Reclaim bank & credit card charges

Hi I was sold an Additions Active Account by Barclays in 2011. I always thought that I wasn't sold what I was explained - I was told that my monthly costs would reduce and they didn't, and I never used any of the benefits that came with the account. The account held my student overdraft of £2500 and I couldn't afford to…

I have a fairly huge overdraft with Santander, and don't get me wrong, I've been grateful for it at times. I haven't reduced it as I've been unsuccessfully self-employed and now I've given up and claimed Job seekers allowance. It charges me £20 per month for my authorised overdraft. I rang up to discuss getting bank…

15 years ago I took out extended warranty with this company(no claim money back deal). They went bust before I could claim after all this time I have received 2 letters relating to payout of moneys. I think I was owed over 300 pounds. I got cheques for 5 and 7 pounds!! Letter states I dont have to accept them which makes…

15 years ago I took out extended warranty with this company(no claim money back deal). They went bust before I could claim after all this time I have received 2 letters relating to payout of moneys. I think I was owed over 300 pounds. I got cheques for 5 and 7 pounds!! Letter states I dont have to accept them which makes…

(Text removed by MSE Forum Team) While searching through some old paperwork I found a letter from first response Finance limited, I know its probably to late to claim now but it does play on my mind wondering if I was mugged off, I only found the letter as I moved and was sorting out what could be thrown away the letter I…

Hello I know a lot is posted on bank charges but iam still not entirely clear Ive had information back from my SAR request and I have returned fees, reserved fees and guaranteed fees on my barclays account. Mainly around 2010-11 totaling around 1200. The account was closed in 2011 when I went into DMP. Iam still on DMP now…

I don't mean to upset anyone who's annoyed with seeing repetitive posts about Bank Charges but I could really use some constructive advice about what to do next. After seeing lots of people successfully claiming back their bank charges I decided I would try my luck as in the last 4 years Lloyd's have taken almost £2000 in…

Barclays made me a relatively small offer earlier in the year. I didn't agree with it and so contacted them to discuss, the lady I spoke to wasn't helpful at all and wasn't prepared to re-look at the offer. I felt disgruntled but didn't feel it was worth pursuing so I cashed the cheque. I still don't feel happy about what…

I recently received an email from the Financial Ombudsman stating that during the changeover to their new their new "system", all my PPI claim information had been lost. Although extremely apologetic to me, the FOS did not offer any solutions and simply told me to re-submit all my PPI claims, which I originally submitted…

Hi I've just received a call from a company call Brunel Franklin who told me that I could be own even more from my previous PPI claim (I claimed way back in 2008 via a claims company - yes I know... should have done it myself!!!) because the credit card company probably 'churned' my account and I'm probably owed a lot…

I had ppi on a mortgage in 2002 at the time I was a full time teacher employed by the local authority with a sickness payment plan lasting for 12 months. I was told at a later annual review meeting with my then bank manager that I did not require the cover and she immediately cancelled it .Can |I reclaim I have the policy…

My PPI claim was rejected by Nationwide in 2011 who said that I was fairly sold the policy face to face in branch which I had no recollection of as didn't even know I was paying it. I now know I should have gone to the ombudsman at the time but didn't as the bank letter made me think I was in the wrong. Having complained…

Afternoon All, I had 3 accounts with BOS opened in 2002 and closed in 2008. I've got all the old statements and there's over £1200 worth of unauthorised overdraft charges. I've highlighted all charges, done the template from this website and the bank called me this morning to say that my claim has been rejected due to the…

I actually work for Barclays and I'm a little disappointed in them. I get paid on the 23rd of each month and have my first lot of bills taken out on the 25th of each month (one direct debit for the council tax, and two standing orders - one for the rent, and one for a transfer of monies to a Santander savings account). I…

Hi All, If anyone could help me - does anyone know if you can claim back PPI on a credit card&loan from back in 2000/2001 I defaulted on the payments and it went to debt recovery of the bank. The loan&credit card debt was paid off in Oct 2010 - would I be eligible for claiming? Any help with this would be appreciated!…

Will re word once letter received to be clearer

Hi, hoping I can get some help/advice, as I'm struggling to know what to do. I have been in touch on several occasions to my bank regarding charges on my account. I am currently only receiving tax credit and ESA payments in my account (currently on lifestyle break through illness). Over the past 3mths I have incurred at…

So annoyed sat down to go through the natwest sar information my hubbys been provided with for his account and guess what sent me everything but a list of transactions! how annoying

Have had a letter from RBS offering over £250 for mis-sold ppi dating from 1997-2005. Was so close to using a claims company until I re-read your newsletter and decided that I could do it myself and not give some stranger 30%! Now very glad that I did. Thank you.

Hello does anyone know how far back you can claim for packaged account charges? I had a packaged account in 1995 or 1996 and cancelled it in 2004. I can find the statements from about 2002 but not any further back. Thanks