Reclaim bank & credit card charges

Hi all. Am new to here but was after some advice. I've had an advantage gold account since I was 18 in 1998 I wanted a loan for my first car and was told would only get one with ag account and was only way I would get an overdraft so kep it going. When we bought our first home they said to transfer it to our joint account…

It has come to my attention that some banks are now not looking at allindividual cases for reclaiming bank charges (miss sold packaged bank account),if they sent a consumer a Refresher Pack in 2009 which included details of fees andbenefits. This is because of the FCA timebarring rules on complaining - 6 years from the…

Hi, I am taking a look at my father-in-law's PPI claims for him as he is not very well, and getting on in life. He really can't do it himself and I don't want him to get ripped off. After receiving a letter from a company saying they could get money back for him, he called them and they sent someone round straight away.…

I had a call today from 020 7965 1012. It was a lady called Natalie who seemed to know who I was and that I'd had bank charges in the past. I don't know where she got my name and number from, bit worrying. Anyway, she works for a company called BAB UK who have a website here: bab.uk.net They claim to be able to reclaim…

Can I claim bank charges from an old bank account as I am unemployed and not receiving any benefits? Been redundant since 31/10/2014. At present I am job hunting? Any positive advice would be good thanks.

Hi Martin, years ago I believe I was miss sold Ppi on a credit card which is now closed. When I contacted Halifax they said they couldn't find my account as I didn't have the account number. I'm just wondering if it's worth making a claim as I only had the card open for a few months. Fiona

Hi, I have a very old account that I haven't used for years. It was with Lloyds TSB and the sortcode and address is now a TSB bank. I am going to reclaim bank charges on the account, but cannot find a contact address for TSB anywhere. Can someone help me please.

I sent off the mbna ppi form recently and have received a letter saying my complaint has been upheld and I will receive a cheque within 28 days for the grand total of £27.71p whoopee Now the question is I gave them a couple of account numbers but I know back in the day I had about 4 different credit cards with mbna now…

Hi, New to these forums but thought I'd kick it off by asking for abit of advice after reading the page on reclaiming bank account fees. Basically I've held a Halifax ultimate rewards account since December 2011. I created this with the intention of moving from HSBC but I never did fully switch and only ever used it as a…

I have made a complaint to Capital One regarding a mis-sold PPI claim dating back to 2000. I have no recollection of PPI being sold to me. I have received "final" response to my complaint today stating that PPI was not mis-sold to me on the basis that I agreed to it over the telephone when I activated the card and was…

My daughter has had a mortgage for 20 years a couple of years ago she went through a mortgage broker , she has been told she cannot claim any PPI because she went with a broker. Is this right . Thanks in advance.

Hello I went B/R in 2008 & was discharged in the same yr & completed an IPA in 2011. I realise if I claimed PPI compensation off any of my debts included included in the B/R it would be claimed by the O/R. However, I had PPI on loans that where paid off before I ever went B/R so therefore they never had to be included in…

Hi all. I'm trying to help a friend who is going through a very tough time. He has a loan with NatWest but informed then last November 2014 that he had lost his job, was suffering depression and was in a mental health hospital after several suicide attempts. He rang them to request they freeze his loan repayments and not…

Hi I am interested in reclaiming my old bank charges from roughly 2008-2012. My criteria from that period of time fits perfectly with the financial hardship criteria. I have in the last couple of years managed to get myself out of the cycle of debt that can in part be blamed on bank charges, so I no longer fit into the…

I recently cancelled a credit card with Capital One and they sent me a letter confirming they were cancelling the Payment Protection which prompted me to send a claim for PPI. They have sent me a questionnaire to complete, however they are asking for evidence of my contract of employment from 1999 to confirm my employer…

Hi all I finally got myself together to send my letter off to HSBC requesting 6 years of bank charges. I work in the arts and have been self employed since I was 25 and still dealing with a lot of university debt (I am nearly free of that now). Gaps in work, clients being slow in paying me meant that I was often in a tight…

Good morning! £121.00 was debited from my bank account. I do not know where is this for. The description on the bank statement was only BILLS Does anyone have a clue who took the money? Thanks

Hi, My sister has sent N&P the template letter claiming hardship as per the forum and she is in hardship as much as I help. She has had a response from N&P asking her to fill in a form for her outgoings and asking how she manages to live? Has anyone else had this? What happened, has anyone had it with another bank? Her…

Recently I tried to reclaim overdraft and interest charges from Lloyds on the grounds of financial difficulty, which they refused, even though I have been in a debt management plan with Step Change since 2011. I have been paying £5 a month towards the overdraft, but their fees amount to £12 a month, so the overdraft has…

I have found some old credit card statements from the Halifax going back to the early to mid 90's showing I was paying ppi on my cc balance each month Also I know I was paying it on an mbna cc from the late 90's to early 2000's and on big cc balances so would of been big amounts each month I have had a look on mbna and…