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Success with Studio/Ace/Express gifts
Hi I think that this company has been discussed a few times on here, and just wanted to let people know of my recent success with them. I had about £300 of charges, and with the 8% interest it came to about £500. I reclaimed these (combination of £20 and £12 charges) and to be fair Ace responded very quickly and offered…
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Ppi can't rember what loans companies I have used
Hi. I want to see if I am due any ppi back. I have seen many posts saying claim yourself. The thing is I'm not sure what loans I've had over the years and dates. So would it be better to ask a company to search these for me or can I research these myself? Thanks
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Bank claiming PPI
My bank the Nationwide has a link for claiming PPI, how is there search different to the numerous company's that claim to find out for you? I have had a joint account with my wife for and the same credit card for over 15 years.We have taken out interest free credit to buy things but have no records of ones that are paid…
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hm forces recovery of package accounts
Hi, im a little confused. over 2 years ago i claimed back all my account charges and overdraft fees through MSE, and received over £1900. however ive just heard we can reclaim our missold package account fees. as they do not apply to HM Forces and we should never have had them. But have i already claimed these back through…
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Is it worth trying?
Between 2009-2011 I went through a rough money patch. I was on benefits & basically living off nothing. I was paying a horrific amount to a door step lender each week, so did not leave a lot. I ended up in this period paying out $1200 in bank charges, basically to just get by. (sorry my pound sign will not work!) I sorted…
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Santander Unarranged Overdraft Fees
Hi, I'm a bit confused with this.. Firstly My Account went over because of an authorization thing with Amazon Prime the day before money went into the account and i got someone to transfer me the minus amount in at around 6pm. It went to minus 0.86p before 4pm and minus 1.86 at 4:16pm and back to 0.00 at 6pm, Money went…
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MBNA ppi success
Hi, I've successfully managed to reclaim 4.5k worth of PPI from MBNA, it was surprisingly easy however in the letter confirming the decision was upheld it states I will be paid this in 28 days but doesn't say by which method. Does anyone know? Will it be cheque, Bacs payment or will they pay off my current debit first &…
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Bank charges, next step?
Hi, I'm new to this forum and wondered if anyone can help? All the info I've googled about reclaiming bank charges is really old. I wrote to the bank to try and reclaim charges amounting to just over £4000. I got a call within a couple of days to say they have investigated it and I'm entitled to £300 as I was mis sold an…
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RBS Claims
Have read in local newspaper that you can claim the RBS for losing money on bonds and savings accounts. But claim has to be made through a solicitor and if you win they will take a percentage. Can and how do I claim this for myself? I lost a lot of money with RBS.
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Barclaycard PPI claim
Since I have been a Barclaycard holder since 1992 I used this card a significant amount in that time period. However I only claimed for PPI last year. I received a letter which said how they were going to look at my claim. After this I did not hear from them so I called them a couple of months back. They explained that I…
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Older Bank Loans
I have printed off my (and my husbands) credit report but this only goes back six years, and I am sure we would have had many other loans etc prior to this - as we have got better over time :) . Is there any way of getting details from earlier debts. Thank you in advance
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amount of compensation
Very briefly, about 18 months ago my daughter went to her bank to increase her overdraft by £250. She was told that she could not do it by the adviser, who she thought was the manager, but he could set up a loan of £5K for her. She did this and after 6 months was contacted again by the same adviser offering her a…
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Is there a system to check old loans and credit cards
Is there a system that gives you a historical check on old loans and credit cards as I cannot remember which companied I had loans or credit cards with?
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Barclaycard ppi help I need advise
Hi everyone I originally posted yesterday but it was long and difficult to understand :( so I'm going to try again . Basically in November of last year I called barclaycard and requested a ppi claim form. I received a letter a few day later acknowledging my request and stating a questionnaire would follow . I never revived…
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Barclaycard ppi ....I'm confused , help ?
please help
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Help - Bank of Scotland Mastercard protection
I took out a Bank of Scotland Mastercard in the summer of 2008, I was paying an annual fee to Card Care and have the policy number but is this part of the CPP that I can reclaim on?
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Santander backdated bank charges
Hi, I'm currently in financial hardship & decided to write to the bank (Santander) to ask for a refund for the thousands of pounds of bank charges I have had over the years which have contributed greatly. I eventually got a response on the phone saying they understood my situation but could only refund the current cycle ie…
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Thank you MSErs !!
Hi Just wanted to say a big thank you to everyone on this board ... In march i noticed the reclamin barclays account charges thread and i files a claim ... came back from my holiday on friday to find out that the complaint has been upheld and just inder £1000 in the bank :j so big thank you to you guys if i havednt have…
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Bank Charges Query
Hi all, Sorry if this is in the wrong place, but could not find an answer to this one. Currently, we have an account with Barclays, and this has had an emergency reserve facility - chargeable, of course! We have been using this consistently, due to financial issues (being addressed now), but at a cost of £22 per week. As…
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What if you have moved house after paying off account?
I have been putting this off for ages and we are very new to this but we are finally sorting out paperwork for reclaiming PPI and fees now we have a few days off work. here is lots of talk about people getting letters in the mail or that bank will contact them, but what if you have moved house and settled the accounts…
