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Reclaiming PPI after debt management
Hi, Not sure if there is any hope here. my son got into serious debt during a previous relationship. As the debt increased he took out more loans. His partner could not help as she already had a large debt from earlier. When the recovery letters started arriving, including a CCJ, he panicked and contacted a debt management…
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Resolver escalate to ADR
Energy complaints in Resolver can be escalated to Ombudsman Services through resolver.co.uk after following the company complaints process. Can bank and finance complaints be escalated directly to the FOS using resolver? Which (company) financial complaints in your personal experience with resolver be can sent to the FOS?
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Problem with Alliance and Leicester... Santander chasing up the issue
In 2007 I took an account out for an online current account. I was 18 at the time, and I gave my bank details online to transfer my salary and my direct debits. I recieved so much paperwork within 2 or 3 weeks, I couldnt be bothered with transferring so I rang up and asked to cancel everything off. before the direct debits…
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Ppi
I had a mortgage with the Alliance and Leicester, I cant find an address to claim PPI, can you help please
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Claiming from Capital One
Ive currently got The Claims Guys checking for PPI for me and so far they've had success with Citibank and MBNA. I asked them to check Capital One and give them the same reason they used for the previous claims. Capital One came back and have said that as it was a postal application and I ticked the box, I knew what I was…
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PPI charges
Has anyone contested the charges PPI companies charge for a sucesful reclaim? I got money money back from Lloyds and after they took their cut the PPI company took 36% off me ( £730) I lost over a third in charges which makes a mockery of the whole thing
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Packaged account refund - is it worth Ombudsman?
Hi, Just a bit of advice please! I have received a cheque from Lloyds for £270 as a partial refund for packaged charges. I paid approx £900 in charges over 7 years but they will only refund the difference between a `select' and a `platinum; account. This decision is based on the fact that I registered mobile phones to the…
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Ppi
I was made bankrupt 6 years ago and discharged 5 years ago. My 2 mortgages and 2 bank loans were included in the bankruptcy order but all of them were paid off in full. Does that mean I can claim PPI for myself or will any claim go to the official receiver. Any help would be greatful.
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Claiming charges Natwest
Hi All, My partner had a current account (unsure which one) with Natwest over 6 years ago. He got into financial difficulty in that he sold a guitar to someone on an auction site. This person paid with a cheque. My partner had put this cheque into his account and when he believed that it had cleared (and it showed as…
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Success In Packaged Account Claim
I fell out with the Halifax after being ill about 4yrs ago. I only had an overdraft of about £200 and came to an agreement to pay this back monthly. I had asked to drop the £15 monthly charge as it made no sense to me to pay it in the situation. They insisted saying I would incur penalties if I didn't. After about 6mths my…
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Lloyds Bank Charges
Hi, I have received 6 years worth of statements today from Lloyds. Luckily they have given me a statement showing all charges as opposed to me having to go through every statement! Is it only the charges I have been given for a) missing a direct debit & b) going above my agreed OD limit I can attempt to claim back? I pay a…
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Lloyds Bank Charges Reclaim
Hi, Its a while since I have been on this forum. Ive just received all my husbands bank statements from 2001 and Ive totalled all the overdraft unplanned or excess fees from then till 2016 and this is £810. A few year ago I claimed from all the bank accounts I had and was successful. Hopefully I can get this back for my…
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HSBC PPI claim
Good morning all, We're in the process of reclaiming PPI from HSBC from an old loan. Currently they're investigating our claim, it's nearly coming upto the 7th week of waiting now and we phoned for an update last week. The customer contact centre emailed the team dealing and the response was that they're currently…
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Hardship at time of charges - how long do they go back?
10 years ago we got into real trouble - my husband got industrial asthma and was not allowed into work and placed on sick leave until the company sent him to hospital to find out what it was and then he was dismissed, that took a year. Around the same time my son was also diagnosed with a disability. They told him he had a…
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PPI success, but on DMP
Hi, I would like some advice. I have been on a DMP for 3 - 4 which is managed for me by pay plan.. I have very recently been successful in claiming ppi and have been issued a cheque by Barclays, who are NOT one of the creditors. My problem is this. When I entered my DMP, Barclays would not open me a basic current account…
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Reclaim packaged account or not?
I have had a packaged Gold account with LLoyds since about 2002 when I moved house. I went into the bank to ask for a bigger overdraft facility and was sold the packaged account on the basis of wanting more overdraft. (face to face sale) Several years later I rang the bank and asked if my packaged account could be changed…
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reclaim Lloyds TSB platinum acc charges
Hi, I was pushed into taking out a platinum account with Lloyds when it was with TSB years ago but I can't remember the year. Will it be possible for me to get this information from my bank? Thanks Donna
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Store cards
I had a lot of store cards in my 20s, Debenhams, Principles, Evans and catalogues but now no longer have any account details. How do I go about attempting to reclaim PPI, I know I paid it but have no account numbers etc, they also don't show up on Experian as they were such a long time ago. Any advice would be great,…
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Bank charges reclaim & statute of limitations
New to these forums so hope I haven't missed anything too obvious. I have a specific query regarding a reclaim for bank charges. The bank in question has cited the statute of limitations to avoid processing my claim & request for a list of charges under the data protection act, saying that they are only obliged to hold…
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old loans
i loans with ppi but they were taken out before 1997 - is it worth making a claim (i also do not have any of the loan details!)
