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Reclaim bank & credit card charges

Share your experiences of reclaiming fees from banks and credit card providers.

Can I Reclaim Charges From an Arranged Overdraft?
I have a current account with Halifax which I have had for many years. Initially I had an Ultimate reward current account which allowed me up to £300 overdraft with no fees, then it was £1/day after that up to £2000. I downgraded my account last year so to stop paying the monthly fee for the account benefits, but this also…
I got mine! £1500+
I have just made a claim from Lloyds TSB for mis-selling me bank accounts, I had wanted to do it for ages but couldn't find my account number, (I have since moved to Santander), I decided one Sunday afternoon I would give it a go. As it happened I didn't need the bank account number just the sort code! I filled in the form…
Closed account
How far back can I go back to claim back bank charges, my account with them was well over 6 years ago, possibly 8 years or more ago, am I too late
ThinkMoney account eligible for Packaged Bank Account reclaim?
Hi. I was hoping f someone could help me as I'm a bit unsure as to whether my ThinkMoney bank account classes as a packaged bank account and therefore if I am able to claim for a refund on my fee's? All the info I am reading about packaged bank accounts mention holiday insurance, car insurance and other services included…
Lloyds tsb Duo Avios credit card claim
Hi I am paying £43 a month on payment protection cover on this card, it does show up on statements.I have had card for 4 years,do you think i have a chance of claiming this back? Thanks
DMP and overdraft charges
My apologies if there are threads about this already, I have looked and haven't found anything that I can see to be relevant, either my poor searching skills or it's because it's a total non-starter :) My partner is on a DMP and has been since 2012, his bank account was with LTSB and he has continued to be charged interest…
Egg asking for confirmation of address - good sign?
I had an Egg credit card which I closed back in 2002. I sent off a claim form on the off chance recently and have just been asked to send confirmation of my new address (I've moved a few times since then). I didn't know my account number but it's now on the letter they've sent and so they've obviously found me. Am I…
Claiming Littlewoods charges back?
Hi, I was wondering if I can claim £12 Littlewoods late charge fee back at all? In the last year I have paid £96 charges without realising. I always pay at the end of the month, and haven't realised the amount I have had to pay has always included a late charge!! Is there anyway to claim this back, or is this my fault for…
How can I find out if I was ever charged ppi?
In the past ive had several store and credit cards. I'd like to find out if I was ever charged ppi before trying to reclaim it but dont know where to start. What do I need to do 1st?
I Got A £5000 Refund From 1990's Barclays Mortgage Care !
I had two unnecessary Mortgage Care products in the 1990s early 2000s. on two separate Barclays mortgages. I had tried to reclaim on these a few years ago, but did not have the account details - and guess what - neither did Barclays when I enquired as they said they didn't keep records that far back ! Fast forward to this…
Packaged bank account reclaim success using Resolver
Reclaim success with Lloyds Filled in the template on Resolver on Thursday aftertnon,missed a call from Lloyds Friday evening,rang back this evening to be informed my complaint had been upheld,for an account that was closed in 2006 i'll receive a cheque for £899.19 in a few days
PPI claim - Resolver
Put in a PPI claim with the Natwest on 1st April through the Resolver service and never heard anything back until yesterday. Not even an acknowledgment. The letter yesterday said I was out of the time frame and basically i am not entitled to receive a refund. How do a proceed with this? Upload letter to resolver and send…
Ulster bank charges and packaged account fees
I was able to go online and get statements from May 2009 to current day. I'm going to highlight the charges and send them off - 70 pages worth! What is the story with any charges that have already been refunded? Do I need to take that into account or is that up to the bank? I also want to reclaim charges for my packaged…
Packaged Bank Account Reclaim Success!
My daughter-in-law was paying for a packaged bank account at Barclays for 10+ years without ever using the benefits. She was given no choice of accounts when she opened it. I persuaded her to remove the charge about 6 weeks ago and then I put in a claim for her via 'Resolver'. Yesterday she received £994 in her account!!…
Paying debts with pension fund?
I am looking at retiring at 55 next year when I will have worked 37 years for the NHS unfortunately as I was part time until recently I will only receive a small lump sum. Question is; do I negotiate paying my debts off(as my husband and I have been on a debt plan for a few years that doesn't end until 2027!), or should I…
I paid nearly £4k in overdraft charges
Hi Looking back over old statements I'm still angry at paying First Direct Excess Overdraft Bank charges that total (along with the monthly overdraft charge) just under £4k for June 2001-Jan 2007. As well as charging for the overdraft, roughly £30 a month, the additional Excess charge per month was around £60 - £119. I…
Can i claim my deceased wifes PPi back
I am 71 years old, My Wife died a month ago,(30th of March) today I received a letter from her credit card company telling me I am liable for her £2100 debt. They also said that she had no PPI but I have a letter dated 2009 explaining to her the important changes to her Payment Protection Insurance. That in future she…
Egg PPI/crp
Hi guys, I have just been awarded £1500 from egg (yay!). It's been sent as CRP - is this the same as PPI?
Claims Management company and 84 yr old Dad
Looking for some advice as I've returned from a 10 day holiday and found an invoice from a claims management company for £12000+ sitting on my dads kitchen table. In short, Dad was sold a series of investments by his bank in mid 2000's to park his redundancy which tanked within months and cost his a fortune to bail out at…
Egg card PPI reclaim - success
So recently I contacted Egg about my long-closed account with them, regarding the Card Repayment Protection plan. To be honest it was a bit of a fishing trip as I couldn't recall ANY details of the account, card number or anything, as the account was closed in 2007, paid off nice & cleanly, never any late payments. I've…

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MSE News

Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

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Reclaim bank & credit card charges

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