Reclaim bank & credit card charges

I've just had the Financial Ombudsman make a decision against me and my complaint with RBS based on him being able to 'read my mind' and making 'assumptions' about what I 'might have said' and 'might have done' 15 years ago using documents I've never seen. I didn't know that this was a legitimate process and methods for…

My hubby was useless with money before he met me and had various loans and credit cards dating back to 1990!!! He has no records of these but knows there were loans from Lloyds and Amex / Barclaycards. He would definitely have had PPI but does he have ANY hope of reclaiming with no paperwork etc???!!? Thanks in advance for…

Ok, so I have had a Post Office CC for 8 years. Only this year setup a DD for minimum payment. Prior to that I always paid off the balance every month. The DD was to protect me, if I failed to make a payment and avoid any late fee charge. I have not used this card recently until last month. The balance was £645 odd. The…

I've tried to phone CPP about my policy but the number given ......08000 43 83 93 is unobtainable as is the number from CPP. I want to send a claim form but don't have one & don't have a current address for CPP. Help, anyone?

hello all , this is my 1st post so hope i do ok , must say this site is BRILLIANT and i have already benefited by joining the holmes place health club via martins pruhealth loophole , anyway i am interested in reclaiming bank charges but want to know if anyone could shed some light on my problems, i recently went through a…

Barclaycard CPP Claim Anyone able to advise what is the likely reason for mis selling on a Barclaycard, and therefore what to put on the form in the box asking 'why he wants to be considered for compensation'? I'm claiming on behalf of my father who has Alzheimers (I have LPA). He unfortunately doesn't understand what a…

I have PPI on a credit card from Feb 1998 and when I contacted the bank they asked for their claim form to be completed which is asking for information on my husband's job, my sick leave and any pay I may have received during that particular employment period, mortgage info, savings info to name but a few. Does this…

Hi, In previous years I relied heavily on credit cards, loans etc to meet my basic living expenses, I have had 2 mortgages, 3 credit cards and banked with the majority of banks at some point, along with catalogue accounts and so on from 2001 to 2011 I have unsecured personal debt of circa £40,000 without CCJ's etc. Some of…

Hi, I am totally confused. I opened my credit card account with ASDA back in 2008. Have no paperwork at all. I have been struggling with repayments up till today, as my financial situation is poor. I haven't realised what PPI is until I saw all adds in TV. Then I discovered on my statements it was named as 'Balance…

Hi I think that this company has been discussed a few times on here, and just wanted to let people know of my recent success with them. I had about £300 of charges, and with the 8% interest it came to about £500. I reclaimed these (combination of £20 and £12 charges) and to be fair Ace responded very quickly and offered…

Hi. I want to see if I am due any ppi back. I have seen many posts saying claim yourself. The thing is I'm not sure what loans I've had over the years and dates. So would it be better to ask a company to search these for me or can I research these myself? Thanks

My bank the Nationwide has a link for claiming PPI, how is there search different to the numerous company's that claim to find out for you? I have had a joint account with my wife for and the same credit card for over 15 years.We have taken out interest free credit to buy things but have no records of ones that are paid…

Hi, im a little confused. over 2 years ago i claimed back all my account charges and overdraft fees through MSE, and received over £1900. however ive just heard we can reclaim our missold package account fees. as they do not apply to HM Forces and we should never have had them. But have i already claimed these back through…

Between 2009-2011 I went through a rough money patch. I was on benefits & basically living off nothing. I was paying a horrific amount to a door step lender each week, so did not leave a lot. I ended up in this period paying out $1200 in bank charges, basically to just get by. (sorry my pound sign will not work!) I sorted…

Hi, I'm a bit confused with this.. Firstly My Account went over because of an authorization thing with Amazon Prime the day before money went into the account and i got someone to transfer me the minus amount in at around 6pm. It went to minus 0.86p before 4pm and minus 1.86 at 4:16pm and back to 0.00 at 6pm, Money went…

Hi, I've successfully managed to reclaim 4.5k worth of PPI from MBNA, it was surprisingly easy however in the letter confirming the decision was upheld it states I will be paid this in 28 days but doesn't say by which method. Does anyone know? Will it be cheque, Bacs payment or will they pay off my current debit first &…

Hi, I'm new to this forum and wondered if anyone can help? All the info I've googled about reclaiming bank charges is really old. I wrote to the bank to try and reclaim charges amounting to just over £4000. I got a call within a couple of days to say they have investigated it and I'm entitled to £300 as I was mis sold an…

Have read in local newspaper that you can claim the RBS for losing money on bonds and savings accounts. But claim has to be made through a solicitor and if you win they will take a percentage. Can and how do I claim this for myself? I lost a lot of money with RBS.

Since I have been a Barclaycard holder since 1992 I used this card a significant amount in that time period. However I only claimed for PPI last year. I received a letter which said how they were going to look at my claim. After this I did not hear from them so I called them a couple of months back. They explained that I…

I have printed off my (and my husbands) credit report but this only goes back six years, and I am sure we would have had many other loans etc prior to this - as we have got better over time :) . Is there any way of getting details from earlier debts. Thank you in advance