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Reclaim Bank Charges
Can I claim bank charges from an old bank account as I am unemployed and not receiving any benefits? Been redundant since 31/10/2014. At present I am job hunting? Any positive advice would be good thanks.
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PPI Reclaim
Hi Martin, years ago I believe I was miss sold Ppi on a credit card which is now closed. When I contacted Halifax they said they couldn't find my account as I didn't have the account number. I'm just wondering if it's worth making a claim as I only had the card open for a few months. Fiona
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bank charge reclaim on old lloyds tsb account
Hi, I have a very old account that I haven't used for years. It was with Lloyds TSB and the sortcode and address is now a TSB bank. I am going to reclaim bank charges on the account, but cannot find a contact address for TSB anywhere. Can someone help me please.
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mbna payout
I sent off the mbna ppi form recently and have received a letter saying my complaint has been upheld and I will receive a cheque within 28 days for the grand total of £27.71p whoopee Now the question is I gave them a couple of account numbers but I know back in the day I had about 4 different credit cards with mbna now…
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Halifax ultimate : account fees claim
Hi, New to these forums but thought I'd kick it off by asking for abit of advice after reading the page on reclaiming bank account fees. Basically I've held a Halifax ultimate rewards account since December 2011. I created this with the intention of moving from HSBC but I never did fully switch and only ever used it as a…
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Capital One PPI Claim Rejection
I have made a complaint to Capital One regarding a mis-sold PPI claim dating back to 2000. I have no recollection of PPI being sold to me. I have received "final" response to my complaint today stating that PPI was not mis-sold to me on the basis that I agreed to it over the telephone when I activated the card and was…
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PPI and Mortgage Broker
My daughter has had a mortgage for 20 years a couple of years ago she went through a mortgage broker , she has been told she cannot claim any PPI because she went with a broker. Is this right . Thanks in advance.
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Discharged bankrupt
Hello I went B/R in 2008 & was discharged in the same yr & completed an IPA in 2011. I realise if I claimed PPI compensation off any of my debts included included in the B/R it would be claimed by the O/R. However, I had PPI on loans that where paid off before I ever went B/R so therefore they never had to be included in…
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NatWest Head Office and Press Office addresses please?
Hi all. I'm trying to help a friend who is going through a very tough time. He has a loan with NatWest but informed then last November 2014 that he had lost his job, was suffering depression and was in a mental health hospital after several suicide attempts. He rang them to request they freeze his loan repayments and not…
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Reclaim Bank Charges even if no longer in Debt
Hi I am interested in reclaiming my old bank charges from roughly 2008-2012. My criteria from that period of time fits perfectly with the financial hardship criteria. I have in the last couple of years managed to get myself out of the cycle of debt that can in part be blamed on bank charges, so I no longer fit into the…
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Capital One - Unreasonable Evidence
I recently cancelled a credit card with Capital One and they sent me a letter confirming they were cancelling the Payment Protection which prompted me to send a claim for PPI. They have sent me a questionnaire to complete, however they are asking for evidence of my contract of employment from 1999 to confirm my employer…
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Advice on dealing with HSBC
Hi all I finally got myself together to send my letter off to HSBC requesting 6 years of bank charges. I work in the arts and have been self employed since I was 25 and still dealing with a lot of university debt (I am nearly free of that now). Gaps in work, clients being slow in paying me meant that I was often in a tight…
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Strange direct debit
Good morning! £121.00 was debited from my bank account. I do not know where is this for. The description on the bank statement was only BILLS Does anyone have a clue who took the money? Thanks
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Norwich & Peterborough - Outgoings letter
Hi, My sister has sent N&P the template letter claiming hardship as per the forum and she is in hardship as much as I help. She has had a response from N&P asking her to fill in a form for her outgoings and asking how she manages to live? Has anyone else had this? What happened, has anyone had it with another bank? Her…
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Lloyds still piling on overdraft charges even though I’m in a debt management plan
Recently I tried to reclaim overdraft and interest charges from Lloyds on the grounds of financial difficulty, which they refused, even though I have been in a debt management plan with Step Change since 2011. I have been paying £5 a month towards the overdraft, but their fees amount to £12 a month, so the overdraft has…
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mbna and halifax cc ppi
I have found some old credit card statements from the Halifax going back to the early to mid 90's showing I was paying ppi on my cc balance each month Also I know I was paying it on an mbna cc from the late 90's to early 2000's and on big cc balances so would of been big amounts each month I have had a look on mbna and…
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5 years worth of Bank charges
Hello 5 years ago I walked into a bank and they signed me up to a silver account which means I am entitled to certain rewards, well when I sat and looked through the terms and conditions I decided that I would cancel this so went back to the bank and the same guy agreed to cancel my application. Now I know it is a bit…
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reclaim bank charges
Hi everyone - hoping for some advice....I've seen you can now try to claim bank charges if you are suffering from financial hardship? basically i have 14 months old twins, and for about a year we have really been struggling with money. In fact we have consistently ended up over our overdraft limit and as such been given…
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Lloyds TSB credit card PPI query
Does anyone know if the PPI was pre ticked on old credit card applications with the TSB? I have had my credit card since 1996 and I am pretty sure it was given me at an account review in branch when I went in to get a loan which also had ppi on it. I don't remember any mention of ppi for the card I was just asked to sign…
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Using a CMC
Hi, I am new to this forum and apologise if this has already been covered elsewhere. If a claim for PPI is rejected, can I then use a CMC and try again? Thanks
