Discharged bankrupt

amstel2

Hello

I went B/R in 2008 & was discharged in the same yr & completed an IPA in 2011. I realise if I claimed PPI compensation off any of my debts included included in the B/R it would be claimed by the O/R. However, I had PPI on loans that where paid off before I ever went B/R so therefore they never had to be included in the B/R.

If t went after PPI compensation on these loans would the O/R have any claim? Don’t want to waste my time trying otherwise.

Thanks

dunstonh

However, I had PPI on loans that where paid off before I ever went B/R so therefore they never had to be included in the B/R.

Going bankrupt draws a line in the sand. Everything before that date is pre-bankruptcy. Everything after is post bankruptcy. A refund on PPI for any debt, whether repaid or not, that existed pre-bankruptcy is an asset for the OR.