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MBNA PPI Already Claimed
Hi, I have previously successfully claimed PPI on a MBNA credit card. I have now heard that the redress may have been underpaid. Can I now claim again for the balance I should've received? Thanks
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next ppi
i logged a claim with the ombudsman 5yrs ago ,i received a few replies apologising for the delay then today 30/4/2016 i got a letter from the Phoenix group ,wythall green way birmingham making me a settlement offer , they only deal in bank transfers , has anyone else received one of theses or is there a way i can see if it…
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Interest on PPI Repayments and PSA
I've recently been successful in getting redress on PPI paid to RBS. RBS has paid interest on the amount, but has also deducted tax from the interest figure to pay it directly to HMRC on my behalf. My question is, can this interest on PPI repayments count towards my Personal Savings Allowance, and therefore can I claim it…
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Overdraft Fees
Hi, please can someone provide some guidance on a very sensitive and awkward bank fee query I have where the bank is hiding behind the 'data protection' shield! My brother has a history of being useless with his finances and has lived in a 'formal' overdraft for most of his adult years when he had what the bank call a…
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No acknowledgement of ppi claim
After following all the good advice of this site, I submitted my ppi claim via post with all back up evidence etc and sent recorded delivery and it was signed for by the bank. 8 weeks later, I haven't received any type of acknowledgement or communication from them, so can I now refer this to the FOS ?
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Complaining to the Ombudsman Query
I complained to the Royal Bank of Scotland 3 years ago because I felt that I was mis sold a packaged bank account. My complaint was turned down. Does anyone know if I can now complain directly to the Ombudsman on the strength of that earlier claim, or would I have to start the process again by writing to the Bank first?…
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Barclays rejected first complaint but upheld second. What next?
I've complained to Barclays about our packaged bank accounts. We have all our accounts with Barclays and always have had. I claimed for our main account as we took out an additions account way back in Nov 1999, just after purchasing our house. We continued using this account until Sept 2006 when I thought it changed names…
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Store Card PPI reclaim
I apologise profusely if this is covered elsewhere but I cannot find any thread specifically relating to store cards PPI claims. Is there a sticky or thread with store card addresses on as most will have a third party lender like GE? Is claiming a store card PPI refund as easy as a bank claim? I.e, will they have my…
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Can I Reclaim Charges From an Arranged Overdraft?
I have a current account with Halifax which I have had for many years. Initially I had an Ultimate reward current account which allowed me up to £300 overdraft with no fees, then it was £1/day after that up to £2000. I downgraded my account last year so to stop paying the monthly fee for the account benefits, but this also…
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I got mine! £1500+
I have just made a claim from Lloyds TSB for mis-selling me bank accounts, I had wanted to do it for ages but couldn't find my account number, (I have since moved to Santander), I decided one Sunday afternoon I would give it a go. As it happened I didn't need the bank account number just the sort code! I filled in the form…
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Closed account
How far back can I go back to claim back bank charges, my account with them was well over 6 years ago, possibly 8 years or more ago, am I too late
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ThinkMoney account eligible for Packaged Bank Account reclaim?
Hi. I was hoping f someone could help me as I'm a bit unsure as to whether my ThinkMoney bank account classes as a packaged bank account and therefore if I am able to claim for a refund on my fee's? All the info I am reading about packaged bank accounts mention holiday insurance, car insurance and other services included…
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Lloyds tsb Duo Avios credit card claim
Hi I am paying £43 a month on payment protection cover on this card, it does show up on statements.I have had card for 4 years,do you think i have a chance of claiming this back? Thanks
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DMP and overdraft charges
My apologies if there are threads about this already, I have looked and haven't found anything that I can see to be relevant, either my poor searching skills or it's because it's a total non-starter :) My partner is on a DMP and has been since 2012, his bank account was with LTSB and he has continued to be charged interest…
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Egg asking for confirmation of address - good sign?
I had an Egg credit card which I closed back in 2002. I sent off a claim form on the off chance recently and have just been asked to send confirmation of my new address (I've moved a few times since then). I didn't know my account number but it's now on the letter they've sent and so they've obviously found me. Am I…
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Claiming Littlewoods charges back?
Hi, I was wondering if I can claim £12 Littlewoods late charge fee back at all? In the last year I have paid £96 charges without realising. I always pay at the end of the month, and haven't realised the amount I have had to pay has always included a late charge!! Is there anyway to claim this back, or is this my fault for…
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How can I find out if I was ever charged ppi?
In the past ive had several store and credit cards. I'd like to find out if I was ever charged ppi before trying to reclaim it but dont know where to start. What do I need to do 1st?
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I Got A £5000 Refund From 1990's Barclays Mortgage Care !
I had two unnecessary Mortgage Care products in the 1990s early 2000s. on two separate Barclays mortgages. I had tried to reclaim on these a few years ago, but did not have the account details - and guess what - neither did Barclays when I enquired as they said they didn't keep records that far back ! Fast forward to this…
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Packaged bank account reclaim success using Resolver
Reclaim success with Lloyds Filled in the template on Resolver on Thursday aftertnon,missed a call from Lloyds Friday evening,rang back this evening to be informed my complaint had been upheld,for an account that was closed in 2006 i'll receive a cheque for £899.19 in a few days
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PPI claim - Resolver
Put in a PPI claim with the Natwest on 1st April through the Resolver service and never heard anything back until yesterday. Not even an acknowledgment. The letter yesterday said I was out of the time frame and basically i am not entitled to receive a refund. How do a proceed with this? Upload letter to resolver and send…