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Successful reclaim of PPI however ....
My PPI claim against Santander was successful, however the money awarded was used to pay off what I owe on my credit card. In the letter it stated that I can claim some of this money back if I am in financial difficulties, which I am. They have sent me an income/expenditure form for me to complete and that I will also need…
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PPI Credit Card
I had a credit card with Virgin several years ago where I believe I paid PPI. Whats the best way to find out if im entitled to anything? Thanks
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Bank account packages
I've been receiving lots of messages saying banks are refunding packaged bank account charges ? Has anyone else and does anyone know if it's true
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Argos card services
se,I am a long time and good valued costumer of Argos card and direct services I do have ongoing problems with Argos card and Argos direct services, It is about large items that were delivered to my sons address, in August 2014 and then collected about 2 weeks later by the Argos team. I have been receiving statements with…
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Natwest Advantage Gold account - Refunded
About 2 years ago we downgraded our Advantage gold account as we did not want the benefits and had been unhappy as to why we had to pay these fees for the past few years. After reading on here about people claiming I made an appointment with my bank and went in to see them. We complained about the charges and they said…
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Santander PPI Claim rejected: How do I PROVE I wasn't employed at point of sale?
Hi folks! Hoping someone on here can help me out. I submitted a PPI mis-selling claim for my Dorothy Perkins account card. I was given a piece of paper in store with two crosses showing where to sign, and told that the card included cover if for any reason I couldn't pay. All the sections requiring my details regarding…
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Lloyds TSB - Please Help/Advise?
Will keep it as brief as poss. Feb 07 went to Lloyds TSB for a bank account. Was in receipt of benefits & 1st child due at end of that month. Got given a £450 overdraft and a £500 credit card on the visit to the local branch. Managed money quite well, went into overdraft & completely paid it off twice. Sadly, relationship…
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Discharged bankrupt
Hello Wonder if anybody can advise on the following. I have been discharged from Bankruptcy for over seven years. While Bankrupt I completed a three year IPA. Also two years ago I received a letter from the Official Receiver giving all the details of payments made to the IPA, fees paid, & the dividend payment made to the…
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Compensation
In 2009 i took out a £4000 education/student loan with Barclays as the loan provider. The information provided by my loan agreement insisted that i would not have to pay off my loan until i had found employment as a consequence of my training. After my course i did not subsequently find employment. I am still unemployed.…
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A1 scheme letter received
I've received a letter about the A1 scheme inviting me to make a claim. I cannot remember when, where, or for what I took this out, so I do not know which element to claim against - a product that covered me for £100,000 or for the product that covered me for £5,000? Any advice on what I should do? I would be grateful for…
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Sentinel Membership Fee Refund?
In their letter, Sentinel say they will cancel your membership if you claim under the compensation scheme. Does anyone know if you will get a refund if paid for 3 years? Doesn't seem right that they can cancel your membership and not give you something back..?
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Missing credit agreement
Hi, Sorry there may be a thread already but I cannot see. I've recently started a personal claim against Yorkshire bank/Clydesdale bank over possible PPi on my credit card (had for 20years +) As no PPi info on my statement a requested a copy of the agreement (sent £1 cheque etc). I had a letter which stated my signature…
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Bank charges from Woolwich
I divorced in 1993 & opened a Woolwich account (still have all my statements). Due to CSA payments not crediting my account as the time they stated I continually incurred £25 chgs (a lot of money back then) some mths this could be as many as 6 or 7. I was at the time in financial hardship as I had to change from full to…
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Reclaim from Welcome Finance ?
Hi all, I'm new on here, first post so forgive me if this topic has been discussed before. i reclaimed PPI from old loans a few years ago and was successful, however when I was claiming I was told by the company I used (can't think of the name at the moment, it'll come back to me though soon) that they were not able to…
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NatWest Refunds due to ATMs
I received a letter informing me that I'm due a Refund from NatWest. This is apparently as they've discovered an IT System error which meant funds credited at ATMs showed as credits that day on mini statements, but did not credit until the next banking day on their internal systems. They've therefore refunded any £6 fees…
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Welcome Finance Mechanical Breakdown & Shortfall Insurance
Hi Everyone, It's my first time posting on here so forgive me if this subject has been discussed before. I had car finance with Welcome Finance in 2008. They said that mechanical breakdown and shortfall insurance was mandatory and I couldn't have the car without it. I didn't have an alternative option at the time so…
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Reclaiming package bank account charges as missold, but will they cancel overdraft?
I've got an overdraft of £2000, I used to have a silver account I think it was with lloyds, then they hassled me and kept pestering me into getting a premier account to reduce the interest charges of the overdraft. (However the interest charges are lower but the account is £25 per month so it works out still more expensive…
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Argh. Santander and Council Tax :(
I have an old bank account that I have been using just to pay the council tax. I set up a DD this year and transferred £160 each month into the account to cover it, but instead of taking out the £150ish per month (£15xx over 10months) I was expecting, the council actually took out £191 meaning that last month the account…
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PPI in career devt loan/student loan?
Hi, I think I'm going round in circles; can PPI have been applied to a Barclays Career Development Loan or a Student loan??
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Ppi claim rejected?
So I had a letter from barclays, who have said that they cannot agree that ppi was mis sold. The reasons are, the application for ppi was made in branch ( I don't remember asking for ppi), I was eligible for the policy as over 18, and resident in uk. That the information provided was clear, fair and not misleading. They…
