Reclaim bank & credit card charges

Hi Guys about 6 months ago i went overdrawn by 20 pounds on my santander current account that had no overdraft, not knowing much about my credit score and what it meant I just disregarded the overdraft and continued to go about my daily life until recently I did a credit check and found it had dropped from 908 to 327 in 6…

Hi Guys, Hope you can help. have just been sent all of my old statements from Halifax where i had been charged about £1200 after losing my job, any way the short and tall of it is that i have completed the form on here and sent it Halifax, along with a copy of all of the statements. Anyway today i get a call from Halifax…

Apologies if this has been covered already. I had several claims against the TSB which were due to be heard in court all those years ago but 1 week before the court date the announcement came out ruling that the bank charges were not bring paid back and so my claims were never heard. With the recent case do you think there…

No longer needed.

Hi all. Looking for a bit of advise on my wifes behalf. I have been looking into her account (with permission obviously) and she is receiving approx £100-£120 of charges monthly. She has a tsb gold account and pays a fee of £12 monthly. They are both to blame but i would expect more from the bank to stop this happening.…

Can anyone give me some advice, i had an EGG credit card for a number of years with quite a large sum on. I always paid the monthly amount and huge PPI. I contacted EGG as i was struggling with repayments and they agreed i could go onto a repayment plan.The figure was about 6k and i agreed the monthlY payments. When…

I currently have 1 credit card and have had 2 credit cards in the past, and would like to claim for any ppi that I maybe entitled to. however I don't have any info or old statements from 1 of the cards so don't know if I paid ppi or not. therefore if I was to write to said card company asking if I did have ppi on it,and I…

Hi I'm a bit confused as to the rules for claiming bank charges and in light of the latest win from the gentlemen in the news would like some help. In 2007 I had to give up work due to illness and have been unable to work since I had no income and not able to claim benefits. Also my husband was involved in a very bad car…

Hi, I applied to egg for a refund and was informed that I did have ppi but had ticked the box to request it. Apparently there was two boxes and I ticked yes so my claim was rejected. This was in 2003. Has anybody had this response?. I think I will write in requesting proof of this paperwork.

I have been receiving charges from HSBC on a regular basis for some years. I had been relying on their text alerts to let me know when I had gone over my overdraft limit and then paying money in if I had it to bring my account back within it's limit. I called them this week to question that I hadn't received a text to tell…

Hi I had some problems with a credit card some years ago, partly because of the huge charges they were adding when I got into trouble. It made me really ill each time I had to phone or write to them, and once I had paid off everything I tried to put the whole issue out of my mind. I feel the charges were unfair and…

Hi new to posting here - but have followed over the years. I actually got to the stage of having a court date set for hearing of bank charges - when block on reclaiming was put in place several years ago. Have therefore felt particularly aggrieved re charges. I have recently been diagnosed and had major surgery with regard…

I have two credit cards with Halifax Bank of Scotland both that have repayment recovery charges. I've searched on google and realize that it doesn't always say PPI but can't find anywhere if recovery payment is indeed PPI. I also read on several reclaim PPI sites that you may need some sort of plan to protect if your made…

Back in november 2013 MBNA wrote to me saying they were not upholding my complaint regarding the mis-selling of ppi on my credit card account. However yesterday i received a letter from MBNA stating that after periodically reviewing my case they have now offered me £1026.11 as full and final settlement on my account. Good…

Hello, I had 3 loans with Lloyds from 1998-2001, and at least 2 of these had PPI. Can anyone tell me if they have successfully claimed with Lloyds for this far back? Unfortunately I no longer have any documents for the loans. Thank you.

Hi, Can anyone help? I have PPI on a credit card which I want to claim back. I had a cancer diagnosis and treatment five years back (and have made a full recovery thankfully). I was off work for two years and I did not make any claims against my PPI. I wasn't actually aware that I could do so which, in hindsight, was very…

We were given a cheque by a customer, who accidentally missed out a digit when writing the date. We asked our bank (HSBC) if the cheque was acceptable and they said it should be OK. However, a few days later, the customer called in to say that her Bank (Lloyds TSB) had contacted her to say that the cheque was null and void…

Hello, wondered if someone can help. I had an account with Halifax that went in to overdraft. I moved flat and was unaware that a small payment had taken it into overdraft. I was unaware until a few months later when I realised there was £100 in charges that had piled up. The account has been closed and passed to a debt…

Hi there Can anyone help? I previously claimed PPI from an old bank loan and this was quite a plain and simple process. I then tried to claim PP1 on an old credit card but was refused. I am sure I also paid PPI on another credit card and on a previous car HP but I have no details to work from as I destroyed all paperwork I…