We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Bank Charges Refund

melavo

melavo Posts: 22 Forumite

8 February 2016 at 4:54PM in Reclaim bank & credit card charges

Hello

About 13 years ago, my bank charges exceeded £7,000 over 6 years and as you can imagine financially i was in a mess which i managed to get out of.
About 8 years ago I applied to have my charges refunded & was refused. I know a lot has changed legally since then & was wondering if I can apply to be refunded again or does the refusal still stand?

Thanks for any help.

0

Comments

dunstonh Posts: 119,854 Forumite

8 February 2016 at 5:05PM

I know a lot has changed legally since then

Yes. the banks won the court case in 2009.

as wondering if I can apply to be refunded again or does the refusal still stand?

They are only required to look at CURRENT financial hardship cases. Not historic.

I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.

0
melavo Posts: 22 Forumite

8 February 2016 at 5:11PM

Oh well, it was worth a shot Thank you

0

This discussion has been closed.

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

Categories

All Categories
351.4K Banking & Borrowing
253.2K Reduce Debt & Boost Income
453.8K Spending & Discounts
244.3K Work, Benefits & Business
599.6K Mortgages, Homes & Bills
177.1K Life & Family
257.9K Travel & Transport
1.5M Hobbies & Leisure
16.2K Discuss & Feedback
37.6K Read-Only Boards