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Is being Partially Sighted a "Medical Condition"
I know that's a strange question, but I am doing some PPI claim forms and it asked about existing medical conditions. I was born blind in one eye, its not degenerative (although there are associated genetic issues that are related that COULD come on at any point in life, such as organ failure and retina detachment). I have…
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planned overdraft fees
hi can anyone help, can you claim on the monthly charges for planned overdraft fees
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Reclaim Bank Charges
I paid £10 a month for a cheque account at Barclays for many years. I always felt as if I was browbeaten into having it, I never used anything that was offered. In the end I moved banks because I was so annoyed with paying out money I couldn't afford. Unfortunately I moved from Barclays over 10 years ago and have no…
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Are bank charges (payback) still likely?
Just phoned the bank asking how much bank charges I have had since I opened my account in, Jan 2010. The man said he would check to see if he can find out but came back and said it was not possible. He then asked me why I wanted to know. I told him that, I am disabled, on a low income, and that I know people in my…
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Can I reclaim if I have used the benefits
Hi We have had a joint Platinum Account with Lloyds for a number of years now and I now think that we were possibly mis-sold this. Am I able to claim even if we have used any of the benefits that came with the account? We have used the AA once. Thanks
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Anthea
Can anyone advise on PPI refund from Citi Bank. They have been very unhelpful, I unfortunately no longer have any account numbers. The account was with The Associates which Citi took over. I know I definitely had PPI with the account which I now know I did not need. Any information would be useful. Thank you Anthea
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Should I apply?
I don't really understand the PPI thing, but keep seeing it about. Around 12/13 years ago I had a credit card with my bank for around 4k. When I lost my job I was unable to get repayments reduced to a manageable amount and with little notice it was referred to a debt collection agency. I've been paying this off ever since…
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Help please with HSBC contact
Can anyone help please. I have tried to contact HSBC to ask if I am entitled to PFI compensation but when I ring the number given on this site (08457 404 404) I can't find any enquiry option. Any help would be appreciated.
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nat west mid sold package account
My husband - when still single in 1996 and after having a nightmare with First Direct with bank charges- opened a Current Plus Account with the Natwest. when we got married in 1997 we visited the local Natwest branch to change this to a joint account. We were asked if we wanted to have an overdraft facility and we answered…
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Lloyds Sucess (sort of)
I made a claim with Lloyds for a packaged account I'd had since the early to mid 90's to 2006. Within 24 hours they'd called me and agreed it had been mis-sold to me and made a payment of £976. My problem is they've said they can only go as far back as 2001 and can't see the records before that. Does that sound right to…
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PPI reclaim from Barclays.
Hi I have read so many articles on the PPI situation I just wondered if someone out there had any idea on whether or not I had a valid cause for complaint against Barclays.I hold two accounts,one is for personal bankin and the other for Business.These have been held for around 20 years and 15 years respectively.I am fairly…
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Amex PPI claim
hi all, after finally trying to Claim PPI for a closed Amex account I telephoned them and was put thru to their insurer. They said because I ticked the box on the original application form that was that and no claim can be made cant remember if I ticked it to have it or ticked it not to doh. any thoughts on what to do…
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Lloyds Packaged Account Success 24 hours!
Thanks to the posters on here talking about Lloyds packaged accounts and resolver , we posted a complaint yesterday evening, and just 24 hours later we are richer by £2687.81 having just discussed fully with Lloyds, money will be in our account in 48hours , all for the sake of an email , thank you so much for all giving us…
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Lloyds Packaged Account SUCCESS after only 4 days - £2,700 !!!
Hi I thought I would share this amazing success re-claiming charges for a packaged account I had with Lloyd's. Last Friday night after a few glass's of wine I filled in the details required via Martins website http://www.resolver.co.uk/ On Tuesday night Lloyds called me to say that they are looking into this and will call…
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Credit Card Charges
Hello All, a Very old question here as I thought this was no longer possibe, to reclaim late charges on Credit Cards, am I right? I now understand it is still possible against Credit Card Co's but not Banks, based on the 2006 ruling. It is very confusing and am fearing I may have been able to claim all along. Recent advice…
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Barclays business packaged bank account
Hi, i was just wondering if its possible to reclaim for this type of account? Thanks :)
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Historical PPI with John Lewis over ten years ago
Hi All Whilst clearing out an old drawer I found some credit card statements from over ten years ago that show I was paying monthly PPI on a John Lewis credit card. Has anyone had a similar experience and found it successful in claiming back the PPI? I'd be very interested to hear how others have done this and how I should…
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Can PPI payouts cancel out bankruptcy?
I have a strange query I would appreciate your thoughts on please? Due to serious ill health I declared myself bankrupt in 2010 and owed money to 4 companies. I was discharged in 2011. Late last year, on point of principle I claimed misselling of the PPI on each of the accounts (with the Official Receivers prior…
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packaged account reclaim
My father in law died in October 2015 age 79. We discovered his Bank account was a package account and think this account may have been mis-sold. We wrote to the bank and they have replied saying" as we were not authorised signatory on his account at the point it was converted to a package account they are unable to…
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Storecard PPI refusal
Thoughts please? I have helped my friend put in a PPI claim against a storecard she took out in 1998. Basically she went into a store to buy a suit and she was told that she would get 10% off if she took out a storecard and was accepted, and it was intimated that if she took out the PPI she would have a better chance of…
