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monthly bank charges
greg1980
Posts: 1 Newbie
Hi all, ive been with my bank for around 15 years and 'upgraded' to a pay monthly account around 5 years ago. I did this as a result of going to the bank for a loan and they rejected me and said a pay monthly account would help my credit score. They also said it was the only way i could get a visa/debit card aswell.
If i go ahead and complain about the monthly fees, (which i use none of the added extras) would i then have to close the account or would they take the debit card away and put me back on a basic card account?
Hope you can help.
Thanks
If i go ahead and complain about the monthly fees, (which i use none of the added extras) would i then have to close the account or would they take the debit card away and put me back on a basic card account?
Hope you can help.
Thanks
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Comments
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No-one could predict what might happen but you would have to close the account (given you are saying you don't want it) and move to another account with them - you can check your credit report for free at Noddle (call credit) - if you have been paying your bills and no late payments/defaults chances are you'll get a current account with debit card anywhere
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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