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Visa Debit Chargeback
Hi Guys, I would need some very experienced assistance as, I bought an animal from france and I am not receiving it. But apparently there is a law in france where they cannot give refunds??????????? and must wait to resell the animal before refunding me? ( i feel like i'm being led down the garden path) So I Will be…
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Success
My daughter was given overdraft by lloyds which was more than her wage she was in financial difficulty using advice from MSE I requested all transactions wrote to bank highlighting charges and highlighting were she had tried to pay back using payday loans but could not due to charges of over £80 per month. The bank…
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Bank charges - advice on next step please
Hi please could someone advise me on what to do next. I applied on behalf of my son to reclaim his bank charges for the past 6 years with Santander. I used the financial hardship template letter and the bank has replied straight away. It states ....Whilst the fees have been applied to your account correctly, I have…
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PBA Claim upheld but dispute on consequential losses
All I hope you can offer your assistance with this. I recently had my complaint for a missold packaged bank account upheld and was awarded the refund of these costs plus the 8% statutory interest accordingly. The second part to my complaint that was sent to the fos was regarding the bank charges that I am seeking…
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Advice for appealing advantage gold claim
Hi all. Am new to here but was after some advice. I've had an advantage gold account since I was 18 in 1998 I wanted a loan for my first car and was told would only get one with ag account and was only way I would get an overdraft so kep it going. When we bought our first home they said to transfer it to our joint account…
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Miss sold Packaged Bank Accounts - time barr rules
It has come to my attention that some banks are now not looking at allindividual cases for reclaiming bank charges (miss sold packaged bank account),if they sent a consumer a Refresher Pack in 2009 which included details of fees andbenefits. This is because of the FCA timebarring rules on complaining - 6 years from the…
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How to help an elderly relative.
Hi, I am taking a look at my father-in-law's PPI claims for him as he is not very well, and getting on in life. He really can't do it himself and I don't want him to get ripped off. After receiving a letter from a company saying they could get money back for him, he called them and they sent someone round straight away.…
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BAB UK: Are they genuine?!
I had a call today from 020 7965 1012. It was a lady called Natalie who seemed to know who I was and that I'd had bank charges in the past. I don't know where she got my name and number from, bit worrying. Anyway, she works for a company called BAB UK who have a website here: bab.uk.net They claim to be able to reclaim…
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Reclaim Bank Charges
Can I claim bank charges from an old bank account as I am unemployed and not receiving any benefits? Been redundant since 31/10/2014. At present I am job hunting? Any positive advice would be good thanks.
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PPI Reclaim
Hi Martin, years ago I believe I was miss sold Ppi on a credit card which is now closed. When I contacted Halifax they said they couldn't find my account as I didn't have the account number. I'm just wondering if it's worth making a claim as I only had the card open for a few months. Fiona
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bank charge reclaim on old lloyds tsb account
Hi, I have a very old account that I haven't used for years. It was with Lloyds TSB and the sortcode and address is now a TSB bank. I am going to reclaim bank charges on the account, but cannot find a contact address for TSB anywhere. Can someone help me please.
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mbna payout
I sent off the mbna ppi form recently and have received a letter saying my complaint has been upheld and I will receive a cheque within 28 days for the grand total of £27.71p whoopee Now the question is I gave them a couple of account numbers but I know back in the day I had about 4 different credit cards with mbna now…
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Halifax ultimate : account fees claim
Hi, New to these forums but thought I'd kick it off by asking for abit of advice after reading the page on reclaiming bank account fees. Basically I've held a Halifax ultimate rewards account since December 2011. I created this with the intention of moving from HSBC but I never did fully switch and only ever used it as a…
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Capital One PPI Claim Rejection
I have made a complaint to Capital One regarding a mis-sold PPI claim dating back to 2000. I have no recollection of PPI being sold to me. I have received "final" response to my complaint today stating that PPI was not mis-sold to me on the basis that I agreed to it over the telephone when I activated the card and was…
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PPI and Mortgage Broker
My daughter has had a mortgage for 20 years a couple of years ago she went through a mortgage broker , she has been told she cannot claim any PPI because she went with a broker. Is this right . Thanks in advance.
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Discharged bankrupt
Hello I went B/R in 2008 & was discharged in the same yr & completed an IPA in 2011. I realise if I claimed PPI compensation off any of my debts included included in the B/R it would be claimed by the O/R. However, I had PPI on loans that where paid off before I ever went B/R so therefore they never had to be included in…
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NatWest Head Office and Press Office addresses please?
Hi all. I'm trying to help a friend who is going through a very tough time. He has a loan with NatWest but informed then last November 2014 that he had lost his job, was suffering depression and was in a mental health hospital after several suicide attempts. He rang them to request they freeze his loan repayments and not…
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Reclaim Bank Charges even if no longer in Debt
Hi I am interested in reclaiming my old bank charges from roughly 2008-2012. My criteria from that period of time fits perfectly with the financial hardship criteria. I have in the last couple of years managed to get myself out of the cycle of debt that can in part be blamed on bank charges, so I no longer fit into the…
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Capital One - Unreasonable Evidence
I recently cancelled a credit card with Capital One and they sent me a letter confirming they were cancelling the Payment Protection which prompted me to send a claim for PPI. They have sent me a questionnaire to complete, however they are asking for evidence of my contract of employment from 1999 to confirm my employer…
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Advice on dealing with HSBC
Hi all I finally got myself together to send my letter off to HSBC requesting 6 years of bank charges. I work in the arts and have been self employed since I was 25 and still dealing with a lot of university debt (I am nearly free of that now). Gaps in work, clients being slow in paying me meant that I was often in a tight…
