Borrowing History

edited 30 November -1 at 1:00AM in Reclaim Bank & Credit Card Charges
2 replies 2.4K views
RandyRosRandyRos Forumite
561 Posts
Hi,
I was wondering if anyone knows how you can find out which companies you have borrowed from in the last 30 years? Including car/bike finance. Thanks
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Replies

  • zx81zx81 Forumite
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    Part of the Furniture 10,000 Posts Photogenic Name Dropper
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    Credit files for the last 6 years.

    Your memory and paperwork for the other 24.
  • dunstonhdunstonh Forumite
    106.7K Posts
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
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    Including car/bike finance.

    This bit is easy as car/bike dealers only became regulated in Jan 2005. So, anything earlier than that can be disregarded if its PPI.

    If its not PPI (as this isnt the PPI section) then why do you need your borrowing history?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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