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Ombudsman rejected my claim against packaged bank account fees
Hi all I received a response from the Financial Services Ombudsman last week in relation to my claim for refund against NatWest. My initial contact was through the Resolver portal in December and NatWest informed me of their decision to reject my claim in February. Having escalated to the Ombudsman I remained hopeful of…
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Borrowing History
Hi, I was wondering if anyone knows how you can find out which companies you have borrowed from in the last 30 years? Including car/bike finance. Thanks
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RBS Mastercard - PPI reclaim question
Hello - I've had an RBS MasterCard since 1988 (it was originally branded as "Access"). I know I had PPI from the date I took out the card until at least the autumn of 1990. I no longer have any of my statements from this time, but the card has never been closed, and indeed I am still using it to this day. The only changes…
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Got old statements from Morgan Stanley Gold how do I read to find out if I was misold
Hi I have found an Old Morgan Stanley Golds statements from 2006 with payments first to Morgan Stanley, then Barclays in 2008 and also payment to Goldfish in 2008. And I also had a Barclays Platinum credit card in 2009. I do not understand what Im supposed to be looking for on the statement that would be miss sold charges?
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Reclaiming Old Income protection
Hi, Am looking for some advice. When i got my first house (in 2007) I contacted a financial advisor, who set up an income protection policy for me. If i remember rightly I was paying about £70 odd a month. I realised about a year later after reading it properly, that it was not really great for me, as it only kicked in…
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Goldfish sold debt > HFC > Bardlaycard
Hello, I ma after a little advice about what to do next... We found all the old docs from mis sold ppi on a Goldfish card, sent claim via resolver to HFC, they have written today to say the account was transferred to CEntrica, then Lloyds, then Morgan Stanley and finally to Barclaycard.... My question that I'm hoping…
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Santander Premium Investment Refund
Some weeks ago, I received a letter from Santander stating that I had been sold financial services that I had not received via a Premium Investment. The letter also stipulated the refund due and stated that I (and the other named person on the account) had to sign and return the completed form giving bank details etc to…
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Big massive thank you
Can I just give you a big fat thank you I put my ppi claim with Egg loans in using resolver . On the 6th of March received an acknowledgment letter on the 27th March and today received letter stating they have upheld my complaint and are sending me a refund for £2785.08 yipeee. I would never of had the confidence to do…
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COOP VISA card - is this PPI?
I just came across some old Cooperative Bank VISA statements from 1989 and they have a monthly debit labelled "CREDIT INSURANCE AT 0.450 PER 100". Is this PPI? If so, I will attempt to reclaim it.
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PPI claim direct with Barclays
I wanted to check if I had PPI on some really old Barclays accounts (going back to the likes of 2001) so didn't have any account numbers etc so I used Barclays PPI complaints process on their website. As it turns out, I did have PPI. So my question is would there be any benefit in using the MSE tool or shall I just carry…
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M G Finance PPI
Hi I took out a car loan with MG Rover Financial Services, a trading arm of First National Bank PLC in 2002, I'm trying to make a PPI claim, I cant find First National on the list of Banks, am I out of luck with my claim ?
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Reclaim Successful
Hi all, Hope I'm posting this is the correct place, just want to share that I've successfully reclaimed my PPI from my credit card. They have agreed and paid just over £2100. To anyone who is thinking of doing this through a claims company, DON'T DO IT! I used the reclaimer app through money saving expert and it worked…
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PPI Reclaim
Hello, I'm writing on behalf of my mother-in-law. Her husband died in 2011, she was the sole executor of his estate. I have managed to reclaim successfully £3500 so far for her. Whilst he was alive, all of the finances were dealt with by him and as such she has not letters or account numbers for any bank or institution…
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can i reclaim old loan ppi?
newbie here..... I was wondering whether I am eligible to claim for ppi on some old loans and a debenhams store card I had 12 or so years ago. I can't find any paper work though the loans were with alliance & Leicester & mbna. They were from the adverts in the paper where they provided a table of loan amounts and payments.…
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Nat West Reclaim Success
I've just got £4090.00 from Natwest for packaged bank accounts dating back to 1997. Fantastic result for 30 mins work on resolver !:j
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Privacy Guard
I have been asked by my Mum to help her sort out probate etc. after my Step Dad recently passed away. Whilst looking through some statements I noticed a direct debit to Privacy Guard for £6.99. On further investigation it would appear that this was for Identity Fraud Protection, and has been paid monthly for at least the…
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Choosing a PPI Reclaim Company
Hello Are there any creditable PPI Reclaim Companies out there? If so can anyone recommend any? Thanks
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tried and failed
so, I tried to reclaim all the unfair charges applied to my credit card from 2005/06, which firstly caused me to go into debt. my cc was for £1000, back then I paid by cheque. so, the MBNA had a 7-day clearance. which made my payment late so I was charged £25 late payment fee. and £25 over limit fee.this was applied to my…
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Rclaiming Unfair Bank Charges
Hi guys, I know that the rules have changed slightly. But do you think it is worth trying to pursue reclaiming some unfair bank charges? I have been looking at my bank statements for other reasons and have seen that I actually paid out quite a lot of money each money in charges, for unpaid DDs sometimes £25.00 each etc.…
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Reclaimed Packaged Bank Account Fees SUCCESS!
Hello all, Just want to say a massive thank you to MSE, Martin Lewis and the team. I used Resolver on the 20th March 2017 to complain about Lloyds TSB for a Gold Account account I had way back in 2007-2011, that I was sold by a pushy bank manager in my early twenties which if I was offered today I would reject flat out.…
