Reclaim bank & credit card charges

[Hi all can anyone help and advise ,in 1990 I had accursed quite a lot of bank charges and threats from midland bank in middlesbrough each week my debt went up to the point I had to pack up make them a cash offer to leave me alone and go and work down London to get on my feet , now all these years later I hear you can…

In September I completed a form on MSN to claim back bank fees. I received a letter today not related to that but it contained a information sheet titled Financial services compensation scheme. It reminded me that I'd not heard. So I called halifax and they told me I had been sent 2 letters and had a phone call all from…

A while ago I was contacted by the CoOp bank about PPI. This was dealt with. I recently received notification that I was also owed a tax refund that they would pay. I agreed to the amount, however weeks later and well past their own stated 20 working day time frame I received another letter stating that due to an…

Initially I am just trying to get copies of my credit card statements from Amex (as per the template letter here, I haven't mentioned that I am trying to reclaim PPI). The problem is I haven't got any account numbers. Amex are saying they can't trace me. I have quite an unusual surname and I gave them my date of birth and…

Hi I was wondering if anyone has been contacted by this company regarding 'unclaimed Assets'. They say I have liquid assets unclaimed and want 1/3 of the total for the work they have done. I have tried all the banks I use, old premium bonds and also tried to trace forgotten shares but all to no avail. Can this unclaimed…

My son took out a mortgage with bank of Scotland in 1997.As a condition of the loan he had to take out a life insurance policy to cover the cost of the mortgage if the worst should happen.He sold his flat and cleared the mortgage a couple of years later but he's just realised that the bank has still been paying the direct…

Hi, I have had a gambling problem over the last year and have managed to rack up £17000 worth of debt. I am currently facing up to my responsibilities and my family now have control over my finances. I have recently had to borrow a large loan from my mum to repay the 10 payday loans that I had. I am currently living at…

Hi, hoping this is an appropriate place to post this as it is my first post. I recently switch bank from BOS to Santander. All went well and all my DD's etc moved over as promised all within the time frame. Strangely however I have recently received a letter from the BOS relating to a charge made from "ASDA SUPERSTORE" on…

Hi, Just wanted to share my story with you and gather some opinion/advice. I've just logged a complaint with Natwest on their website as I'm trying to claim a refund/compensation for an Advantage Gold account. I took out a Loan with Natwest in Dec 2006 when I was 19 for £3k to buy my first car - I was also mis-sold PPI…

Hi all I'm about to embark on my first ppi journey! I'm pretty sure I had ppi on a loan thru Tesco from rbs many years ago. I was not told about it but actually my circumstances changed and I struggled to make payments ending in a very nasty ccj. I think these ppi payments could have stopped me falling into trouble had…

Hi everyone, I complained to barclays mid august and received my rejection letter a few weeks later. I had a current account which became additions in 2002 The account was moved from additions to additions plus and finally to active in 2009 My reason for complaining was that it was said to be the only way of increasing my…

Hi, I received a refund of PPI a few months ago, I've just received a 2nd letter from the same bank saying I am entitled to an additional payment. there is a section which says amount already paid, which doesn't show the payment already made months ago. Just want to check where I stand, if I cash the cheque and its a…

Hello In the summer I engaged a PPI company called Claimeazy to act on my behalf to explore whether I can claim back on PPI. The process itself was quite straight forward and pain free, to a point that my Bank was engaging with me by letter to say they are investigating the claim further. Claimeazy were helpful during the…

I have only just noticed (my fault I should check internet statements more thoroughly) but HSBC are taking £9.95 per month for insurance aspects fee. I never asked for this. Will I be entitled to claim this back?

Hi, Sorry I'm not 100% sure if this is the correct place to post this, so apologies if not. Just a little curious on something - we had a 0% interest credit card, and stupidly couldn't remember how long that period was for. We were suspecting it was due to be up soon, but thought we'd be notified - turned out our…

Around 1987 I had a loan with Midland Bank to buy a car. I think they probably added ppi without asking me. Is it too long ago to claim, and also would I apply to HSBC? A long shot, I know but thought it's worth asking. Thanks.

I have just about given up hope, so any help would be greatly appreciated. I will try to be as brief as possible. Took out a personal loan with A&L in August 2003 (£348pcm over 60mths). Loan account was settled in January 2006 when I refinanced my mortgage. I distinctly remember being urged to take PPI when I took out the…

Hi everyone, The MMS bank letter template ( open new claim) states at the beginning: ' I am writing to request that you repay all the charges in relation to direct debits, unauthorised overdrafts and standing orders that have been applied to my account in the past six years.' I meet many of the 'eligible' statements for…

Hi I am submitting my claim for the recent AI Scheme letter I have received but need to submit a claim to Barclays for the period between 1988-2005. How did people do theirs and what did they write in their complaint letter...? Thanks in advance for your help

Hi everyone - I'm new to PPI claims and submitted a claim to Barclaycard for mis-sold PPI on 21 September which was successful. I received a letter on 20 October upholding my claim, agreeing it was mis-sold and how my refund was calculated - I received my cheque on 31 October. More than one person has suggested that the…