwest as well as a claim for mis-sold advantage gold package account as I was told the charge they are putting on my account was for the facility of having an overdraft and for running my bank account. I am not sure how to start it all, should I run two…
-
Banks admission of FX rigging and fines
Hi , Having been found guilty of rigging FX , the major banks ,( apart from Barclays who are still in negotiation over the size of the fine ), have been fined. All well and good the treasury is getting a load of cash . What about the customers who ended up with rates which were not what they should have been and were…
-
success!!!!!
Hi everyone, received a letter from HSBC, offering 3000 compensation!! My question is, not to sound greedy, but do I accept straight away? It was on a 10000 pound loan, taken out 2005, I'm not good at all with maths, also as a non taxpayer what do iI need to do about the tax deduction? Sorry to come over as stupid, any…
-
barclays addition account success 3rd time lucky
Dear All I thought I would share my success with you and give hope to others you may have had their complaint rejected in the past. Jan 2012: put in claim for refund of packaged account fee totaling £380, claim got rejected Feb 2013: put in the same claim again, got rejected and sent to FOS sept 2013: FOS said it was more…
-
Barclaycard offer via FOS
Two years ago I applied for a PPI refund with Barclaycard. They came back and said that I had consented to the PPI and they had it on my postal application. At the time, I decided there was no point pursuing it. Besides I had applied for my Barclays account overdraft charges and won them back so I felt I may have been…
