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I paid nearly £4k in overdraft charges
Hi Looking back over old statements I'm still angry at paying First Direct Excess Overdraft Bank charges that total (along with the monthly overdraft charge) just under £4k for June 2001-Jan 2007. As well as charging for the overdraft, roughly £30 a month, the additional Excess charge per month was around £60 - £119. I…
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Can i claim my deceased wifes PPi back
I am 71 years old, My Wife died a month ago,(30th of March) today I received a letter from her credit card company telling me I am liable for her £2100 debt. They also said that she had no PPI but I have a letter dated 2009 explaining to her the important changes to her Payment Protection Insurance. That in future she…
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Egg PPI/crp
Hi guys, I have just been awarded £1500 from egg (yay!). It's been sent as CRP - is this the same as PPI?
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Claims Management company and 84 yr old Dad
Looking for some advice as I've returned from a 10 day holiday and found an invoice from a claims management company for £12000+ sitting on my dads kitchen table. In short, Dad was sold a series of investments by his bank in mid 2000's to park his redundancy which tanked within months and cost his a fortune to bail out at…
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Egg card PPI reclaim - success
So recently I contacted Egg about my long-closed account with them, regarding the Card Repayment Protection plan. To be honest it was a bit of a fishing trip as I couldn't recall ANY details of the account, card number or anything, as the account was closed in 2007, paid off nice & cleanly, never any late payments. I've…
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Have I signed a Off Premises or Distance Selling Contract
Need some advice. If you discuss your case with a Claims Management Company on the telephone and arrange for their agent to visit you at home to collect relevant documentation, during the 5 minute visit the agent gets you to sign the T & C's ie the contract. Does anybody know if this a off premises contract or an distance…
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Credit card PPI
I had a reply from my PPI claim on my MONUMENT credit card. They have supplied the following numbers which I don't understand. Can somebody tell me how much I will be getting please. The letter states - "Without admission of liability, and as a gesture of goodwill, we are prepared to adjust your account with the PBP fees…
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Reclaim ppi from Clydesdale loan in 2003 no details to hand.
Evening all . Just after your advice / thoughts. I had a loan with the Clydesdale bank from 2003/2004 for around £5k that had ppi. Loan paid in full with another loan around 2005 . Can I still make a ppi claim given the time scale involved and the fact I no longer have any of the details to hand ? Is it worth just writing…
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Old Barclaycard - no documentation
Even though I successfully claimed PPI on loans a couple of years ago, it has only just occurred to me that it is highly likely that I had PPI on my Barclaycard which I originally took out as a student back in the 1990s. I kept the card till the mid 2000s, even. Trouble is, It's that long ago that I have no documentation…
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taxed interest - can be repaid
Just a word of encouragement. When I applied for PPI repayment (thanks MSE) and eventually (it went via the Ombudsman) I got a payment from Lloyds, they had taxed all the interest including the interest they charged me on my card in addition to the insurance premiums. I spoke to HMRC this morning, and it looks as if they…
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HSBC £12 to cancel a cheque
I sent a cheque to the MOD to get a war record and the only way is to send a cheque with the application and hey ho it's got lost! They suggested that I sent another with another £30 cheque and to cancel the first one. I rang HSBC who told me it's £12 to cancel a cheque which is crazy!!!!!!!!!!! :eek: Now thinking of…
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Fast Track Reclaim is saying I need to pay them £305.40
Dear all, Can someone help me and advise me on this please. I received a letter from Fast Track Reclaim a company that try to reclaim PPI and Packaged Bank Account re my Packaged Bank Account please see letter below can they take me to court? I did received a letter from my Bank but I can’t find the letter however, on that…
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Packaged account refund success, Royalties/Select Silver RBS account.
So I set this in Motion 4 weeks ago and yesterday £945 "Compensation" and 300 interest was paid into my account. I am awaiting the letter to show what was repaid. But my own calculations on it match up with what I asked for. Which was all packaged account fees between August 2004 and Novemeber 2012. I used the resolver…
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Reclaiming PPI after debt management
Hi, Not sure if there is any hope here. my son got into serious debt during a previous relationship. As the debt increased he took out more loans. His partner could not help as she already had a large debt from earlier. When the recovery letters started arriving, including a CCJ, he panicked and contacted a debt management…
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Resolver escalate to ADR
Energy complaints in Resolver can be escalated to Ombudsman Services through resolver.co.uk after following the company complaints process. Can bank and finance complaints be escalated directly to the FOS using resolver? Which (company) financial complaints in your personal experience with resolver be can sent to the FOS?
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Problem with Alliance and Leicester... Santander chasing up the issue
In 2007 I took an account out for an online current account. I was 18 at the time, and I gave my bank details online to transfer my salary and my direct debits. I recieved so much paperwork within 2 or 3 weeks, I couldnt be bothered with transferring so I rang up and asked to cancel everything off. before the direct debits…
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Ppi
I had a mortgage with the Alliance and Leicester, I cant find an address to claim PPI, can you help please
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Claiming from Capital One
Ive currently got The Claims Guys checking for PPI for me and so far they've had success with Citibank and MBNA. I asked them to check Capital One and give them the same reason they used for the previous claims. Capital One came back and have said that as it was a postal application and I ticked the box, I knew what I was…
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PPI charges
Has anyone contested the charges PPI companies charge for a sucesful reclaim? I got money money back from Lloyds and after they took their cut the PPI company took 36% off me ( £730) I lost over a third in charges which makes a mockery of the whole thing
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Packaged account refund - is it worth Ombudsman?
Hi, Just a bit of advice please! I have received a cheque from Lloyds for £270 as a partial refund for packaged charges. I paid approx £900 in charges over 7 years but they will only refund the difference between a `select' and a `platinum; account. This decision is based on the fact that I registered mobile phones to the…
