-
Yorkshire Bank Packaged Account - refused because registered for one of services
I have been with YB for 30 years and when I separated from my ex wife in 2008 I set up a new account but was told I had to have a packaged account in order to have an allowed overdraft. They duly took £12 from me each month and they sent me all the paperwork proudly showing what I could have for my £12. I don't recall but…
-
Reclaim Natwest Packaged Account Fees
We opened an Advantage Premier account with Natwest to get a mortgage in 2002 and converted it to a non fee paying account some years later (can't remember when). Unfortunately we do not have any statements and the bank say they can't go back any further than 10 years without a court order. Has anyone successfully claimed…
-
HSBC - PPI offer next steps?
Hi, Hoping someone can give me some pointers on my HSBC ppi claim! I sent the letter off and have been offered an amount of £525 for 2 loans. Looking at other people's offers this seems low for an initial loan of around 10k and a consolidation loan of around £15k to pay that and a few other things off. 1) does this seem…
-
HSBC small business tariff problem.
Hi All I've been with HSBC since 1994 and 2003 as a business customer. During my time as a business customer I have had a "relationship manager". I have noticed that in the past two months my charges have gone from about £65 to £5.50. I queried it with the bank and they said they've moved me to a different tariff. It seems…
-
Thinking about claiming back PPI
Hi everyone, I'm thinking about claiming back PPI but it all seems so very complicated. I'd be claiming for PPI from the 80's,90's and 00's. I don't have any bank account, loan or credit card numbers from then apart from vague memories of who I had accounts with. Also I was married then with joint bank accounts. I'm not in…
-
Ppi
Hi don't know if anyone can advise a few years ago my dad got into debt and need help, I couldn't get a loan at the time so my brother got a credit card to pay the debt only I was the one who paid off the credit card balance which was 6000. My brother never used the card and it was cancelled after I had cleared the amount.…
-
Alliance & Leicester Credit Card Mid 1990s
I have been told that Santander took over the affairs of A&L but have submitted PPI paperwork to them for and A&L Loan and an A&L credit card. They have responded with a curt response after i paid £10 for access information saying they are not the controllers for A&L credit cards, can anyone direct me to th right source. I…
-
connell group ppi
Hi I am new on here so bear with me please. On Thursday I submitted a claim for mis-sold PPI through Connels group and this morning I have received a letter stating "As a significant period of time has now elapsed since the date of the sale, this business no longer holds any records relating to the sale or other relevant…
-
What to do if Yorkshire Bank are dragging their heals!
We were told we have been successful in claiming PPI from Yorkshire Bank. We are owed over 10k. After 28 days we rang and said is there a problem, the bank said our signatures are not exactly matching. So I took time off work to go into the bank and sign again. After 20 days we rang the bank and they said they have not…
-
Made open a business account when I wanted a current account
Prior to opening an account with Ulster Bank, I had an account with another bank closed unexpectedly. When I approached Ulster Bank about opening a current account with them they said I didn't have a good enough credit score but that if I wanted an account that I would have to open a business account. Feeling that I had…
-
Halifax/Bank Of Scotland - Thousands in bank charges
Hi all, I've paid about £2k in bank charges over the past 2yrs, I've emailed asking my bank for these back. They've refused, I opened up a complaint with the ombudsman in Jan, they never got back to me. Emailed asking what the script was, that email was also ignored. Just emailed a third time but not holding my breath.…
-
Ppi wasn't handled correctly
Hello, I had asked a ppi reclaims company to help me obtain any ppi outstanding to me... after many months of me chasing my case with them and no answer I decided to write to the bank directly and apply for ppi owed to me. I filled out all the necessary paperwork and within a few weeks received my owings. When the ppi…
-
Mis sold bank account
Thank you for the information, I used your resolver app and we have been refunded a huge £5800, I am so happy, it was so easy to use, I really can't believe it.:T
-
capital one ppi
I tried to claim back ppi from Capital one, they sent me a copy of my agreement where they said I had ticked to have ppi, I opened this card approx. 10 years ago when you were informed that you should have it in case of job lose but when I did loose my job and told them that it was ok I was covered with my ppi they stated…
-
Packaged Account Success Lloyds using resolver
I made a claim using the MSE/Resolver tool last week. I submitted it on 8/3/17 giving detail of why I was ineligible for some benefits and details of other benefits held that the package duplicated. I had a telephone call from Lloyds complaints handler on Monday 13/3/17 as they wanted to discuss it. The call handler…
-
Old debt, charge on house but most of it was bank charges and interest
Okay, so am certainly not trying to excuse my stupidity at the time but back in 1998, I had a 2k MBNA credit card debt. I had my then pregnant gf to take care of and tried to arrange a payment plan through a debt plan company to act on my behalf (back then they took a hefty fee for the trouble too!). Their advice was to…
-
Is this ppi ?
Greetings all, we have bought 3 houses in our time as self employed then as ltd co so maybe not the best income stream the mortgage co wanted to see we have each time been made to pay a 1 off insurance policy (say £ 5-800) before mortgage granted Is this PPI ? I would add that both mortgages we have paid off well before…
-
Time Bound?
I issued a complaint in November last year to Lloyd's about a business loan we had to purchase a business for my wife 23 years ago (I was a silent partner and in full time employment). I sent off the questionnaire and a copy of the credit agreement which I had stumbled across and which initiated the complaint when noticing…
-
Life after Plevin
Claimed against RBS which took a long time to get answers after an initial refusal, so I could make an appeal to the Ombudsman. In effect it timed out beyond the 6 months due to the delay getting what I wanted from RBS. I then asked RBS to look at the claim again a couple of years later as I know the claim was good. So…
-
HSBC - PPI Redress suddenly appeared
Hi, I used the online PPI reclaim service on MSE THANK YOU! I fired of the form and a couple of weeks later a very friendly lady called me to fact check what I'd written. She told me that she would go away and investigate my claim and once her enquiries were complete I would receive an adjudication letter and if applicable…
