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Santander Bank Account Charges
Hi, hoping I can get some help/advice, as I'm struggling to know what to do. I have been in touch on several occasions to my bank regarding charges on my account. I am currently only receiving tax credit and ESA payments in my account (currently on lifestyle break through illness). Over the past 3mths I have incurred at…
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natwest sar request
So annoyed sat down to go through the natwest sar information my hubbys been provided with for his account and guess what sent me everything but a list of transactions! how annoying
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ppi success
Have had a letter from RBS offering over £250 for mis-sold ppi dating from 1997-2005. Was so close to using a claims company until I re-read your newsletter and decided that I could do it myself and not give some stranger 30%! Now very glad that I did. Thank you.
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Packaged Accounts
Hello does anyone know how far back you can claim for packaged account charges? I had a packaged account in 1995 or 1996 and cancelled it in 2004. I can find the statements from about 2002 but not any further back. Thanks
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Financial Ombudsman appearing at a circus near you
I've just had the Financial Ombudsman make a decision against me and my complaint with RBS based on him being able to 'read my mind' and making 'assumptions' about what I 'might have said' and 'might have done' 15 years ago using documents I've never seen. I didn't know that this was a legitimate process and methods for…
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Claiming PPI with no paperwork or account details!!!
My hubby was useless with money before he met me and had various loans and credit cards dating back to 1990!!! He has no records of these but knows there were loans from Lloyds and Amex / Barclaycards. He would definitely have had PPI but does he have ANY hope of reclaiming with no paperwork etc???!!? Thanks in advance for…
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Post Office credit card minumim payment issue
Ok, so I have had a Post Office CC for 8 years. Only this year setup a DD for minimum payment. Prior to that I always paid off the balance every month. The DD was to protect me, if I failed to make a payment and avoid any late fee charge. I have not used this card recently until last month. The balance was £645 odd. The…
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CPP reclaim
I've tried to phone CPP about my policy but the number given ......08000 43 83 93 is unobtainable as is the number from CPP. I want to send a claim form but don't have one & don't have a current address for CPP. Help, anyone?
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Nationwide (merged)
hello all , this is my 1st post so hope i do ok , must say this site is BRILLIANT and i have already benefited by joining the holmes place health club via martins pruhealth loophole , anyway i am interested in reclaiming bank charges but want to know if anyone could shed some light on my problems, i recently went through a…
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Barclaycard CPP claim
Barclaycard CPP Claim Anyone able to advise what is the likely reason for mis selling on a Barclaycard, and therefore what to put on the form in the box asking 'why he wants to be considered for compensation'? I'm claiming on behalf of my father who has Alzheimers (I have LPA). He unfortunately doesn't understand what a…
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Completing Claim Form - advice needed
I have PPI on a credit card from Feb 1998 and when I contacted the bank they asked for their claim form to be completed which is asking for information on my husband's job, my sick leave and any pay I may have received during that particular employment period, mortgage info, savings info to name but a few. Does this…
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Reclaiming PPI - Complex case
Hi, In previous years I relied heavily on credit cards, loans etc to meet my basic living expenses, I have had 2 mortgages, 3 credit cards and banked with the majority of banks at some point, along with catalogue accounts and so on from 2001 to 2011 I have unsecured personal debt of circa £40,000 without CCJ's etc. Some of…
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ASDA account opened on line with PPI
Hi, I am totally confused. I opened my credit card account with ASDA back in 2008. Have no paperwork at all. I have been struggling with repayments up till today, as my financial situation is poor. I haven't realised what PPI is until I saw all adds in TV. Then I discovered on my statements it was named as 'Balance…
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Success with Studio/Ace/Express gifts
Hi I think that this company has been discussed a few times on here, and just wanted to let people know of my recent success with them. I had about £300 of charges, and with the 8% interest it came to about £500. I reclaimed these (combination of £20 and £12 charges) and to be fair Ace responded very quickly and offered…
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Ppi can't rember what loans companies I have used
Hi. I want to see if I am due any ppi back. I have seen many posts saying claim yourself. The thing is I'm not sure what loans I've had over the years and dates. So would it be better to ask a company to search these for me or can I research these myself? Thanks
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Bank claiming PPI
My bank the Nationwide has a link for claiming PPI, how is there search different to the numerous company's that claim to find out for you? I have had a joint account with my wife for and the same credit card for over 15 years.We have taken out interest free credit to buy things but have no records of ones that are paid…
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hm forces recovery of package accounts
Hi, im a little confused. over 2 years ago i claimed back all my account charges and overdraft fees through MSE, and received over £1900. however ive just heard we can reclaim our missold package account fees. as they do not apply to HM Forces and we should never have had them. But have i already claimed these back through…
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Is it worth trying?
Between 2009-2011 I went through a rough money patch. I was on benefits & basically living off nothing. I was paying a horrific amount to a door step lender each week, so did not leave a lot. I ended up in this period paying out $1200 in bank charges, basically to just get by. (sorry my pound sign will not work!) I sorted…
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Santander Unarranged Overdraft Fees
Hi, I'm a bit confused with this.. Firstly My Account went over because of an authorization thing with Amazon Prime the day before money went into the account and i got someone to transfer me the minus amount in at around 6pm. It went to minus 0.86p before 4pm and minus 1.86 at 4:16pm and back to 0.00 at 6pm, Money went…
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MBNA ppi success
Hi, I've successfully managed to reclaim 4.5k worth of PPI from MBNA, it was surprisingly easy however in the letter confirming the decision was upheld it states I will be paid this in 28 days but doesn't say by which method. Does anyone know? Will it be cheque, Bacs payment or will they pay off my current debit first &…
