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Barclays Packaged Account Reclaim Success
I used the Resolver link on the Money Saving Expert site a few weeks ago to complain about being mis-sold my Additions account in 2003. Cannot fault Barclays handling of the claim & the speed with which they sent me a questionnaire so they could have full details and then following this up with a quick phone all to clarify…
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Monthy overdraft charge enforced
My wife and I have held separate current accounts at YBank for many years. We both had agreed overdraft arrangements and all was well until a couple of years ago. We both received the same letter from our bank which referred to a change in overdraft arrangments but the wording was so oblique that i could not truly…
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Barclays payout
I had an Additions Plus account for years which I was told I needed in order to have an overdraft facility after I graduated, and no longer had a student account. I closed the Additions Plus in 2015 after realising it was cheaper to pay the daily overdraft charge (approx 70p) of a standard current account if I ever went…
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Yorkshire Bank
Hello Everyone, Im new to this site and can only say how fantastic it is. Im currently in the process of working through bank statements and i am amazed at how much this bank has taken from our account, one small mistake last year ended up costing us around £300 and im sure the bank were grinning when we told them we…
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Bank Charges claim
Hi, I hope someone can help. I used to bank with Santander, around 10 years ago i closed my account down, due to paying around £400.00 per month in bank charges. I was stuck in a cycle, and couldnt afford my bills, so had to move account, and arrange a payment plan to clear charges on the account. Once settled, I didnt…
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Misled over fees for reclaming bank charges
I'd appreciate any advice anyone could offer with this. I recovered some PPI with a company last year. This year I was contacted by a company saying they'd helped me get PPI back last year and asked about whether I'd ever been charged for a bank account and said they could help me with that. I said yes. They didn't mention…
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Nationwide "Refund"
Hi all I've had a letter from the Nationwide BS regarding interest and charges that accrued on a loan account I had back in 2012. They say that because the loan went into arrears, they should not have charged me around £1,200. However because I settled the loan with a settlement figure of around 70% of the outstanding…
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Excessive international refund fees
Hi all, I haven't been able to find anything similar so am here for your help. I recently visited Japan and paid for the hotel room using my Metro Bank debit card (Mastercard). The amount was subject to their non-sterling transaction fee of 1.9% which I was aware of in advance so no problem so far. I was then due a refund…
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Bank Charge Claim
Hi. I used to have the hsbc account that charged 12.95 a month and I switched to a standard current account (no charges) am I still able to claim for the previous charges refund?
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Claim rejected as outside their time limit - what can I do?
MBNA have written to me today rejecting my claim for PPI stating that they wrote a letter to me on 30th April 2013 saying I had three years to communicate my concerns about their sale of PPI to me. I wrote to them on 19th May 2016 making my claim for PPI reimbursement. This was therefore 19 days outside their imposed three…
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Tesco PPI Rejection Letter
Hi I recently sent off a questionaire to Tesco bank regarding ppi which I had on the card since june 2000 my reasons were:- I did not speak to anyone about PPI I had good job security with 6 months full pay and 6 months half if I went off sick I do not recall requestin PPI Tesco's response was as follows :- I have reviewed…
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contactless cards
Not all contactless transactions are reported immediately to the Bank in order for available funds to be adjusted. I check my account every morning to see if funds are required to meet these items. If so funds are transferred in on that day. It would appear that these items are applied after I have done my checks,perhaps…
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Mis sold bank account
Hi, looking for some help. On friday i made a complaint to bank of scotland regarding being mis sold my ultimate reward current account. My reason is that i got told i could no longer have an overdraft if i didnt take on the account. If i had just left it they would of cancelled overdraft and this making me in…
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Old hfc bank account
My husband had an hfc account for year's borrowing money paying it back with interest can he still claim as the bank ceased trading years ago no idea how to even get his account number can anyone help please.
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Credit card/ oans/mgt reclaims
Hi, I have had a number of credit cards, loans and mgt providers over the years but unsure of how I go back from 1999. I found that the reports didn't show everything. Kind regards, Sam.
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old mortgage - how do i trace
Hello, I had a mortgage in/around 87-90. how do i find out if i'm owed any PPI ? I can't remember who the mortgage was with, and i sold the house to join HM Forces. Forgot all about it until a recent discussion......can anyone point me in the right direction, or does PPI not over that far back?
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More Packaged Acc Failings Revealed
www.thisismoney.co.uk/money/saving/article-3693340/MONSTROUS-whistleblower-describes-tactics-Lloyds-Bank-mis-selling-packaged-account-comes-spotlight.html In short, bank staff were pressured to mis-sell these packaged accounts (a whistleblower reveals).
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Record class action over MasterCard 'chip & pin' charges
Shoppers have been ripped off by as much as £400 each due to unfair chip and pin charges in shops, lawyers preparing a historic class action case against MasterCard have claimed. Millions of consumers stand to receive hundreds of pounds in compensation as the result of a £19 billion pound claim being launched against…
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First Review Pension Services, Derby
Hi, has anyone had a pensions review meeting with an advisor from First review Pensions?
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bank smart / MIL Collections
Hi all Im writing this on behalf of my partner a couple of years ago he had a letter from bank smart saying he was entitled to reclaim ppi however after a year he didn't receive anything no updates letters or phone calls from them, last year he received a letter from bank smart saying he owes them think at the time was…
