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Reclaiming PPI on Joint Accs/Loans where former Partner Deceased
Can anyone advise me if I can reclaim PPI on joint accounts & credit cards held with a former partner who is now deceased. I have all paperwork/we were never married/we have a daughter who received payouts for 3 Insurance policies into an Estate account opened for this purpose then subsequently closed...didn't consider PPI…
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Red reclaims
Back in March 2013 I was contacted by a ppi company called red reclaims , they bambarded me will a ppi speil that would of convinced the best of sceptics. The person I dealt with spoke very fast with a Welsh accent - before I knew it he had me varifying myself with a £1 out of my bank account, he spoke about charges I told…
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Reclaiming Student Loan Charges
hi everyone, as the title suggests. i was wondering if the same can be done with the charges that student loans charge for missing a payment/arrears etc?
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Does mortgage have a PPI fee ?
I applica for an interest only mortgage back in 2004 and four years later i realised i was paying a Monthly figure of 65 pounds or so that according to mortgage seller ( i had to have to protect my mortgage ) but when i checked papers it said on it ...( life insurance ) which i never was informed of that Being sold to me…
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rapidreclaims.com
Hi I had a RBS royalties gold account.I am now in going through the above company to get back the money i spent on this account. has anyone on here had any dealings with them,good or bad. i have their paperwork here but have not signed anything yet,its a no win no fee.They have told me that no money will come out of my…
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PPI miss sell payback!
Hi all. A good new story, just been paid back £5000 by Barclays for a miss sold ppi on my bank account going back to the year 2000. I was only expecting £1000 from my calculations. The FOS helped a huge amount, so no need for the PPI claim companies. You can do it yourself with the templates on the Mse website. Many many…
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Can I Reclaim Bank Charges?
Hello New here, so please be kind :) A few years ago I had a bank account with the Halifax, I ran up a very large overdraft and incurred approx. £800 in bank charges. I tried to claim them back but they said they would only pay it to the account, which had been sold to a debt collection agency. Stupidly, I did not take it…
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Re claiming Graduate Account Fee Barclays
I've seen a lot of people have had success in reclaiming their account fees repaid , just wanted to know if anyone had any luck in claiming their account fee back on the Graduate Additions account. I've been paying £7pm for the past 8 years, I don't even know what benefits I get with this. Also I finished my studies 6…
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Can I claim on a potentially mis sold critical illness policy
Hi, I recently saw a full page advert in last Fridays Metro regarding mis sold life policies from various financial companies. I have been paying into a critical illness/income protection policy with some life cover for the last 18 years or so from one of these companies and I am now unsure as to whether I was mis sold my…
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Confused
So, we used a claims company for a number of PPI claims. The first one came back with about £4000 just before Christmas. They'd already sent us a letter to initiate the claim, but we passed that to the claims company to use. A short time later, the PPI claim was paid directly to us as a result (I assume) of a claim we…
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Natwest Advantage Gold Success
Yesterday I received a phone call from a FOS adjudicator to say my claim against NATWEST for my old packaged bank account was a success. It will be 12 months in March from my first letter to the Natwest so its taken a while but worth it. Refund to be paid back £1284. I added my ex partner approx six months after I opened…
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mortgage booking fees for a mortgage never been used
dear everyone, I have one question about whether I could claim back a mortgage booking fees and admin fees around £500 for a mortgage that we never used. back in 2004, we planned to buy a house and booked a mortgage with hsbc, just before we exchange contracts and do the transaction, the seller pulled out and we were…
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Issue with neglected Natiowide joint account
I held a joint account with my partner at the time. She was able to access this account through using existing Nationwide internet banking login details, and we opted for paperless billing. When the relationship ended and she moved out (January 2014), she informed me that the overdraft had been cleared, and the account had…
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PPI 3 year timebar "Exceptional circumstances"?
Has anybody been able to successfully circumnavigate a lapsed 3 year timebar and made a successful PPI claim by claiming "exceptional circumstances"? I understand the textbook example given is "If somebody was incapacitated'. Just wondered if anyone has gone down this path (successfully or not) and what reasons they gave…
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Bank charges when I was in financial hardship, can I reclaim?
Hi all, I was in significant financial hardship a number of years aago (particularly around 2008-2011) and I had a significant number of bank charges around that time. I have none of the details about these accounts- I basically managed to dig myself out of the hardship and I'm now much more stable financially and almost…
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help please! not sure how much I have to claim back..
Hi there, I have recently had to go into debt management (won't bore you with my sob story) but i am hoping to claim back some charges from my natwest account. I am filling out the template letter provided on this website and there is a section to provide how much you would like to claim back, but i don't actually know how…
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MBNA PPI success on a card taken out in 1991!
Hi and sorry if this is in the wrong place. 3 years ago I sent off my PPI claim to MBNA who, after a few months, turned me down. My card was initially taken out in 1991 and they sent me a copy of my application form stating I'd accepted to take out the PPI. As I chose the option I had no claim. I then sent everything off…
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previous credid and store cards
Does anyone know how/ where i can find out all of my previous credit and store cards that i have had over the years. is there a central place all my information is held??. Thankyou in advance
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£10 SAR fee?
I am looking into all previous credit cards and store finance, and want to see a list of charges for these. Do I have to send the £10 SAR fee if I only want to see a copy of charges to my account, rather than the endless statements? I have quite a few and don't want to pursue futile claims. please advise.
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Refused Egg PPI/ Barclaycard
Hi Everyone I have recently claimed PPI for Barclays successfully. I have since looked into my egg card (Barclay card) I went through the exact process they have admitted ppi from 2003-2010 and all the details were the same. I got a refusal saying I applied for the card on line, I swear it was on the phone and to contact…
