-
yorkshire bank charges
Hi all, I recently went overdrawn by just 58p. I have received a letter stating that I am going to be charged £25 for using the unplanned borrowing facility. Is there any way I can challenge this as 25 pound for 58p is excessive. Any advice would be greatly appreciated thanks Anne
-
Challenging the reclaim payment- Comparative redress?
Hi, in 2011 and after a long battle with Barclays I managed to reclaim PPI charges which I am very pleased that I did, it was well worth it. However, I am coming across articles on Comparative redress- does this apply to me? Or should I just accept what I got and be happy on the payout from 2011? Would it be worth…
-
Natwest - Default due to package account.
Good evening everyone, I'm hoping somebody will be able to help me. Back in 2009, I went into my Natwest branch to deposit a cheque. At this point, the cashier told me that I had the wrong account and I should actually be using the Natwest Gold Advantage Account(?) as I was paying in x amount of money per month. I said…
-
Catalogue Claim
Hi, I have been having a tidy out at home and I have found old statements from a catalogue I used to have. They show that I was paying account cover and I was wondering if anyone knows if it is possible to reclaim these charges. Would this be classed the same as PPI and has anyone else tried to claim for this? On the plus…
-
Store Card Charges Help
Hello, I was looking for some help as I think I may be able to claim back some charges. I had a storecard with River Island many years ago. I beleive it was with GE Money and then changed to Santander. The limit was for £250. For some reason I was sure that I had paid it off and closed the account many years ago however…
-
What if I can't obtain statements from 2005 for cpp Claim?
Hi I'm about to apply to claim back my cpp for card and identity mis sold products. But I noticed on your sample letter it says I need to provide the statements from 2005. I know i have had this product since then, but don't have them going back this far and If I order them through my bank it'll cost probably as much as…
-
Halifax CC - online agreement
Hello, Firstly apologies for what for some will be very obvious answers by now. I have banked online for several years and have always applied for credit cards online. I took a Halifax credit card out in July 2007. I realised last week that the payment protection that shows on my statement from time to time could be PPI…
-
Grass Roots Financial Ltd- Message for Site team
Cartel Client Review has closed its doors- finally. Approx 70,000 people are affected, having lost their deposits with Cartel and the closure of CCLS. You will be aware of the close ties between the management of Cartel/ CCLS and the "parachute" claims management company Grass Roots Financial. To prevent more people losing…
-
Loan reworking after succesful PPI claim
Hiya all - I had a succesful claim against Picture a few years ago I was paid out my PPI and the interest that would have been paid for the 5 years the PPI covered me for (16000) that was how it was explained anyway - I had had the loan for more than 5 years at that point) - I took the money and (stupidly) paid other debts…
-
How to reclaim ppi and/or ccp on a closed credit card account with GE MONEY
I got my first credit card from Asda Finance in 2008 which I closed in 2009 due to ridiculously high rates. I cannot find the statements to know my account number nor can I find an address for GE MONEY to write to. How can I obtain these details without being completely obvious that I am going to seek a reclaim on ppi or…
-
debenham credit card PPI claims
can anyone advise if they have been successful in reclaiming Debenhams credit card account cover premiums which were believed to have been miss sold?
-
I find I owe First Direct 75 pound this month
My Overdraft is 500 and I ran over it for 3 consecutive days at max 700 pound. They charge astonishing 25 per day and 75 for 3 days. Not sure I can get it back?
-
insurance misold for illness, unemployment
When I used a mortgage broker, they went through a insurance document with me saying that they had to do this for me to get the mortgage however they would not put the document through. They did and I ended up paying fo ryears before I called and cancelled the insurance. I had tried to cancel previously but the staff…
-
Can the bank close my account?
Hi, I want to reclaim bank charges from Santander which occurred over the past 18 months when I was on maternity leave/had difficulties selling a house I owned. I'm living with my partner now and have a much better situation. I want to reclaim but I'm sure I've heard somewhere that if you're successful they can close your…
-
any help to calculate my refund of PPI
Hi, FSA has ruled in my favour - my bank loan was taken out in August 1994 - 2100 over 36 months at 18.9% the ppi was 304.95 which was 88.89 per month making a total of 393.84 - 10.94 a month and total loan and ppi was 86.34 a month, don't know where to start to calculate total ppi. Thank you in advance
-
Select account with Lloyds
Back in 1998 I needed to open a new account with Lloyds TSB I was told that I could only open a select account. It cost me £5 a month when I opened it although I am paying more now. I have had the same account ever since. Can I claim all these charges back.
-
Too many cards/banks for PPI!!
Hi I have a relative who has used one of those firms that take a quarter (I think they may also take £30 of every £100 of VAT you get back) of any money that you get back through a successful PPI claim. I have used alot of credit cards down the last 8 to 10 years and I have lost track of the number of banks/building…
-
Natwest daily overdraft charge
Hi All, I am new to this and hope you can help me? I have 2 natwest accounts a standard account with a 300 overdraft and a silver account with no overdraft. Well in March i went into work one day only to be told that the company was bankrupt and i had no job, no warning nothing. So i was jobless and pennyless. I called…
-
Lloyds and TSB charges.
Hi all. I am about to appeal over double charges, but would like some advice first. First of all I KNOW it is my fault we are over drawn, but kids need food & shoes etc & Hubby NEEDS the car to work. We have had an account with LLoyds TSB for forever. It started off as TSB, then they merged. Both myself and my husband got…
-
Barclays claim
I ordered my old statements from an old closed Barclays account which is where all my financial difficulties started and was horrified to see that they had taken £600 of charges from me in less than 1 year! Following the template on here Ive written up my letter and got my proofs and have sent off my letter to Barclays,…