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Barclaycard late fees
Hi, I’m hoping someone here can give me some advice. I’ve contacted Barclaycard requesting copies of all my statements going back several years. I want to make sure I’ve never been excessively over charged for any late fees. This is the response I got - It is only possible to view your recent transactions and the past 12…
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Natwest mortgage product fees 'refund'
Hi everyone, Could anyone shed any light on this? I haven't been a NatWest customer for years but a few days ago I received a letter from them offering me a £213.92 'refund'. The letter says: "...we no longer feel it's fair that you paid for a product which you did not receive." I can't believe the bank is offering me…
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Ulster Bank Overdraft Charges
I opened a student account with Ulster Bank in 2009, which gave me an overdraft of £1250. Over the years, I've come to almost pay it off, but then times of hardship hit and left me completely overdrawn again. As it stands, I'm currently being charged about £40 per month in charges. I've started a new job which means I'll…
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Reclaim Package Bank Account if had sucessful claim ?? help
Halifax Package personal Bank account paying £15 per month for 10 years. Lost my mobile phone and account replaced the phone for free. Now claiming for total refunded of charges . But Halifax refused to pay / refund charges as had successful claim. Is it worth taking it further or not ?? Thanks in advance.
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PPI claim
I wonder if anyone can advise me, I took out a PPI policy with Northern Rock which I did through the post, I ticked the box for PPI & signed the form, down to this the bank has refused my claim, do I have reason to go to the Ombudsman or have I no cause for complaint. Thanks in advance for any help given
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Unplanned overdraft? help plz
Hello, I have a basic account in Lloyds Bank. At one time I had my balance 3.50 lbs. The next day I looked account and I was there 1,050 lbs. Can you tell me why? This is the unplanned overdraft? Can I use those money? What happens next if I use this money? I have normal work on contract Can I take to bank back this money…
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reclaim PPI when loan company not known
Hi My husband bought a mini in 1998 and signed up to a loan through a company that Ryland Rover used to provide credit to their customers. Unfortunately he has forgotten the name of the loan company and obviously Ryland Rover are now out of business. He has contacted his bank but they are unable to provide bank statements…
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CF Advisery PPI reclaim fee £495 refundable once claim is done
CF Advisery said I have to pay £495 once I have reclaimed the money they are taking this from credit card but have not yet accepted the money they said I can pay once I receive the money originally but now its processing on the card website I used. I am a little confused by this, did anyone else have dealings with this…
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Reclaim Bank fees Query
I opened my bank account many years ago (1996) and only realised a few years ago that I have been paying a monthly fee. Dipped in and out of overdraft on account so always had charges and interest coming out of the account so never noticed the fees being taken out (Always thought it was charges etc - never really looked at…
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PPI Claim
I have been awarded PPI but the bank are taking over £1000 off the total. In 2004 I used my PPI to make a claim and my mortgage was paid for 2 months. Now they are taking £1000 off my refund. Can they do this?
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Package bank account charges?
Hi, found this in the week and wondering if anybody has had any luck with a claim and how long it takes to get the claim through? mirror.co.uk/money/3281-back-barclays--after-9214397 I'm unsure if I'm going to get flooded with calls like the PPI companies do :question:
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CC Sentinel, found Reg No but no paperwork
[FONT="]It was pre 2005 and I had a Credit Card with Barclaycard, and was ‘sold’ the ‘Credit Card Sentinel’ as needed insurance to cover the cost should my card/s be stolen. Years later I changed banks and my Credit Card but kept my Barclaycard / CC Sentinel paperwork as required for 7 years, after this time the…
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How much money should I accept?
Hello, I have received a settlement of £3450 from Barclays for two loans which had PPI added to them - one loan was for two years and was taken out in 2001, the other on was for six years and was taken out in 2002. The money was paid straight into my account by Barclays, but I was not asked if I agreed with this settlement…
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irresponsible overdraft limit
I have just discovered that my son's bank has, over a period of months, allowed him to have an overdraft limit of £950!! as he earns approx £1100 monthly he has been regularly going over this limit and 2 of his DDs have been getting returned. Having checked his statements I see that he's been getting charged between £30…
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Reclaiming catalogue charges
Hi - a while ago we got into some debt & had to agree to payment plans for catalogues - we were charged late fees over quite a period of time and after negotiation they finally agreed to stop them - can I claim these back or not?
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Reclaiming PPI from Halifax credit card
Almost a year ago my husband wrote to Halifax advising he believed his PPI was missold on his credit card. He received a response from Halifax who said that they were awaiting clarification of some new rules in relation to the reclaiming of PPI and would be in touch regarding his claim in due course, although advised that…
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PPi and 3rd party companies
Good Evening My first post, I've searched the forum and can't find a answer. I recently was contacted by a company to reclaim ppi, stupidly i agreed and the sent out the forms etc. Cut a long story short I received a letter from the loan company (first plus) saying that the recovery company had enclosed a letter of…
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Egg card & mortgage
Many years ago I had an Egg card and mortgage which may have had PPI associated with them. Any idea how I find how to start a claim bearing in mind Egg was taken over quite some time ago? Thanks in advance for any info.
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M&S still charging PPI
I wondered if anyone could help with my query. I attempted to reclaim PPI from an M&S Credit Card several years ago and was declined. Having not checked my online statements properly I failed to notice that M&S are still charging for PPI. Would I be entitled to this or did I have to clearly state to cancel this as the date…
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PPI on Principles Charge Card?
Just discovered some old statements for a store card for Principles and was amazed to find a 'premium to protect payments'. It is only a matter of pence but I wondered if I could claim mis-selling for this? The card was issued by GE Capital Bank. I've always turned down PPI in the past so don't know how this managed to…
