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HSBC Bank charges reclaim
Hi, this is my first post in a forum so apologies if I have put in the wrong location or if this has been previously answered. in 2003 I took out a professional graduate loan with HSBC who had been my bank for many years before this. When my MA finished in 2007 I did not secure employment and could not cover the £350 a…
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Credit Card PPI Refund Amount - Sensible?
I wonder if anyone can help me out here? Almost four years after originally complaining, I recently won a claim for miss sold credit card PPI when the Financial Ombudsman ruled in my favour. Luckily, no claims firm was involved, and just before the regulation eight weeks had expired, my card provider sent me a cheque for…
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barclays additions
My claim got rejected. Barclays are saying that I asked for an additions account and because I used the overdraft I am not entitled to any money back. I told them that I asked for the packaged account to be stopped many times over the years and they refused saying I had to have an additions account. On the letter I…
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PPI Refund Offered: Bank Charges Too?
So several years ago I wrote to HSBC regarding several hundred pounds in bank charges, and was rejected. Today I received a letter from them saying I was being refunded £460 as a result of overpaying interest on a loan. Would it possible to put in my bank charges claim back in as a result of this?
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£10 cheque and template letter returned
Hi, On 17th April 2013(yes I know 2013) I sent a template letter requesting data from the RBS in Galashiels along with my account no. which I had closed earlier. Got a reply from Customer contact centre in Southend -on -sea saying because my account was no longer open they were unable to complete security checks. They…
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Pensions and National Insurance - advice sought
Would really appreciate some thoughts on a pretty sticky situation my mother has landed herself in. She's 61 and is five years off receiving her state pension. She is currently divorcing my father. My father was self employed and has his own business. After she married him, she worked for him as an employee. Essentially…
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Bank charges from old Abbey National now Santander
Hello I was wondering how I'd go about trying to claim back bank charges from the old Abbey National bank, now Santander. I had charges added to charges and a CCJ registered against me for the monies owed, which has now expired. Many thanks
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Claiming Bank Charges from an Account thats been sold on
Hello, Not sure if this is in the right section. Basically I am helping out a friend trying to get their finances sorted. They have a debt to Nationwide of about £450 which is purely made up of unpaid DD/SO fees etc. The account was sold to MKDP who I have found absolutely hopeless to deal with. My question is, is it worth…
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Barclays Additions claim rejected
I had paid for a number of years a Barclays additions account. My account was upgraded in branch at the counter in 2001 while I was withdrawing money i was advised that I needed to upgrade in order to keep my overdraft. To cut a long story short some years later about 2010 I realized that the account additions was not…
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barclays bank a/c charges
I applied for refund at barclays re monthly charge for my account. Sent MSE letter filled in a couple of forms from bank. Barclays telephoned me asked more questions week later had £2584 put in my account compensation!!!! RESULT thank you
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Packaged Account
Hi I wish to try and reclaim the charges I had on my Gold Account with Lloyds but I am unsure what the actual amount was as it was some years ago and from what dates. I sadly don't have the statements anymore but is there a way of finding out as if I ring Lloyds up they are not going to want to help me in anyway!!
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card issuers name changes
Hi Folks, I have finally got around to looking at PPI claims for credit cards I have had. The problem with some are that the issuers have changed names over the years, so I was hoping that someone could shed light on the following. On my credit report I have HSBC Finance 1999 - 2010. Now I had a Marbles card that I believe…
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Successfully reclaimed bank charges from Lloyds Bank!
I just wanted to let other members know that you can still be successful in reclaiming bank charges but, I suspect, only if you are in financial difficulty like I have been. (In 2011, I separated from my husband who went bankrupt and I have been struggling financially as a single mum.) Thanks to the MSE guidance on here, I…
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Successful reclaim of PPI however ....
My PPI claim against Santander was successful, however the money awarded was used to pay off what I owe on my credit card. In the letter it stated that I can claim some of this money back if I am in financial difficulties, which I am. They have sent me an income/expenditure form for me to complete and that I will also need…
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PPI Credit Card
I had a credit card with Virgin several years ago where I believe I paid PPI. Whats the best way to find out if im entitled to anything? Thanks
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Bank account packages
I've been receiving lots of messages saying banks are refunding packaged bank account charges ? Has anyone else and does anyone know if it's true
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Argos card services
se,I am a long time and good valued costumer of Argos card and direct services I do have ongoing problems with Argos card and Argos direct services, It is about large items that were delivered to my sons address, in August 2014 and then collected about 2 weeks later by the Argos team. I have been receiving statements with…
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Natwest Advantage Gold account - Refunded
About 2 years ago we downgraded our Advantage gold account as we did not want the benefits and had been unhappy as to why we had to pay these fees for the past few years. After reading on here about people claiming I made an appointment with my bank and went in to see them. We complained about the charges and they said…
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Santander PPI Claim rejected: How do I PROVE I wasn't employed at point of sale?
Hi folks! Hoping someone on here can help me out. I submitted a PPI mis-selling claim for my Dorothy Perkins account card. I was given a piece of paper in store with two crosses showing where to sign, and told that the card included cover if for any reason I couldn't pay. All the sections requiring my details regarding…
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Lloyds TSB - Please Help/Advise?
Will keep it as brief as poss. Feb 07 went to Lloyds TSB for a bank account. Was in receipt of benefits & 1st child due at end of that month. Got given a £450 overdraft and a £500 credit card on the visit to the local branch. Managed money quite well, went into overdraft & completely paid it off twice. Sadly, relationship…
