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Questions asked by Lloyd's re my complaint
Hi. It turns out I had ppi on a lloyds cc from 1999-2007. I was not aware of this. Lloyd's have asked for my contract details of a period of employment that is too far back for the company records. Lloyd's are ringing me back tomorrow. My question is does not having this information stop me from persuing my…
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Bank charges reclaim,now debt management paid off
Hi all ,well after 8 years on debt management plan with stepchange( thank you) I am now debt free £42000 all paid back 😁 I would like to reclaim bank charges overdraft fees from HSBC,as I believe I was in financial hardship at time of living in overdraft for about 5 year's before taking on the debt management plan,now I…
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Claim your catalogue and store card charges and ppi back
Recently i wrote on here i had been successful in claiming back charges from store cards new look and creation that was the adams card also mothercare card i am now claiming back from very- littlewoods= isme= next and the argos card i will keep you updated as to how far i will get with them also got my ppi back from…
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I want to find out about PPI but it's all so confusing!
I want to find out whether I can reclaim any mis-sold PPI but despite having read the guide on here I am rather confused. I have had a number of credit cards and loans over the years including: * Debenhams store card (opened in 2008, now closed) * Virgin (MBNA) credit card (opened in 2004, now closed) * 2 NatWest credit…
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Ppi
Please can you help, I rang the company that we had a Equity Loan from back in 1994 was told that I cannot claim anything because there are no records kept dating back to that year. So this means I have lost that money. Are they right?
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Barclays Bank Premier paid bank account
Hi I have been trying to claim from Barclays on my paid Premier bank account via resolver. I spoke the them over the phone and explained that it was implied when I was offered the account that if I did not take out this account that I would not keep my overdraft. They have refused my claim on the the basis that I used for…
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DD Refund
Hi, looking for some advice i have just made an indemnity claim on insurance i over paid for i have proof of this and the bank have refunded the full amount i have over paid, now the problem i have is i have also got a letter from the bank that says the company can still reclaim this money back the question i have is will…
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Multiple bank charges help
Hi all We need help. 2009 my partner went overdrawn by accident, not by much, but the Halifax charged her £35. Now if that's where it ended I would be happy, but she couldn't afford to pay so switched banks so her child benefits wouldnt be taken by bank charges. Anyway, this account wasn't used again and the bank was told…
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Credit Card Payment Surcharges Question
Hi, Slightly different to insurance claims or overcharges.... My Dad has booked a holiday via his cc, but the holiday company have charged 2.3%, for him to use his cc. This is a lot higher than it should be and he would like to challenge it. Can anyone direct me to info on here about what he should be charged or where he…
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PPI Claim - HELP
Hi, I have two friends who believe they were likely mis-sold PPI. One of them has had a few loans and credit cards and says she can't remember who they were all with. I said i'd help them make their claims. However, i'm not clued up on the matter either... I've done some research and read some of the 'stickies' on this…
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Citi Cards
Trying to claim ppi/charges from citi but struggling to locate address. Any help appreciated
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Is it too late for Bank Charges
Hi, Is it still possible to claim back bank charges, and how far back would it be possible to go? I have some that would possibly be around 12 years old (huge chunk). Would this even be a possibility? Thanks
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Titmouse
I haven't got a clue about how to find out who I might have had PPI with. I've have a few loans in the past and store cards. How do I find out as no longer have paperwork
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Halifax & FOS Rejected PPI Claim
I found out I had PPI cover with Halifax mortgage when they sent me a refund for an over payment one month, I did the SAR etc and got all details as I advised them at the time I did not want to take the cover and this is shown quite clearly on their screen printouts. Halifax said I need the cover so it was put in place. I…
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Can I reclaim bank charges for someone who has died?
Hiya, My poor mum was charged ridiculous amounts in charges by HSBC, she struggled so much after my dad died to bring us all up. She too sadly passed away in 2012; I'm convinced it was through stress. She was only 55. I know she started a claim through a middle man (key point) as there are numerous letters from them which…
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Ppi on index flexible account
Does anyone know where to go with index flexible account as i cannot track them down anywhere as i had ppi with them
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Ppi on m&co store cards
Hi i had a store card formerly mackays chargecard under royscot retailer services, in 2001 i know iv had ppi on it but cannot track them down. I know it is m and co now , but thats all, thanks
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Very very old PPI.
I used to have to pay huge amounts of PPI to my bank (as much as 25% of the loan value) because of my age. Or so I was told. This was a long time ago though. I know there is a date limit to what you can reclaim. My loans were 40 years ago, when I was 20! I was told I couldn't have a loan unless I paid an insurance premium.…
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Missold bank account but....
Hi My husband and I went for a mortgage with Cooperative bank. We were told that if we take out their privilege package account we would get preferential mortgage rates, but it turned out that we didn't have enough equity in our account so in the end we weren't eligible for the mortgage anyway, despite being told that this…
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Fraud Barclays Business Debit Card
I am stuck in the infinite loop that is Barclays and would welcome advice. We have a business debit card on a Limited companies account. A £750 fraudulent transaction was made with Expedia. Now it then took two months and sending the forms twice before the fraud department did anything. They immediately rejected it as…
