-
PPI Offer..Is it fair??
Hi Everyone, I put in a PPI claim with Lloyds middle November, for a credit card I took out (originally from TSB before they merged) in 1989. I've had an offer today of £14.5k, but wondering if that is a fair offer? I've used some calculators on some site that report the offer should me much, much higher, but a bit…
-
Clydesdale Bank packaged account fees
Hi there. I have a packaged account with the Clydesdale Bank for which I'm charged £13.50 a month. At the time I was told that I would save money on the interest I was paying on my overdraft by taking the account but this has not really been the case. Has anyone here dealt with Clydesdale over these fees, did you have any…
-
Debenhams/Santander....saying she ticked the box
My sister made a PPI claim on her Debenhams card, she had a letter back from Santander with a copy showing that "she" ticked the box. She clearly didn't as the person in store filled out the form and had very large writing whereas my sister has small writing and is clearly left handed. My question is has anyone managed to…
-
Anyone had experience of a company/solicitor doing the work of reclaiming? (merged)
Got a spam e-mail today (to an address I don't use for registering anywhere, but appears only on one website, so it must have been harvested from there) offering to reclaim bank charges for ONLY 25% of the amount reclaimed. I think this is taking advantage of publicity about these charges (generated in a large part by this…
-
Reclaiming Natwest and Halifax Overdraft Charges
Just want to start off by saying the resolver tool is brilliant and have used it successfully to recoup £815.00 worth of charges for my halifax ultimate reward account for monthly fees. I am now in the process of trying to recover overdraft charges for both my halifax and natwest current accounts and have sent off a £10…
-
Natwest Charges
Hi, I'm at my wits end as i'm stuck in a cycle which I don't seem to be able to get out of at the minute and i'm hoping someone has a valuable nugget of advice. Now I don't earn a lot of money, i'm sure you hear that daily, and after bills I normally have about £20 or so left over per week. About 6 months ago something…
-
Cahoot Charges
I have a Cahoot account that I neglected to close back in July. I received a letter informing me of charges of £113.56 being applied. In July I had an unpaid direct debit, my credit balance of a few pence was reduced to£25 debit due to their charge, from then on a £30 charge per month and interest has been charged on an…
-
Nattiest Charges
Please delete.
-
CLAIM, CLAIM, CLAIM, its never too late.
Hi everyone, I just have to tell you how easy this claiming malarkey really is. A couple of years ago I was reading on MSE about PPI and decided to try my luck on a loan I was about to finish paying (2 months left). So, I downloaded the Template letter and went on to send it off to Loyds (Black Horse). They booted it out…
-
Barclays Additions - Refund Success
H all, I'd just like to say a HUGE thank you to Martin and his team for bringing this reclaim process to my attention. A month ago I had no idea I could even claim for this, but after submitting a template claim letter through Resolver, today I received a cheque from Barclays for over £3200! I'm completely stunned, as I…
-
Barclays additions overdraft
Hi all. I was wondering if I claim back the account fee will it affect my overdraft as I really need to keep it. I'm so worried that if I put in a claim I'll lose it. Many thank.
-
Unpaid item charges, can I claim back?
I have two bank accounts, one with RBS which is my secondary account. I mainly used it to make online purchases through Paypal. I made several purchases through Paypal which went through immediately but then I got emails saying I didn't have enough money in the RBS account so it used my other account (Lloyds) to make the…
-
fraud on my Halifax debit card
Apologies if this is in the wrong place, I have a Halifax current account with a debit card, where all our money goes in (hubby wages, benefits etc) about 6-8 months ago, someone got my debit card number and stole £50 in Orange top ups. Thankfully I spotted it quickly and my card was cancelled and pin changed. I checked my…
-
Dorothy Perkins PPI Account Info Help
Hi I have been trying to help my wife with a claim she is trying to start regarding a Dorothy Perkins Store Card from the 1990s Onwards but have hit a buffer and would appreciate some help or advice. I initially wrote to Santander PPI Team with all the information we had at the time which including dates, addresses and…
-
Ppi 2011
Hi Would there be any PPI on any of my accounts taken out after 2011?
-
Old credit card charges reclaim
Hi all, I'm new to this so hope I do it right. I'm wondering if I can claim back my credit card late payment, over payment and default charges? Both me and my husband had 2 credit cards each but they were settled and closed back in 2009-2010 can I claim back the charges for them as at the year before we settled them my…
-
Barclaycard late fees
Hi, I’m hoping someone here can give me some advice. I’ve contacted Barclaycard requesting copies of all my statements going back several years. I want to make sure I’ve never been excessively over charged for any late fees. This is the response I got - It is only possible to view your recent transactions and the past 12…
-
Natwest mortgage product fees 'refund'
Hi everyone, Could anyone shed any light on this? I haven't been a NatWest customer for years but a few days ago I received a letter from them offering me a £213.92 'refund'. The letter says: "...we no longer feel it's fair that you paid for a product which you did not receive." I can't believe the bank is offering me…
-
Ulster Bank Overdraft Charges
I opened a student account with Ulster Bank in 2009, which gave me an overdraft of £1250. Over the years, I've come to almost pay it off, but then times of hardship hit and left me completely overdrawn again. As it stands, I'm currently being charged about £40 per month in charges. I've started a new job which means I'll…
-
Reclaim Package Bank Account if had sucessful claim ?? help
Halifax Package personal Bank account paying £15 per month for 10 years. Lost my mobile phone and account replaced the phone for free. Now claiming for total refunded of charges . But Halifax refused to pay / refund charges as had successful claim. Is it worth taking it further or not ?? Thanks in advance.
