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Reclaiming Student Loan Charges

hi everyone,

as the title suggests. i was wondering if the same can be done with the charges that student loans charge for missing a payment/arrears etc?
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Comments

  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    In short - Yes!
  • nickmack wrote:
    In short - Yes!

    excellent...i thought as much. i shall post up my results

    cheers
  • Hi
    I also intend to claim back my charges. Did you amend the standard letter and send it to the usual Glasgow address?
    Thanks and good luck!
    Gettting there!
    Barclays £3663.16 Halifax £0 Student Loans £0 Selfridges £0
    Next £ MBNA £ MBNA £ MBNA £ MBNA £
    Total 22.04.07: £28,094.00 Current 23.06.08: £22,379.64
    Current 26.11.08 £18,274.16
    Charges succesfully Re-claimed: Barclaycard £604.02 Mastercard £475.20
  • I was wondering if there is any possiblity that I could make a claim for charges from a loan. I have a loan from the students loans company and over my student life I managed to incure many charges.

    Would it be possible to claim back any charges from the student loans company and if you know anyone that has been successful

    Thanks
  • rosie2424
    rosie2424 Posts: 13 Forumite
    Has anyone tried to claim from the student laons company? Any advice much appreciated.
  • Hi
    sorry if this has already been covered somewhere but as I'm new could someone indulge me and tell me if this reclaiming bank charges applies to the student loans company - they have screwed me over the years with charges for letters, arrears on payments i didn't know I was supposed to be making etc. etc.

    any advice would be appreciated!
    best wishes
    J xxx
  • A question for all former students who may know the answer.

    I left university in 1999 following completing my course, once back home I began working as a chef, low money, long hours, and deferred my loan every year because I was below the payment threshold.

    A couple of years ago I had an accident which necessitated time off work (and still does) and had to continue to defer my loan. Unfortunately my deferment form was lost in the post, and the SLC put charges, and lots of them onto my account before it was sorted.

    My question is, can I claim those chrages back in the same way as with a bank account? When they charge they do it "properly", £30 here, £25 there, and I am now in a position where I have to try to pay that back as well as other bills whilst on Incapacity benefit. It is crippling me financially, to go along with the physical problems.
  • pinkkaz
    pinkkaz Posts: 538 Forumite
    I'd like to know the answer to this as well. Is there anyone out there who has successfully claimed back student loan charges? A few years ago my boyfriend was very ill and they whacked him with charges here and there for just sending out letters (very like bank charges) because he hadn't sorted out his deferment properly (his head was in a bit of a mess!)

    Grateful if anyone can shed some light...
  • pinkkaz
    pinkkaz Posts: 538 Forumite
    In case anyone is interested, there is a big section on the consumer action group website with people who have successfully claimed back their student loans (I've just been researching!)

    Right then - I'm going to get started on my boyf's behalf. I'll let you know how I get on (would be good to get the info on this website too). Maybe there could be a "reclaiming charges from other institutions" section on this site, just like the cag?
  • pinkkaz
    pinkkaz Posts: 538 Forumite
    Okie dokie, have sent off the first letter asking for details of the charges incurred. I do actually know how much they amount to (£172.36) but I'd rather do it all officially and know exactly what they were for. Especially since boyf thinks he never received any of these letters they were supposedly charging for (at £20 a pop!)
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