-
Help with my bank charge reclaim
Hey guys and girls first post on here so be nice 😃.. Ive recently wrote to santander about bank charges from 2011 which sent me into really bad debt ... Long story short is they have agreed to refund me .. But the figure they gave me was 400 pounds exactly .. My question is should i say yes or ask for more as i know the…
-
RBS refuse packaged bank account claim due to time limits
We have complained about a packaged bank account my husband had from 1999. In 2008 I realised he was being charged for his bank account. We complained in 2016 after a successful PPI claim with RBS. RBS say the complain was made too late - outside the 6 years after the incident and over 3 years after we should have known…
-
Overdraft Protection Insurance
Some years ago I started a company. I asked the bank for an overdraft, however I was talked into taking out overdraft protection insurance. In 2012 I sold the company, my overdraft guarantees were released and the bank cancelled the insurance, obviously I couldn't have a policy for protecting an overdraft that I was not…
-
Travelex Supercard didn't notify about 2.99% fee
Hey all, I was one of the first pilot users for Travelex Supercard, as it was a no-fee, free currency exchange card. Since then I've used it everywhere. When they stopped the pilot and started the new Supercard I received it and was told that it would be working just like it was. From that moment I noticed that the rating…
-
Insurance
Just looking at an old car insurance agreement and it says 'All premiums include Insurance Premium Tax where applicable'. Is this the same as PPI?
-
Old Packaged Bank Account - How do I find out Details?
Hi there, New to these forums, although I've been receiving Martins emails for years now. I opened a bank account with the Royal Bank of Scotland many years ago (not entirely sure of dates) but approx 1998-2000. The account was most definitely misold, I can clearly remember the member of staff advising me that I would need…
-
Ppi remediation case
Hi I'm new to the forum so apologise in advance if I'm in the wrong place. I recently contacted black horse to request that they reopen my rejected ppi case in 2012. I was informed that they had reopened it in 2015 as this was a remediation case but I did not respond so it was again rejected? I had moved house in 2015 so…
-
Help to find account
Hi I had a loan with HSBC which was fully paid back about 7 years ago. I was interested to see if I was mis-sold ppi. I do not know the exact dates of the loan or the account details is there a way to find this? Can I just contact the bank? As over 6 years ago would the details be available? Thanks
-
loan over 10 years and still paying
Hi can anyone help? i had a cahoot flexi loan in 2006 for £8600 think the rate was around 9% santander took over the loan and put the rate up to around 23% i think it must of been in 2008 after contacting them today to see how much i had left i still owe around £3600 at this rate i will be drawing a pension before its…
-
Egg PPI claim when lost details
Hi I had an Egg card in the past and despite being able to find every other financial document I am unable to locate anything with my account number or details Can I still make a PPI claim??
-
Old loan ppi claim and rule of 78 excessive settlement m do I have a claim for compo?
In 2002 I took out a 40000 loan with swift advances, the first point of contact was through ocean finance. My question is 2 parts really. PPI, there was £5600 PPI added to the loan. I'm looking to claim this back, do I contact ocean finance or swift? I redeemed the loan mid 2005 and the settlement figure was around £54800…
-
Help please. PPI Cahoot/Moorcroft
Hi, I completed the resolver form regarding a Cahoot loan. Cahoot are now dealt with by santander so they have written back to me. They have offer £765 but said that as I have a balance on the account that amount will be put towards that meaning I'll receive £0. Here is my confusion - I received a CCJ for This account ten…
-
please help
for years I have had a simple checking account with halifax. for a lot ofor this time I 2 as receiving benefits. if I had a failed direct debit I would be charged £10 by the bank, this charge would take me overdrawn and as I did not have an overdraft agreement (checking acc) I would also be charged for an unauthorised…
-
can i reclaim on old store & cc defaulted on?
just wondering whether anyone can give me advice please? I got into a lot of trouble debt wise some 10-12 years ago. I had a huge Debenhams store card debt which I had a ccj on & whilst it's now off my credit file I am still paying this off with approx £1000 left to pay to a debt recovery company. Would I be able to try…
-
Ppi storecard claims
I have made two PPI claims on the 'Resolver' format; Both were for PPI added to monthly statements for various storecards; The first claim was against G E Capital Bank consists of 9 (nine) different storecards (Dorothy Perkins, Debenhams, Bentalls etc etc) all of which operated with / by / under / in association with or…
-
Ombudsman rejected my claim against packaged bank account fees
Hi all I received a response from the Financial Services Ombudsman last week in relation to my claim for refund against NatWest. My initial contact was through the Resolver portal in December and NatWest informed me of their decision to reject my claim in February. Having escalated to the Ombudsman I remained hopeful of…
-
Borrowing History
Hi, I was wondering if anyone knows how you can find out which companies you have borrowed from in the last 30 years? Including car/bike finance. Thanks
-
RBS Mastercard - PPI reclaim question
Hello - I've had an RBS MasterCard since 1988 (it was originally branded as "Access"). I know I had PPI from the date I took out the card until at least the autumn of 1990. I no longer have any of my statements from this time, but the card has never been closed, and indeed I am still using it to this day. The only changes…
-
Got old statements from Morgan Stanley Gold how do I read to find out if I was misold
Hi I have found an Old Morgan Stanley Golds statements from 2006 with payments first to Morgan Stanley, then Barclays in 2008 and also payment to Goldfish in 2008. And I also had a Barclays Platinum credit card in 2009. I do not understand what Im supposed to be looking for on the statement that would be miss sold charges?
-
Reclaiming Old Income protection
Hi, Am looking for some advice. When i got my first house (in 2007) I contacted a financial advisor, who set up an income protection policy for me. If i remember rightly I was paying about £70 odd a month. I realised about a year later after reading it properly, that it was not really great for me, as it only kicked in…
