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Credit Card Protection for mis-sold goods?
Hi everyone, I'm not sure if this is the right thread but here goes! I bought some sports wear from what looked to be a US company. I placed the order and they took the payment from my credit card straight away. I didn't get an order confirmation that day (Thursday) so on the following Monday I contacted their support…
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RBS Lombard ppi
Hi I'm wanting to know if I can claim PPI from Lombard direct. I took out a loan with them in 2001 I defaulted on it and am still on a dmp with step change. The loan has changed hands lots of times as my other debts I could only afford a small payment it's taking a long time to pay off this loan and others. The Lombard…
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Thank you...!!
I am simply amazed!! I read an article Martin had done on this on Tuesday so I thought I'd send his quick and easy letter off to the banks claiming back fees for my packaged accounts. Not thinking I'd hear anything as you always think this wont apply to me! Literally 2 days letter and after 2 phone conversations with…
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PPI CLAIM help for VIRGIN (MBNA) Loan
Hi all I'm trying to help my partner attempt a PPI claim from an old loan (as he's a bit of a negative nelly i.e. Isn't any point), but after reading a lot of PPI threads here and elsewhere, I'm still a little confused, so wondering if anyone can help. I found his old loan agreement but I'm a little confused by the…
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ppi
Hi im new to this forum ,so please bear with me ive looked at martin lewis guide,had a report for my credit but how do i check if ive got any ppis due to me from my previous names a addresses please help
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Barclays Additions Refund Refused
I made a complaint regarding a Additions account I had upgrade to in Feb 1998, At the time I wanted a larger overdraft than the one I had (£50). I was told that I had to upgrade to the additions account to get a £250 OD or I couldn't get the OD. I complained using Resolver and I received a letter back from Barclays…
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Packaged Bank Account Reclaim - Is the Ombudsman decision final?
Hi All, I dont know if anyone can advise. I have had my packaged bank account for over 20 years with Natwest, I felt sure that it was mis sold originally and went through the process of writing to my bank, they confirmed that there was some errors made, for eg they did not communicate or send me any information about my…
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Still paying PPI to Barclays
I am still paying £1.60 per month on a BBA Overdraft account. I seem to recall that in the 90's I was put on an additions account. I have put a complaint through resolver and I have been sent lots of letters with account numbers on some saying they are still looking into it. Has any body been successful with a claim that…
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Packaged Account success!
I have been reimbursed £2,250.63 by Barclays! I phoned Barclays on the 16/01/17 to cancel the latest packaged account Tech Pack because the Additions packaged account had been discontinued. Earlier that week I had received from Barclays a letter about Tech Pack to promote its advantages and changes. Aside from a few minor…
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Questions asked by Lloyd's re my complaint
Hi. It turns out I had ppi on a lloyds cc from 1999-2007. I was not aware of this. Lloyd's have asked for my contract details of a period of employment that is too far back for the company records. Lloyd's are ringing me back tomorrow. My question is does not having this information stop me from persuing my…
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Bank charges reclaim,now debt management paid off
Hi all ,well after 8 years on debt management plan with stepchange( thank you) I am now debt free £42000 all paid back 😁 I would like to reclaim bank charges overdraft fees from HSBC,as I believe I was in financial hardship at time of living in overdraft for about 5 year's before taking on the debt management plan,now I…
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Claim your catalogue and store card charges and ppi back
Recently i wrote on here i had been successful in claiming back charges from store cards new look and creation that was the adams card also mothercare card i am now claiming back from very- littlewoods= isme= next and the argos card i will keep you updated as to how far i will get with them also got my ppi back from…
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I want to find out about PPI but it's all so confusing!
I want to find out whether I can reclaim any mis-sold PPI but despite having read the guide on here I am rather confused. I have had a number of credit cards and loans over the years including: * Debenhams store card (opened in 2008, now closed) * Virgin (MBNA) credit card (opened in 2004, now closed) * 2 NatWest credit…
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Ppi
Please can you help, I rang the company that we had a Equity Loan from back in 1994 was told that I cannot claim anything because there are no records kept dating back to that year. So this means I have lost that money. Are they right?
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Barclays Bank Premier paid bank account
Hi I have been trying to claim from Barclays on my paid Premier bank account via resolver. I spoke the them over the phone and explained that it was implied when I was offered the account that if I did not take out this account that I would not keep my overdraft. They have refused my claim on the the basis that I used for…
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DD Refund
Hi, looking for some advice i have just made an indemnity claim on insurance i over paid for i have proof of this and the bank have refunded the full amount i have over paid, now the problem i have is i have also got a letter from the bank that says the company can still reclaim this money back the question i have is will…
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Multiple bank charges help
Hi all We need help. 2009 my partner went overdrawn by accident, not by much, but the Halifax charged her £35. Now if that's where it ended I would be happy, but she couldn't afford to pay so switched banks so her child benefits wouldnt be taken by bank charges. Anyway, this account wasn't used again and the bank was told…
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Credit Card Payment Surcharges Question
Hi, Slightly different to insurance claims or overcharges.... My Dad has booked a holiday via his cc, but the holiday company have charged 2.3%, for him to use his cc. This is a lot higher than it should be and he would like to challenge it. Can anyone direct me to info on here about what he should be charged or where he…
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PPI Claim - HELP
Hi, I have two friends who believe they were likely mis-sold PPI. One of them has had a few loans and credit cards and says she can't remember who they were all with. I said i'd help them make their claims. However, i'm not clued up on the matter either... I've done some research and read some of the 'stickies' on this…
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Citi Cards
Trying to claim ppi/charges from citi but struggling to locate address. Any help appreciated