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PPI Churning
Hi I've just received a call from a company call Brunel Franklin who told me that I could be own even more from my previous PPI claim (I claimed way back in 2008 via a claims company - yes I know... should have done it myself!!!) because the credit card company probably 'churned' my account and I'm probably owed a lot…
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ppi claim for mortgage
I had ppi on a mortgage in 2002 at the time I was a full time teacher employed by the local authority with a sickness payment plan lasting for 12 months. I was told at a later annual review meeting with my then bank manager that I did not require the cover and she immediately cancelled it .Can |I reclaim I have the policy…
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Rejected by Nationwide for PPI claim in 2011. Can I Reclaim?
My PPI claim was rejected by Nationwide in 2011 who said that I was fairly sold the policy face to face in branch which I had no recollection of as didn't even know I was paying it. I now know I should have gone to the ombudsman at the time but didn't as the bank letter made me think I was in the wrong. Having complained…
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Bank of Scotland Charges Reclaim
Afternoon All, I had 3 accounts with BOS opened in 2002 and closed in 2008. I've got all the old statements and there's over £1200 worth of unauthorised overdraft charges. I've highlighted all charges, done the template from this website and the bank called me this morning to say that my claim has been rejected due to the…
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Will Barclays waiver my unpaid payment fee?
I actually work for Barclays and I'm a little disappointed in them. I get paid on the 23rd of each month and have my first lot of bills taken out on the 25th of each month (one direct debit for the council tax, and two standing orders - one for the rent, and one for a transfer of monies to a Santander savings account). I…
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Claiming PPI on bank loan&credit card
Hi All, If anyone could help me - does anyone know if you can claim back PPI on a credit card&loan from back in 2000/2001 I defaulted on the payments and it went to debt recovery of the bank. The loan&credit card debt was paid off in Oct 2010 - would I be eligible for claiming? Any help with this would be appreciated!…
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Added Value Account complaint rejected - what now?
Will re word once letter received to be clearer
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Santander Bank Account Charges
Hi, hoping I can get some help/advice, as I'm struggling to know what to do. I have been in touch on several occasions to my bank regarding charges on my account. I am currently only receiving tax credit and ESA payments in my account (currently on lifestyle break through illness). Over the past 3mths I have incurred at…
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natwest sar request
So annoyed sat down to go through the natwest sar information my hubbys been provided with for his account and guess what sent me everything but a list of transactions! how annoying
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ppi success
Have had a letter from RBS offering over £250 for mis-sold ppi dating from 1997-2005. Was so close to using a claims company until I re-read your newsletter and decided that I could do it myself and not give some stranger 30%! Now very glad that I did. Thank you.
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Packaged Accounts
Hello does anyone know how far back you can claim for packaged account charges? I had a packaged account in 1995 or 1996 and cancelled it in 2004. I can find the statements from about 2002 but not any further back. Thanks
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Financial Ombudsman appearing at a circus near you
I've just had the Financial Ombudsman make a decision against me and my complaint with RBS based on him being able to 'read my mind' and making 'assumptions' about what I 'might have said' and 'might have done' 15 years ago using documents I've never seen. I didn't know that this was a legitimate process and methods for…
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Claiming PPI with no paperwork or account details!!!
My hubby was useless with money before he met me and had various loans and credit cards dating back to 1990!!! He has no records of these but knows there were loans from Lloyds and Amex / Barclaycards. He would definitely have had PPI but does he have ANY hope of reclaiming with no paperwork etc???!!? Thanks in advance for…
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Post Office credit card minumim payment issue
Ok, so I have had a Post Office CC for 8 years. Only this year setup a DD for minimum payment. Prior to that I always paid off the balance every month. The DD was to protect me, if I failed to make a payment and avoid any late fee charge. I have not used this card recently until last month. The balance was £645 odd. The…
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CPP reclaim
I've tried to phone CPP about my policy but the number given ......08000 43 83 93 is unobtainable as is the number from CPP. I want to send a claim form but don't have one & don't have a current address for CPP. Help, anyone?
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Nationwide (merged)
hello all , this is my 1st post so hope i do ok , must say this site is BRILLIANT and i have already benefited by joining the holmes place health club via martins pruhealth loophole , anyway i am interested in reclaiming bank charges but want to know if anyone could shed some light on my problems, i recently went through a…
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Barclaycard CPP claim
Barclaycard CPP Claim Anyone able to advise what is the likely reason for mis selling on a Barclaycard, and therefore what to put on the form in the box asking 'why he wants to be considered for compensation'? I'm claiming on behalf of my father who has Alzheimers (I have LPA). He unfortunately doesn't understand what a…
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Completing Claim Form - advice needed
I have PPI on a credit card from Feb 1998 and when I contacted the bank they asked for their claim form to be completed which is asking for information on my husband's job, my sick leave and any pay I may have received during that particular employment period, mortgage info, savings info to name but a few. Does this…
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Reclaiming PPI - Complex case
Hi, In previous years I relied heavily on credit cards, loans etc to meet my basic living expenses, I have had 2 mortgages, 3 credit cards and banked with the majority of banks at some point, along with catalogue accounts and so on from 2001 to 2011 I have unsecured personal debt of circa £40,000 without CCJ's etc. Some of…
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ASDA account opened on line with PPI
Hi, I am totally confused. I opened my credit card account with ASDA back in 2008. Have no paperwork at all. I have been struggling with repayments up till today, as my financial situation is poor. I haven't realised what PPI is until I saw all adds in TV. Then I discovered on my statements it was named as 'Balance…
