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Is this PPI reclaiming company trying it on or do they have a valid claim?
Hi! Roughly 2 1/2 years ago we started on the PPI reclaiming route and, to test the waters, we used Belmont Thornton to reclaim the PPI paid on my wife's account with Citi Financial. It was successful and after realising how easy it was to claim, we made several other claims on our own against HSBC, Egg and MBNA. All paid…
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Denied Packaged Account Reclaim (Natwest) is it worth FOS???
Hi. I had an Advantage Gold account for almost 8 years. I was very young when this was pushed upon me and was given all the promises of better credit, better mortgage rates, a better rate for a loan (the reason I had gone in to the bank in the first place was for loan advice) and I was told as I had very little credit…
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Natwest Credit Card
Hi guys, just wanted some advice. Im a current Natwest CC holder and I'm charged payment protection currently at about £4 per month. I've never looked to a PPI refund till now. I know I never asked for it as I got it and I've had the credit card about 15 years. My question is has anyone had a similar time frame to me and…
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FO upheld my claim but RBS is playing games?
Near end of October I received confirmation from financial ombudsman that the found in my favour & that RBS had until November 17th to appeal against it. They didn't & I never heard a peep from them until a text today. I had spoken to someone from the FO & they said the bank can take up to 8 weeks to pay me? When should…
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mcol
Hi all Just after peoples experience of money claim online as i have just filed a claim against cap 1. How long does it normally take and what happens if they defend? will it be a waste of time and i presume i will lose my £35.00:confused: Thanks
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PPI claim without any account details... is it possible?!
I'm new to this forum so apologies if this seems stupid.... but.... I do not believe I have EVER had PPI.... But I also know there are thousands of people who thought the same thing and were wrong!... I've never had any loans, but have had some credit cards, although all applied for online rather than mis-sold in a bank?…
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Reclaiming Foreign Purchase Fees
Does anyone have any experience of reclaiming foreign currency charges which appear on bank statements? My OH had to cancel a school trip, in light of the recent terrorism and closures in Paris. The insurers have been very good and agreed to refund the costs of the flights and hotels, in order that a rescheduled/new…
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Not Bank But Car Insurance Charges
Sorry, I couldn't find a section for this (maybe there isn't one?). Basically, I wondering if this precedent of re-claiming bank charges could apply to car insurance? There's thousands (maybe more) of people who have been stung with default charges for one reason or another - myself included and I have always paid my car…
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Rental car taken more then they should! Nearly had a heart attack
Hello, This is a long post but i would appreciate if you give it a read, if more details is required then i will urgently update/add more info but please have a read. Im really sorry if i posted this in the wrong place but i am not lying when i say to you that i nearly had an heart attack when i logged into my online…
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Used a Claim Company Question
Hi, If I have used a Claim Company to chase some of the PPI owed to me can I also do the claims myself? As I have been waiting for over 2 years for one of the cases and keep getting told "It is with the Financial Ombudsman"
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Bank Charge Reclaim - Do I include monthly 'Interest Debited'?
This is my first ever post on MSE, so, Hi! I'm in the process of gathering information for a Bank Charge Reclaim with Halifax. Is it right that I may receive interest on top of the charges? I have collated a list of bank charges on the account, along with a list of the 'Interest debited - notified last month' fees. Do I…
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BOS refund cheque
Hi all, Today I have received a letter/cheque through the post from the Bank of Scotland. It reads as follows... In 2005, we applied a charge of £50 to your [Name of Finance Company] account ending #### when we arranged a transfer of your debt from blah to blah which we should not have charged you. I'm sorry that we…
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BOS rejected claim for PPI
Hi all, Bank of Scotland have rejected two claims on 2 cards that I had. BOS Findings The sales to the cards ending ***** was made on a non contact basis. As such we were only required to provide you with information designed to ensure you could make an informed decision as to whether the policies met your personal…
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PPI claim companies
If you wer to use one of these companies,which are the best to use? thanks Scott
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Barclays failure to give final response within 8 weeks
Hi, Has anybody used the F.C.A DISP1.4 rule that gives Barclays up to 8 weeks to give you a final decision letter in response to miss sold package bank account complaint? If so what happened? ie do they have to withhold your complaint & pay up? or pay you compensation just for failing to reply in time? or what else are…
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reclaiming bank charges
Does anyone know if the bank had an obligation to disclose any exclusions to travel insurance provided on their pay for bank accounts prior to 2005? i am trying to claim fees back due to preexiating med condition and bank are aying they had no requirement to discuss any exclusions. They also say there was no exclsions pre…
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reclaiming bank charges
Does anyone know if the bank had an obligation to disclose any exclusions to travel insurance provided on their pay for bank accounts prior to 2005? i am trying to claim fees back due to preexiating med condition and bank are aying they had no requirement to discuss any exclusions. They also say there was no exclsions pre…
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Capital one credit card ppi
Hi everyone I recently enquired with capital one to see if I had paid any ppi on my credit card account with them, I have had the credit card account with capital one for about 10 years or so, and the account is still current. They replied back saying I have never paid ppi on this account, and I could request a SAR , could…
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reclaiming bank charges
Does anyone know if the bank had an obligation to disclose any exclusions to travel insurance provided on their pay for bank accounts prior to 2005? i am trying to claim fees back due to preexiating med condition and bank are aying they had no requirement to discuss any exclusions. They also say there was no exclsions pre…
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More PPI from Halifax
Hi all, I reclaimed my mis-sold PPI from Halixax in Feb13, and last week I received a letter stating they are sending me more money, how it was calculated and from that I gather they must have miscalculated my original refund. Quite nice to receive, and whilst not massive welcome at this time of year! Anyway, is this…
