Reclaim bank & credit card charges

Not all contactless transactions are reported immediately to the Bank in order for available funds to be adjusted. I check my account every morning to see if funds are required to meet these items. If so funds are transferred in on that day. It would appear that these items are applied after I have done my checks,perhaps…

Hi, looking for some help. On friday i made a complaint to bank of scotland regarding being mis sold my ultimate reward current account. My reason is that i got told i could no longer have an overdraft if i didnt take on the account. If i had just left it they would of cancelled overdraft and this making me in…

My husband had an hfc account for year's borrowing money paying it back with interest can he still claim as the bank ceased trading years ago no idea how to even get his account number can anyone help please.

Hi, I have had a number of credit cards, loans and mgt providers over the years but unsure of how I go back from 1999. I found that the reports didn't show everything. Kind regards, Sam.

Hello, I had a mortgage in/around 87-90. how do i find out if i'm owed any PPI ? I can't remember who the mortgage was with, and i sold the house to join HM Forces. Forgot all about it until a recent discussion......can anyone point me in the right direction, or does PPI not over that far back?

www.thisismoney.co.uk/money/saving/article-3693340/MONSTROUS-whistleblower-describes-tactics-Lloyds-Bank-mis-selling-packaged-account-comes-spotlight.html In short, bank staff were pressured to mis-sell these packaged accounts (a whistleblower reveals).

Shoppers have been ripped off by as much as £400 each due to unfair chip and pin charges in shops, lawyers preparing a historic class action case against MasterCard have claimed. Millions of consumers stand to receive hundreds of pounds in compensation as the result of a £19 billion pound claim being launched against…

Hi, has anyone had a pensions review meeting with an advisor from First review Pensions?

Hi all Im writing this on behalf of my partner a couple of years ago he had a letter from bank smart saying he was entitled to reclaim ppi however after a year he didn't receive anything no updates letters or phone calls from them, last year he received a letter from bank smart saying he owes them think at the time was…

Hi I claimed £36,000 pounds successfully from lloyds tsb I then got a letter from them a couple of weeks ago telling me they are going to give me another 7,500 pound out of the blue. All claimed through Money saving expert templates thank you Martin thank you

"Customers who sought investment advice from Santander could be due redress after the bank was fined almost £12.4 million" Read the full story: Santander fined £12.4m for ‘serious failings’ in investment advice Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…

Hi Forum Newbie here! I bought a car from Citreon back in 1997 and took out finance with Citreon Financial Services. I don't know if I still have the paperwork. How can I tell if I had ppi and can you backdate claims to 1997? Thanks in advance Paul

Hi I'm being greedy I know, but would switching my HSBC Advance account to a Halifax Current Account, for £125 switching bonus, effect me being able to reclaim Packaged Bank fees back on the HSBC Advance account. Please advise Thanks in advance

Hi. I had my claim rejected by Barclays in April however referred it to the ombudsman. Had a letter today to say that the ombudsman agree that I have a case and that Barclays need to review my claim. Does anyone know what happens next? Can Barclays still reject my claim?

Hi, I have never realised that I could in theory try and claim back monthly fees on a bank account. I got an unsolicited text regarding this. So I started to look into it. When I found some information here, I noticed the template letter offered doesn't list HSBC I do recall HSBC saying something about overdraft and…

I've banked with Lloyds for nearly 30 years and over that time had lots of loans and various credit cards. I know on some of those loans and cc's I had PPI and I also know in some instances it was while I was self employed. I have no details of any of those transactions any longer. A couple of weeks ago while trying to…

Hi I recently received a refund of PPI on an old credit card (over 10 years), however when I requested a refund of default charges on the same credit card I was informed "that there were no default charges on this account for the last six years" - so no refund. I'm a little confused, same card (over ten years old) however…

Hi I need your help!! I am currently in the process of submitting a PPI claim against London Taxi Finance to recover insurance monies I paid when I purchased 2 x black cab taxis. I am struggling to find the company now and it seems that they no longer exist!! :mad: Has anyone else out there made a similar claim against…

I have been on at my son, who has ADD, for 2 years to claim his PPI from Lloyds Bank Credit card. Finally having got him to send off the letter requesting a copy of his original credit card agreement, plus the £1.00 cheque, he had the copy of the agreement returned in the post to him. Included with the form was a claim…

I've been with my current employer since just before Xmas. When I first started I was weekly paid but after some consideration decided to go monthly. They offered me £300 bridging loan and to date I've paid back £100. I was paid on Friday and it turned out that for some reason they decided to take £400 from my pay leaving…