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Natwest bank charges reclaim

I'm with natwest, I'm trying to find out how much success people have had with them when claiming back charges and any advice and tip anyone can give me to help me with my case.

I have been with natwest for about 16 years and have been charged quite a few times. I know I can only claim back 6 years. Is my best route to finding out my charges over the years through a freedom of information request or online banking?
Debt free in 2016. /£2935
#151 745/4180 here's to being debt free in 2015 :mad::xmassign:
emergency fund #110 £220/£1000:(:eek:[/

Comments

  • -taff
    -taff Posts: 15,377 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You can only claim back charges if you are in current financial difficulty. The 6 year thing is rubbish.
    Non me fac calcitrare tuum culi
  • dunstonh
    dunstonh Posts: 119,864 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I'm trying to find out how much success people have had with them when claiming back charges

    Since the banks won the bank charges case in court, the refunds have dropped big time. Now it is only incorrect application of charges, mis-sold package account charges or CURRENT financial hardship cases where banks will consider or be required to refund.
    I know I can only claim back 6 years.

    There is no such rule.
    through a freedom of information request

    Freedom of information does not apply to commercial companies.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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