Reclaim bank & credit card charges

dear everyone, I have one question about whether I could claim back a mortgage booking fees and admin fees around £500 for a mortgage that we never used. back in 2004, we planned to buy a house and booked a mortgage with hsbc, just before we exchange contracts and do the transaction, the seller pulled out and we were…

I held a joint account with my partner at the time. She was able to access this account through using existing Nationwide internet banking login details, and we opted for paperless billing. When the relationship ended and she moved out (January 2014), she informed me that the overdraft had been cleared, and the account had…

Has anybody been able to successfully circumnavigate a lapsed 3 year timebar and made a successful PPI claim by claiming "exceptional circumstances"? I understand the textbook example given is "If somebody was incapacitated'. Just wondered if anyone has gone down this path (successfully or not) and what reasons they gave…

Hi all, I was in significant financial hardship a number of years aago (particularly around 2008-2011) and I had a significant number of bank charges around that time. I have none of the details about these accounts- I basically managed to dig myself out of the hardship and I'm now much more stable financially and almost…

Hi there, I have recently had to go into debt management (won't bore you with my sob story) but i am hoping to claim back some charges from my natwest account. I am filling out the template letter provided on this website and there is a section to provide how much you would like to claim back, but i don't actually know how…

Hi and sorry if this is in the wrong place. 3 years ago I sent off my PPI claim to MBNA who, after a few months, turned me down. My card was initially taken out in 1991 and they sent me a copy of my application form stating I'd accepted to take out the PPI. As I chose the option I had no claim. I then sent everything off…

Does anyone know how/ where i can find out all of my previous credit and store cards that i have had over the years. is there a central place all my information is held??. Thankyou in advance

I am looking into all previous credit cards and store finance, and want to see a list of charges for these. Do I have to send the £10 SAR fee if I only want to see a copy of charges to my account, rather than the endless statements? I have quite a few and don't want to pursue futile claims. please advise.

Hi Everyone I have recently claimed PPI for Barclays successfully. I have since looked into my egg card (Barclay card) I went through the exact process they have admitted ppi from 2003-2010 and all the details were the same. I got a refusal saying I applied for the card on line, I swear it was on the phone and to contact…

I purchased a NEW PlayStation 4 in November 2014, from very.co.uk as a Christmas present for my son and the reason I purchased this in November was that I wanted to make sure I got one before the mad December rush. On Christmas Day, my son couldn't connect to the PlayStation network due the system being down; as a result…

I'm after some help please, I have a default on a mint credit card from 2 years ago which I am paying off and will be settled by Jan 2016. My current balance is £2000. The original card balance was £3500 but the default amount was £5000 making £1500 added to the total in charges. I have been thinking of contacting them to…

Hi there, I'm still in shock after logging onto my MBNA credit card account online and finding they have charged me late payment fees every month since I set it up, despite me setting up a monthly direct debit. I had no idea because I got the card simply to purchase an expensive video camera. It was a 0% on card purchases…

Hi there - I'm new to these forums but I'm hoping I can get some advice from you I used to bank with Nationwide and closed my account a few (more than 6) years ago. My debt with them accumulated to around 700 pounds. This was because they happily upped my overdraft whenever I went in to the branch and asked them. Simply…

I have a couple of questions about my NatWest Advantage Gold account. In summer 2006, I applied for a loan by 'phone. During the conversation, I signed up for an Advantage Gold account. My recollection is that by signing up for the Advantage Gold, I was increasing my likelihood of being accepted for the loan. I was…

I had a morgage with the NaPi in 1991 a yr later I took a home improvement loan out over 10yrs I sold the house in 1999 and with the profit the then abbey national took out what was left on the loan,I know I paid ppi on the loan and have been self employed all my working life,would I have a case to claim the ppi back ??

Hello. Back in 2012 I sucessfully made a claim for missold ppi, direct from my bank. Recently after finding another loan agreement, I called my bank again. They told me all ppi had been paid and we ended the call. After 10 minutes or so, with niggling doubts I called them again to double check. This time the advisor told…

Received my DSAR from CitiFinancial re; platinum credit card taken out in 2003. received copies of statements and original application form, which includes a ticked box for "Cardholder Repayment Protection" which statements show I paid an average of £20 per month , is this the same as ppi? I cannot remember asking for…

Not sure if I'm in the right thread here so sorry if I'm not.. I bought a coffee machine from a company on amazon. it arrived ok and I paid on my asda MasterCard, It came to just under £70.00 with £8.00 postage. It came from Germany. when I unpacked it I realized it was very big, it had a European 3 pin plug and it had to…

My Husband and I have had several loans and HP agreemnets since we married in mid 1970s. My husband signed most of the agreements but has died in 2009. I now have no details of these multiple agreements. I have applied for my credit score in an attempt to find any loans attributed to me but how can I claim on the multiple…

Hello all I'm considering claiming PPI on a mortgage, store cards and credit cards I have held previously but they were all over 10 years ago and I have no details of who they were with, account numbers etc. I've looked in to having a credit check done but so far it appears that that would only give me up to 6 years of…