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Claiming Historic Bank Charges.
Hi, I'm new to the forum and this is the first time I've ever posted on a board at all, so please bear with me as it is quite long winded. I'm after information on claiming back bank charges that put me in severe financial difficulties starting approximately 16 years ago. This carried on for a number of years during which…
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Finding out account start date beyond 4 years?
Hi all Wondering if anyone can give advice on the above please? Short history of events...... Barclays Bank: 1. Standard current account opened approximately 21 years ago. 2. Current account upgraded to 'Additions' packaged account approximately 18 years ago because I was told that I had to in order to obtain an overdraft…
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Multiple reward accounts
Hi I have received a letter from the Halifax informing me that my personal reward account will be changed to a basic account as I also have a joint reward account thus I am duplicating all the insurance benefits. I originally opened the accounts for the free overdraft but my overdrafts have risen and the benefits are…
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Bank Have "No record of charges"
Hi folks. I have written to Santander on behalf of a friend to ask for a record of charges and included the £10 fee. They have sent a letter back saying they have no record of charges. How can they not have a record, and what should I do next? Thanks
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handling phone call from halifax claims handler
Has anyone got any experience or advice on taking a phone call from a Halifax claims handler when you claim for miss selling of a reward account? I'm worried about the call as I'm sure they'll have a load of things in front of them to try and get out of the mis selling. Can you request that they only contact you by email?
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Plevin - excuse to delay?
I have 4 ongoing complaints to Nawest/RBS for misold PPI. I should have had a decision by this week, however, I've just been told that I will not receive a decision until "Spring 2016" at the earliest as my case is "Plevin - affected". I understand this is something relating to the Supreme Court decision and a subsequent…
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Is being Partially Sighted a "Medical Condition"
I know that's a strange question, but I am doing some PPI claim forms and it asked about existing medical conditions. I was born blind in one eye, its not degenerative (although there are associated genetic issues that are related that COULD come on at any point in life, such as organ failure and retina detachment). I have…
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planned overdraft fees
hi can anyone help, can you claim on the monthly charges for planned overdraft fees
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Reclaim Bank Charges
I paid £10 a month for a cheque account at Barclays for many years. I always felt as if I was browbeaten into having it, I never used anything that was offered. In the end I moved banks because I was so annoyed with paying out money I couldn't afford. Unfortunately I moved from Barclays over 10 years ago and have no…
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Are bank charges (payback) still likely?
Just phoned the bank asking how much bank charges I have had since I opened my account in, Jan 2010. The man said he would check to see if he can find out but came back and said it was not possible. He then asked me why I wanted to know. I told him that, I am disabled, on a low income, and that I know people in my…
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Can I reclaim if I have used the benefits
Hi We have had a joint Platinum Account with Lloyds for a number of years now and I now think that we were possibly mis-sold this. Am I able to claim even if we have used any of the benefits that came with the account? We have used the AA once. Thanks
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Anthea
Can anyone advise on PPI refund from Citi Bank. They have been very unhelpful, I unfortunately no longer have any account numbers. The account was with The Associates which Citi took over. I know I definitely had PPI with the account which I now know I did not need. Any information would be useful. Thank you Anthea
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Should I apply?
I don't really understand the PPI thing, but keep seeing it about. Around 12/13 years ago I had a credit card with my bank for around 4k. When I lost my job I was unable to get repayments reduced to a manageable amount and with little notice it was referred to a debt collection agency. I've been paying this off ever since…
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Help please with HSBC contact
Can anyone help please. I have tried to contact HSBC to ask if I am entitled to PFI compensation but when I ring the number given on this site (08457 404 404) I can't find any enquiry option. Any help would be appreciated.
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nat west mid sold package account
My husband - when still single in 1996 and after having a nightmare with First Direct with bank charges- opened a Current Plus Account with the Natwest. when we got married in 1997 we visited the local Natwest branch to change this to a joint account. We were asked if we wanted to have an overdraft facility and we answered…
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Lloyds Sucess (sort of)
I made a claim with Lloyds for a packaged account I'd had since the early to mid 90's to 2006. Within 24 hours they'd called me and agreed it had been mis-sold to me and made a payment of £976. My problem is they've said they can only go as far back as 2001 and can't see the records before that. Does that sound right to…
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PPI reclaim from Barclays.
Hi I have read so many articles on the PPI situation I just wondered if someone out there had any idea on whether or not I had a valid cause for complaint against Barclays.I hold two accounts,one is for personal bankin and the other for Business.These have been held for around 20 years and 15 years respectively.I am fairly…
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Amex PPI claim
hi all, after finally trying to Claim PPI for a closed Amex account I telephoned them and was put thru to their insurer. They said because I ticked the box on the original application form that was that and no claim can be made cant remember if I ticked it to have it or ticked it not to doh. any thoughts on what to do…
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Lloyds Packaged Account Success 24 hours!
Thanks to the posters on here talking about Lloyds packaged accounts and resolver , we posted a complaint yesterday evening, and just 24 hours later we are richer by £2687.81 having just discussed fully with Lloyds, money will be in our account in 48hours , all for the sake of an email , thank you so much for all giving us…
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Lloyds Packaged Account SUCCESS after only 4 days - £2,700 !!!
Hi I thought I would share this amazing success re-claiming charges for a packaged account I had with Lloyd's. Last Friday night after a few glass's of wine I filled in the details required via Martins website http://www.resolver.co.uk/ On Tuesday night Lloyds called me to say that they are looking into this and will call…