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Barclays Additions - daily overdraft fee on free account?
Hi, My husband submitted a claim and has received the questionnaire. Plus, a letter saying they will change the account to a non-fee paying account and 'This also means that although your overdraft limit will not change, the first £250.00 of your overdraft will no longer be fee free. You will instead pay a daily fee,…
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Egg Moneyworld Mastercard PPI
I had an egg moneyworld Mastercard account which I'd like to check for PPI. The card was cut up. The most recent correspondence I have is from 3 May 2011 with a 16 digit customer Reference. I checked the 16 digit ref No: with Barclays with no results. They told me anything more than 5 years may not be 'on their system' and…
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Names of credit card help please
HI i used to have a Goldfish card buti can't remember the names of any others i had but if i see a list it may jog my memory. Thanks
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Reclaim Barcays Premier Charges
Hi, Help and advice required :) Just been told on the phone by a Barclays Bank employee that as my Barclays Additions account in the 1990's was upgraded by them to a Barclays Premier account in 2001, my claim against them for any packaged bank products ended from the point they upgraded me! They have just sent me a cheque…
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Barclays Additions Refund Refused
Hi, Long story short, I have had Additions since 2010. In that time I have used the breakdown cover once and registered various phones under the insurance. I recently dropped my iPad and had it repaired via Lifestyle Services Group. They have repaired the iPad with a counterfeit screen, the smart lock no longer works and…
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Next
Hello can anyone offer any advice. I have had a quick look on here regarding Next ppi and slightly confused. Do i log the complaint with NEXT or Phoenix group? or both thank you for any help offered. I have had the account since 1991 and its still active so 25 years!!! where does the time go LOL
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Its worth pursuing the Bank to the FOS
Only a minor sum but thought it'd give hope to others. I'd requested NatWest action payments via Actionline [their telephone banking] in Feb. Sadly, one of the 2 payments was not made. I complained via email to [EMAIL="customer.relations@natwest.com"]customer.relations@natwest.com[/EMAIL] I received an auto acknowledgement…
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PPI Claim - customer questionnaires
I have made a couple of PPI telephone claims, one with Barclaycard and one with MBNA. Barclaycard took my basic details over the phone and issued a proposed settlement within a week. However, MBNA took the same details then issued me with a Customer Questionnaire to complete in order to progress my claim. It's very…
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Thank you MSE: £3300 reclaimed
Many thanks to Martin and MSE. My wife read an article on the website and is claiming for missold packaged bank account charges against her BoS account and said I should do likewise. I submitted a claim against Barclays since the start of 1997 for an "Additions" account that they upgraded me to without my consent. They put…
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escalation to Ombudsman
Hi had a success of two claims through a claims management company (Ouch) which were to do with my previous personnal mortgage with the Halifax. The 3rd I realised would be due for my /our current mortgage, which the wife pays for from her own account, which just happens to be a Joint Account, hence it was flagged up in a…
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Barclays Additions charges
I was mis sold a Barclays Additions account in 1996. Was very young at the time, didn't need it but coerced into it by Barclays rep. Anyway I complained to Barclays & was told that they consider a reason amount of time to complain about charges to be 6 years. As I hadn't complained within this timeframe then they would not…
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New Court Case for Chain Loan PPI
Hi there, I made a complaint to RBS in May about miss sold PPI, I have been successful on two but another 3 formed a loan chain, I was asked for another four weeks by RBS in conection with this loan chain as they were gathering further information, the loans were taken out 2005, 2006 and 2007. The four week were up on…
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Is there a time limit for claiming unfair charges from 2005 - 2009?
Halifax are saying I can only claim for the last 6 years of unfair charges Conveniently, they changed the overdraft charges in 2009 so they are saying I have no right to complain about anything prior to that?
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Personal reserves
Does anybody know if you can claim back personal reserve fees? I don't have the account now when j had my Barclays account I was struggling with money and ended up with a personal reserve which I cannot remember ever agreeing to and ended up paying hundreds in fees. I ended up having to borrow £500 to get out of it and had…
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Reclaim OD and failed DD charges from account now with DCA?
I had an acc with Santander and let too many DD fail, will post acc statement below, does anyone think I have a hope of reclaiming some of the charges back? £615 of the £624.99 owed is charges, and has been sold on and sold on since 2011/2012 and is now with a debt collection agency. Transaction amount Balance 5/10/11 9.99…
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RBS Credit Card PPI
Hi 15 years ago I took out an RBS credit card, my ex has always paid the monthly payments but a couple of months ago when we split up i started to look after my own finances. I noticed on the CC statement we were paying PPI so I contacted RBS and asked them to cancel it immediately and to let me know why we had it (I…
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Bank overdraft interest on dual accounts
I have multiple accounts with Nationwide and have found that if one account is overdrawn but the other is in credit, I am charged for the overdrawn account when overall the two accounts together add up to a credit balance, so overall I am not actually overdrawn but still being charged. I want to claim back the interest…
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Old CPP letter
I have recently been round to my parents house and was sorting through some old papers. CPP sent me a letter regarding compensation to their address back in Feb. 2014. I have not lived there and have moved 9 times since! It states I had to claim by 20 August 2014. Is there anything I can do I have no idea what card /…
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historical ppi
I have been contacted by a claims agent who has stated that I can claim back from when I was 18, (quite a few years ago). Is this correct ?. I did have credit cards and a bank loan, but I was declared Bankrupt in 2006, which was dissolved within 6mths. Previous agents have said because of the bankruptcy I wouldn't be able…
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Reclaim packaged bank account fees - Smilemore (Co-op)
Has anyone had any luck reclaiming Smilemore packaged bank account fees?
