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Faulty Playstation 4 - Need help!!
I purchased a NEW PlayStation 4 in November 2014, from very.co.uk as a Christmas present for my son and the reason I purchased this in November was that I wanted to make sure I got one before the mad December rush. On Christmas Day, my son couldn't connect to the PlayStation network due the system being down; as a result…
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Charges on defaulted account
I'm after some help please, I have a default on a mint credit card from 2 years ago which I am paying off and will be settled by Jan 2016. My current balance is £2000. The original card balance was £3500 but the default amount was £5000 making £1500 added to the total in charges. I have been thinking of contacting them to…
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Help! Just discovered 16 months of MBNA charges on 0% card!
Hi there, I'm still in shock after logging onto my MBNA credit card account online and finding they have charged me late payment fees every month since I set it up, despite me setting up a monthly direct debit. I had no idea because I got the card simply to purchase an expensive video camera. It was a 0% on card purchases…
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Nationwide bank charges (6+ years ago)
Hi there - I'm new to these forums but I'm hoping I can get some advice from you I used to bank with Nationwide and closed my account a few (more than 6) years ago. My debt with them accumulated to around 700 pounds. This was because they happily upped my overdraft whenever I went in to the branch and asked them. Simply…
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Advantage Gold - more than eight years of monthly fees!
I have a couple of questions about my NatWest Advantage Gold account. In summer 2006, I applied for a loan by 'phone. During the conversation, I signed up for an Advantage Gold account. My recollection is that by signing up for the Advantage Gold, I was increasing my likelihood of being accepted for the loan. I was…
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Claiming ppi from national and provisional
I had a morgage with the NaPi in 1991 a yr later I took a home improvement loan out over 10yrs I sold the house in 1999 and with the profit the then abbey national took out what was left on the loan,I know I paid ppi on the loan and have been self employed all my working life,would I have a case to claim the ppi back ??
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claiming twice for same ppi
Hello. Back in 2012 I sucessfully made a claim for missold ppi, direct from my bank. Recently after finding another loan agreement, I called my bank again. They told me all ppi had been paid and we ended the call. After 10 minutes or so, with niggling doubts I called them again to double check. This time the advisor told…
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Citi Bank Credit card - Cardholder Repayment Protection
Received my DSAR from CitiFinancial re; platinum credit card taken out in 2003. received copies of statements and original application form, which includes a ticked box for "Cardholder Repayment Protection" which statements show I paid an average of £20 per month , is this the same as ppi? I cannot remember asking for…
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amazon 3rd part order
Not sure if I'm in the right thread here so sorry if I'm not.. I bought a coffee machine from a company on amazon. it arrived ok and I paid on my asda MasterCard, It came to just under £70.00 with £8.00 postage. It came from Germany. when I unpacked it I realized it was very big, it had a European 3 pin plug and it had to…
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DEceased partner how to reclain PPI
My Husband and I have had several loans and HP agreemnets since we married in mid 1970s. My husband signed most of the agreements but has died in 2009. I now have no details of these multiple agreements. I have applied for my credit score in an attempt to find any loans attributed to me but how can I claim on the multiple…
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Accounts over 10 years old
Hello all I'm considering claiming PPI on a mortgage, store cards and credit cards I have held previously but they were all over 10 years ago and I have no details of who they were with, account numbers etc. I've looked in to having a credit check done but so far it appears that that would only give me up to 6 years of…
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Charging banks daily interest on unfair interest on overdraft
I'm in the process of writing a letter to my bank for a refund on unfair interest charges on my overdraft going back 6 years. I have been informed by a PPI company that I would be entitled to charge a daily interest rate for the length of time they've had my money not just an 8% statutory rate. So the interest of £1860…
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LLoyds tsb charges reclaim
Hi First of all I apologize for my bad english as it's not my first language. Even though there are about 200 threads about this I would like to ask for your opinion regarding my chances in reclaiming bank charges:when i came to this country I tried to apply for an account at Lloyds tsb and I was told that I can only get…
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loan with life insurance
Hi can someone help me plz.. we took out 2 loans about 7 years ago . We went to Lloyds for the loan and was told we had to take out life insurance from Scottish widows or we wont be accepted for the loans .. we ended up paying £38 pound a month for about 6 years. We had to get a loan again in November for our son to buy a…
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HSBC Claim PPI part rejected PLEASE HELP
Please could somebody help. I'm new to MoneySavingExpert. I'm retired now, but had a loan, credit card and flexiloan with HSBC for a long time. Received a letter from them telling me I had protection on them all, although I didn't realise this. I made a claim for PPI for all 3. I was told the Personal Loan PPI claim was…
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Barclays Charges
Hi, I have followed the procedures explained on here to make a claim for charges over the last 6 years. I have today received a response and they have offered me £188. The amount of charges total over £3000. I received a phone call about 2 weeks before x as saying because I haven't used my reserve hardly at all during the…
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Most effective/cheapest PPI reclaim companies - recomendations
Hello, I went through all of my cards and loans etc abpout 18 months ago and was able to claim back about £80. I've had lots of credit cards and loans but rarely selected payment protection cover on them. I'd like to see if I missed anything (I don't think i did) and so am happy for a company to do this on my behalf as i…
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Bank charges
Hi All, I am hoping for some help here. My partner has debts with HBOS and RBS which are over 3-4 years old, my partner got into financial difficulty after unfortunately being made redundant twice (once by RBS) and falling ill which saw her on sick pay for a small period of time but unfortunately this led to her overdraft…
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HELP! bank charges every month!
Never used this before haha, but basically I'm a single parent on income support and its hard enough to scrape by but I get bank charges at LEAST once a month, i try my best to make sure money is in but its so hard. And its only for a day or so that the money isn't in for, I've asked for an overdraft of just £50 to give me…
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Barclays Reported to Credit Agencies Incorrect - Got cheque for £300 this morning????
Hi - hope you can help, Got a cheque for £300 quid from Barclays this morning stating that they've made an error in the way that they've reported information about my business account to Credit Reference Agencies and how it may have affected me gaining or increasing credit. Cannot find anything about this on't'internet and…
