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Expected more than I've been offered

Hi
I have just received a letter from Barclays who are dealing with my old Egg card claim. They have only offered me £64.41 should I accept it?
They say I only paid £36 but I dont know if this is true.

Should I take it or challenge it?

Thanks in advance

Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ask them for a breakdown, they wouldn't normally tell porkies to be honest.
    I presume the difference is interest.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • brown1950
    brown1950 Posts: 264 Forumite
    McKneff wrote: »
    Ask them for a breakdown, they wouldn't normally tell porkies to be honest.
    I presume the difference is interest.


    I just cannot believe your statement. Barclays Bank not normally telling
    porkies ? Where have you been the last few years ? On Mars ?
    This is just another example of pro institutional bias prevalent on this
    particular website.
  • dunstonh
    dunstonh Posts: 119,864 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    They say I only paid £36 but I dont know if this is true.

    Should I take it or challenge it?

    What evidence do you have that you paid more?

    By all means ask them for a breakdown of what you paid but if neither of you have any evidence you paid more then that is what you get. If statements no longer exist, there is an averaging process that can be used based on the evidence of the amounts paid when statements did exist. This can lead to some people getting more than they actually paid and some getting less.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Nasqueron
    Nasqueron Posts: 10,821 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    brown1950 wrote: »
    I just cannot believe your statement. Barclays Bank not normally telling
    porkies ? Where have you been the last few years ? On Mars ?
    This is just another example of pro institutional bias prevalent on this
    particular website.

    And your proof they are lying about the sums is...... ?

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • brown1950
    brown1950 Posts: 264 Forumite
    Nasqueron wrote: »
    And your proof they are lying about the sums is...... ?

    I could have guessed you would respond to my post ! You have just confirmed my observation about this website.

    I will not go in to why you are on this website most mornings and afternoons instead of doing your Logistics job !
  • Nasqueron
    Nasqueron Posts: 10,821 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    brown1950 wrote: »
    I could have guessed you would respond to my post ! You have just confirmed my observation about this website.

    I will not go in to why you are on this website most mornings and afternoons instead of doing your Logistics job !

    So you have no proof of your accusations - so essentially slander!

    Maybe you should go to bed earlier to be in work on time :)

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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