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Sorry Banks again!!!
I believe my Mum was missold a Girobank Flex Account, renamed Alliance and Leicester, which became Santander. She has had this account for many years. As part of this, she has been paying £10 interest on this account every month, but has never managed to pay it off. My father left us with no money and she was going through…
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About time banks are made accountable
Pleased to see so many people not being intimated and ill adviced by banks . 20+yrs ago we found ourselves in financial hardship ,spoke to bank manager and we were encouraged!! to extend existing loans . After receiving weekly letters to advice of overdraft charges , (each letter alone cost £25..plus ,received 3 letters in…
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Help with Credit Card CCJ and PPI
Hi I've just had a call about a credit card that I'm owed PPI on. The only credit card I have from my history is one I incurred a CCJ on when I defaulted in around 2006. This got me thinking. the CCJ is now off my record as far as I can see on creditexpert. However I am still paying a court fee of £41 a month (£1…
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Rock law and ARB
In a moment of weakness, almost a year ago, I signed up with Rock law to recover PPI, even though I knew I was not owed any. Paid them £490 for the privilege. Numerous calls with ARB brought no progress. Today I spoke to ARB and was informed that Rock Law went into administration on October 16th. Anyone know who to contact…
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Midland bank bank charges
[Hi all can anyone help and advise ,in 1990 I had accursed quite a lot of bank charges and threats from midland bank in middlesbrough each week my debt went up to the point I had to pack up make them a cash offer to leave me alone and go and work down London to get on my feet , now all these years later I hear you can…
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Halifax problems
In September I completed a form on MSN to claim back bank fees. I received a letter today not related to that but it contained a information sheet titled Financial services compensation scheme. It reminded me that I'd not heard. So I called halifax and they told me I had been sent 2 letters and had a phone call all from…
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Co Op Bank PPI
A while ago I was contacted by the CoOp bank about PPI. This was dealt with. I recently received notification that I was also owed a tax refund that they would pay. I agreed to the amount, however weeks later and well past their own stated 20 working day time frame I received another letter stating that due to an…
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Reclaiming PPI from American Express
Initially I am just trying to get copies of my credit card statements from Amex (as per the template letter here, I haven't mentioned that I am trying to reclaim PPI). The problem is I haven't got any account numbers. Amex are saying they can't trace me. I have quite an unusual surname and I gave them my date of birth and…
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Treethorpe
Hi I was wondering if anyone has been contacted by this company regarding 'unclaimed Assets'. They say I have liquid assets unclaimed and want 1/3 of the total for the work they have done. I have tried all the banks I use, old premium bonds and also tried to trace forgotten shares but all to no avail. Can this unclaimed…
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Jambo74
My son took out a mortgage with bank of Scotland in 1997.As a condition of the loan he had to take out a life insurance policy to cover the cost of the mortgage if the worst should happen.He sold his flat and cleared the mortgage a couple of years later but he's just realised that the bank has still been paying the direct…
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Barclays
Hi, I have had a gambling problem over the last year and have managed to rack up £17000 worth of debt. I am currently facing up to my responsibilities and my family now have control over my finances. I have recently had to borrow a large loan from my mum to repay the 10 payday loans that I had. I am currently living at…
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Charges after 7-day Switch
Hi, hoping this is an appropriate place to post this as it is my first post. I recently switch bank from BOS to Santander. All went well and all my DD's etc moved over as promised all within the time frame. Strangely however I have recently received a letter from the BOS relating to a charge made from "ASDA SUPERSTORE" on…
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Natwest Advantage Gold Mis-Sold
Hi, Just wanted to share my story with you and gather some opinion/advice. I've just logged a complaint with Natwest on their website as I'm trying to claim a refund/compensation for an Advantage Gold account. I took out a Loan with Natwest in Dec 2006 when I was 19 for £3k to buy my first car - I was also mis-sold PPI…
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reclaim old ppi that had, needed and never used
Hi all I'm about to embark on my first ppi journey! I'm pretty sure I had ppi on a loan thru Tesco from rbs many years ago. I was not told about it but actually my circumstances changed and I struggled to make payments ending in a very nasty ccj. I think these ppi payments could have stopped me falling into trouble had…
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Barclays additions, add plus and active rejected as out of time
Hi everyone, I complained to barclays mid august and received my rejection letter a few weeks later. I had a current account which became additions in 2002 The account was moved from additions to additions plus and finally to active in 2009 My reason for complaining was that it was said to be the only way of increasing my…
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Possible bank error - advice please
Hi, I received a refund of PPI a few months ago, I've just received a 2nd letter from the same bank saying I am entitled to an additional payment. there is a section which says amount already paid, which doesn't show the payment already made months ago. Just want to check where I stand, if I cash the cheque and its a…
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Claimeazy demanding a payment even though my PPI was unsuccessful
Hello In the summer I engaged a PPI company called Claimeazy to act on my behalf to explore whether I can claim back on PPI. The process itself was quite straight forward and pain free, to a point that my Bank was engaging with me by letter to say they are investigating the claim further. Claimeazy were helpful during the…
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HSBC insurance aspects fee
I have only just noticed (my fault I should check internet statements more thoroughly) but HSBC are taking £9.95 per month for insurance aspects fee. I never asked for this. Will I be entitled to claim this back?
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0% interest expiry
Hi, Sorry I'm not 100% sure if this is the correct place to post this, so apologies if not. Just a little curious on something - we had a 0% interest credit card, and stupidly couldn't remember how long that period was for. We were suspecting it was due to be up soon, but thought we'd be notified - turned out our…
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Claiming ppi from Midland Bank
Around 1987 I had a loan with Midland Bank to buy a car. I think they probably added ppi without asking me. Is it too long ago to claim, and also would I apply to HSBC? A long shot, I know but thought it's worth asking. Thanks.
