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Credit card charges over 6 years old
Hi, I had x2 MBNA credit cards which had about £3.3k (inc interest) of over limit & late fees from 1999 to 2005. I used Martin's reclaim letters but MBNA refused to pay back saying it was more than 6 years ago. Also saying it was fair to charge me these fees :-( I contacted the Financial Ombudsman this month and they…
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partial success in claim but not full refund
Hi there I have very easily got some refund from lloyds on my package account fees based on them being mis sold. I have just phoned to find out the breakdown of the refund and been told that instead of full refund they felt that a different level of account would have been more appropriate and so have refunded the…
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Freedom Finance
Hi All I'm after a bit of advice please, I took PPI out, without knowing, in 2004 on a loan from Freedom Finance. So I contacted Stanton and Fisher (before reading this website lol) to act on my behalf to claim my PPI back. Freedom Finance no longer trade and sold the loan to GE money. The loan has now finished. Stanton…
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TSB Platinum Charges - Help please just been rejected
Hi all, Hope you can help. I have raised a claim against TSB (Lloyds TSB) about their platinum account I had for over 10 years. When I originally took out the accounts I was told that I needed to take the platinum service to enable me to take out loans and have preferential treatment with such things as account management,…
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24studio make me angry
hi all i have been a customer with studio for 3 yrs, at first i really did not mind using this catalogue as the balances were paid quickly but over the last year me and my wife had some financial difficulties and ended up spending a lot on the catalogue, my current balance is £1800 im paying this off at £130 per month just…
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Bank Charges Refund
Hello About 13 years ago, my bank charges exceeded £7,000 over 6 years and as you can imagine financially i was in a mess which i managed to get out of. About 8 years ago I applied to have my charges refunded & was refused. I know a lot has changed legally since then & was wondering if I can apply to be refunded again or…
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Who do I contact to reclaim back ppi from THF Gold card
Had Trust House Forte Gold Card early 90s doe anyone know where I can contact re PPI claim can't find an address to send a claim to can anyone help please
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andydandyD@yahoo.co.uk
Hi there, I don't work and for some years been recieving a small retirement pension. However, I am constantly using my Halifax overdraft. My problem is, every month Halifax charges my account, causing me to be further overdrawn, and the money goes through. But if any other company tries to remove a monthly debt from my…
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Clydesdale Bank claim
Looking for some help if possible please. I had a claim rejected from the Clydesdale Bank about 3 years ago but they are supposed to be rewiewing all claims again. I've still not heard anything from them. Do I need to re submit a claim to them? Thanks
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Advantage Gold Natwest
I don't know if I have any rights here but just wanted to enquire... I had a natwest account since 2000 (when I was 16). I was left some money in 2003 and was upgraded to an advantage gold account. I remember my meeting but was prob still quite young and naive and didn't know who I upgraded. I cancelled my AG account in…
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Reclaiming Overdraft Charges
Hello I am looking into my mum's finances and she is receiving bank charges each month for going overdrawn. This month her charges are £60. My mum is in receipt of pension credits and basically can only afford the basics in life. She also have other debt, some of which is on a debt repayment plan and the remainder is made…
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Santander and the Ombudsman
I have received a letter from Santander regarding an incident that happened last may. I had completely forgotten about it so am not sure what to do about it. I withdrew some money from a cash machine using my credit card by mistake. I contacted Santander by internal messaging from my online account to ask what to do, to…
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Reclaim Packaged Bank Account Charge without documents. Advice please.
We were mis-sold a packaged Barclays Additions account many, many years ago. Since then we have moved home 3 times and when we moved last time we shredded all bank statements etc that were more than 7 years old. We'd like to re-claim the charges but have no paperwork at all. I've got a sinking feeling that we're not going…
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Vehicle finance ppi
Hi I have tryed in the past to claim back PPI back from Honda as I was sold PPI at about £45 per month on top of my finance I have contacted the ombudsman and they say that I can't reclaim , but I feel I was miss someone of it Please can someone help
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claiming bank charges from years ago help please
Hi can anyone give me some advice please, about 5 years ago I had a run of bad luck which I am still paying for I was ill and also had a flood which flooded the whole of the horse. In this time my wage went down during my time off work I got bank charges for sometimes being one pound overdrawn this just snowballed when…
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Lloyds bank Muslim bank accounts
After reading about these accounts that won't charge unplanned overdraft fees or allow one to be used I began to wonder if it has the potential to open the flood gates. And for a few reasons. (Not a dig at the Muslim population here so please don't turn it in to one) Surely it could be argued that it is in some form…
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Egg Credit Charge
Hi I have found details of an old Egg credit account that I had with payment protection on. I have no details of account no etc. Who do I now contact to start making a claim?
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Bank charges refund .
Ladies and Gentlemen, I sent an email via the resolver link on friday night. I had a telephone call on saturday evening making some enquiries. I just had a telephone call from Lloyds, who are going to refund me just over a thousand pounds! It was for a packaged account from 2001 to 2004.
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Surge in packaged account complaints
The number of complaints received re packaged bank accounts in 2015 was an increase of 477% on 2013/14. 32,720 complaints were received by the Financial Ombudsman Service in April-December 2015. 32% were upheld by the Ombudsman.
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PPI Claim
Hi I have made a PPI Claim but my bank says it has no record of my mortgage. Where else can I search to find out information as my mortgage was cleared a good few years ago
