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Ombudsman
Hi. I had my claim rejected by Barclays in April however referred it to the ombudsman. Had a letter today to say that the ombudsman agree that I have a case and that Barclays need to review my claim. Does anyone know what happens next? Can Barclays still reject my claim?
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Reclaim Bank Charges on Paid for account
Hi, I have never realised that I could in theory try and claim back monthly fees on a bank account. I got an unsolicited text regarding this. So I started to look into it. When I found some information here, I noticed the template letter offered doesn't list HSBC I do recall HSBC saying something about overdraft and…
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Help with Lloyds PPI Claim
I've banked with Lloyds for nearly 30 years and over that time had lots of loans and various credit cards. I know on some of those loans and cc's I had PPI and I also know in some instances it was while I was self employed. I have no details of any of those transactions any longer. A couple of weeks ago while trying to…
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refund of bank charges
Hi I recently received a refund of PPI on an old credit card (over 10 years), however when I requested a refund of default charges on the same credit card I was informed "that there were no default charges on this account for the last six years" - so no refund. I'm a little confused, same card (over ten years old) however…
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London Taxi Finance
Hi I need your help!! I am currently in the process of submitting a PPI claim against London Taxi Finance to recover insurance monies I paid when I purchased 2 x black cab taxis. I am struggling to find the company now and it seems that they no longer exist!! :mad: Has anyone else out there made a similar claim against…
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Beware PPI claims from companies claiming to be Lloyds Bank
I have been on at my son, who has ADD, for 2 years to claim his PPI from Lloyds Bank Credit card. Finally having got him to send off the letter requesting a copy of his original credit card agreement, plus the £1.00 cheque, he had the copy of the agreement returned in the post to him. Included with the form was a claim…
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Hardship...would i qualify
I've been with my current employer since just before Xmas. When I first started I was weekly paid but after some consideration decided to go monthly. They offered me £300 bridging loan and to date I've paid back £100. I was paid on Friday and it turned out that for some reason they decided to take £400 from my pay leaving…
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lukeyboy111 vs Clydesdale Bank (via Ombudsman) : SUCCESS: Awaiting Offer
Hi. I recently submitted a complaint to Clydesdale Bank Plc regarding a credit card I had dating from early 1997. The complaint was declined, and I subsequently complained to the Financial Ombudsman. The good news is that the Ombudsman wrote saying that the Clydesdale were going to make me an "offer". Of course, I'm still…
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PPI reclaims incorrectly calculated? more refunds?
Hi Received a random statement on a closed account with Monument on Friday with details of a 9k credit. Absolutely gobsmacked I rang them and they said it was correct and would be refunded to me - obviously over the moon! My question is though - does anybody know why these random refunds are coming out? I made a (lot of!)…
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Exceeding Overdraft Limit
Hi, I have had a gambling problem most of my life. My bank HSBC are well aware of my gambling problem as I use my debit card on gaming websites and would normally spend 90 percernt of my months pay in two days. I asked them if I could have a £400 overdraft,they said no problem. Without asking , they let me exceed my…
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Re-claiming overdraft fees-am I too late?
Evening all. I was wondering if I could ask the forum for some help? I have searched the forum but nothing obvious turned up. Several years ago when I was much less financially savvy I fell into the overdraft trap, one month I would go over my overdraft limit and the following month the charge would send me straight back…
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Halifax PPI awaiting new FCA guidelines
I received a letter concerning my PPI claim. They are not able to provide me with a final response and are awaiting new FCA guidelines which should be before the end oif 2016. Should I know complain to FOS or reply to halifax and say I am not prepared to wait. Would be interested if anyone on the forum has had a similar…
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Claims Management Company
Dear All, This is my first thread. I'm in the process of addressing Credit Card claims and PPI myself. Over the last few months I have received mail shots from a company called UK Money Solutions who are based in Birmingham regarding how they can claim on your behalf 25% plus VAT. I don't intend on using them but just want…
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PPI calculation
Hello I have recently been advised that I am due back some PPI that was miss-sold by Yorkshire Bank. The information received only gives a gross figure for the amount of PPI and does not explain how it was calculated e.g amount paid per month and for how long. If I ask, am I likely to receive a more detailed statement of…
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CMC payment
My dad used a CMC to help him reclaim some mis-sold PPI, he unfortunately passed away last year and since this point I have been dealing with the bank directly over his claim. Does anyone know if I would still have to pay the CMC their 39% fee, as my dad agreed to use this company even though he has now passed away.
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RBS Royalties Accounts
In April 2007 I applied for a bank loan with RBS. I was in massive debt for my circumstances and felt taking out a 10k loan was my only hope.to clarify I was at my wits end and desperate. The bank agreed to give me a loan if I upgraded to the royalties gold account £12.95 pm (as this would give me a better intrest rate and…
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Reclaimed Premier Bank charges
Thank you so much Martin! I filed a complaint using your Resolver tool and just got £2,000 + refund!!! :-)
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Spam text? or genuine?
Apologies if this is in the wrong place, I am a newbie. 6 months ago I had a letter from Barclays stating that they couldn't find any of my paperwork, and to be fair it was 20 years ago, although it didn't stop Halifax paying out after just 4 weeks. I didn't have any account details etc, so I just left it, this morning I…
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Old PPI
Hi. Had a mortgage with The Woolwich which included PPI. This moved to Barclays as we all know. I cleared the mortgage in March 2003. Is it too late to claim against PPI? Also, I'm not sure if I have the paperwork. David_AT :eek:
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Bank has responded, partial resolution but can I go further?
Hi, first post so please be gentle :-) I sent a letter to Halifax last week stating I believed id been missold on my Ultimate Reward Current account for the following reasons I stated: Weren't sufficiently advised of alternate fee free account, not informed of the excess of some insurance benefits, felt pressured in to…