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Used a Claim Company Question
Hi, If I have used a Claim Company to chase some of the PPI owed to me can I also do the claims myself? As I have been waiting for over 2 years for one of the cases and keep getting told "It is with the Financial Ombudsman"
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Bank Charge Reclaim - Do I include monthly 'Interest Debited'?
This is my first ever post on MSE, so, Hi! I'm in the process of gathering information for a Bank Charge Reclaim with Halifax. Is it right that I may receive interest on top of the charges? I have collated a list of bank charges on the account, along with a list of the 'Interest debited - notified last month' fees. Do I…
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BOS refund cheque
Hi all, Today I have received a letter/cheque through the post from the Bank of Scotland. It reads as follows... In 2005, we applied a charge of £50 to your [Name of Finance Company] account ending #### when we arranged a transfer of your debt from blah to blah which we should not have charged you. I'm sorry that we…
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BOS rejected claim for PPI
Hi all, Bank of Scotland have rejected two claims on 2 cards that I had. BOS Findings The sales to the cards ending ***** was made on a non contact basis. As such we were only required to provide you with information designed to ensure you could make an informed decision as to whether the policies met your personal…
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PPI claim companies
If you wer to use one of these companies,which are the best to use? thanks Scott
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Barclays failure to give final response within 8 weeks
Hi, Has anybody used the F.C.A DISP1.4 rule that gives Barclays up to 8 weeks to give you a final decision letter in response to miss sold package bank account complaint? If so what happened? ie do they have to withhold your complaint & pay up? or pay you compensation just for failing to reply in time? or what else are…
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reclaiming bank charges
Does anyone know if the bank had an obligation to disclose any exclusions to travel insurance provided on their pay for bank accounts prior to 2005? i am trying to claim fees back due to preexiating med condition and bank are aying they had no requirement to discuss any exclusions. They also say there was no exclsions pre…
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reclaiming bank charges
Does anyone know if the bank had an obligation to disclose any exclusions to travel insurance provided on their pay for bank accounts prior to 2005? i am trying to claim fees back due to preexiating med condition and bank are aying they had no requirement to discuss any exclusions. They also say there was no exclsions pre…
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Capital one credit card ppi
Hi everyone I recently enquired with capital one to see if I had paid any ppi on my credit card account with them, I have had the credit card account with capital one for about 10 years or so, and the account is still current. They replied back saying I have never paid ppi on this account, and I could request a SAR , could…
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reclaiming bank charges
Does anyone know if the bank had an obligation to disclose any exclusions to travel insurance provided on their pay for bank accounts prior to 2005? i am trying to claim fees back due to preexiating med condition and bank are aying they had no requirement to discuss any exclusions. They also say there was no exclsions pre…
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More PPI from Halifax
Hi all, I reclaimed my mis-sold PPI from Halixax in Feb13, and last week I received a letter stating they are sending me more money, how it was calculated and from that I gather they must have miscalculated my original refund. Quite nice to receive, and whilst not massive welcome at this time of year! Anyway, is this…
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Sorry Banks again!!!
I believe my Mum was missold a Girobank Flex Account, renamed Alliance and Leicester, which became Santander. She has had this account for many years. As part of this, she has been paying £10 interest on this account every month, but has never managed to pay it off. My father left us with no money and she was going through…
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About time banks are made accountable
Pleased to see so many people not being intimated and ill adviced by banks . 20+yrs ago we found ourselves in financial hardship ,spoke to bank manager and we were encouraged!! to extend existing loans . After receiving weekly letters to advice of overdraft charges , (each letter alone cost £25..plus ,received 3 letters in…
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Help with Credit Card CCJ and PPI
Hi I've just had a call about a credit card that I'm owed PPI on. The only credit card I have from my history is one I incurred a CCJ on when I defaulted in around 2006. This got me thinking. the CCJ is now off my record as far as I can see on creditexpert. However I am still paying a court fee of £41 a month (£1…
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Rock law and ARB
In a moment of weakness, almost a year ago, I signed up with Rock law to recover PPI, even though I knew I was not owed any. Paid them £490 for the privilege. Numerous calls with ARB brought no progress. Today I spoke to ARB and was informed that Rock Law went into administration on October 16th. Anyone know who to contact…
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Midland bank bank charges
[Hi all can anyone help and advise ,in 1990 I had accursed quite a lot of bank charges and threats from midland bank in middlesbrough each week my debt went up to the point I had to pack up make them a cash offer to leave me alone and go and work down London to get on my feet , now all these years later I hear you can…
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Halifax problems
In September I completed a form on MSN to claim back bank fees. I received a letter today not related to that but it contained a information sheet titled Financial services compensation scheme. It reminded me that I'd not heard. So I called halifax and they told me I had been sent 2 letters and had a phone call all from…
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Co Op Bank PPI
A while ago I was contacted by the CoOp bank about PPI. This was dealt with. I recently received notification that I was also owed a tax refund that they would pay. I agreed to the amount, however weeks later and well past their own stated 20 working day time frame I received another letter stating that due to an…
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Reclaiming PPI from American Express
Initially I am just trying to get copies of my credit card statements from Amex (as per the template letter here, I haven't mentioned that I am trying to reclaim PPI). The problem is I haven't got any account numbers. Amex are saying they can't trace me. I have quite an unusual surname and I gave them my date of birth and…
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Treethorpe
Hi I was wondering if anyone has been contacted by this company regarding 'unclaimed Assets'. They say I have liquid assets unclaimed and want 1/3 of the total for the work they have done. I have tried all the banks I use, old premium bonds and also tried to trace forgotten shares but all to no avail. Can this unclaimed…
