tried and failed

sharron22

so, I tried to reclaim all the unfair charges applied to my credit card from 2005/06, which firstly caused me to go into debt. my cc was for £1000, back then I paid by cheque. so, the MBNA had a 7-day clearance. which made my payment late so I was charged £25 late payment fee. and £25 over limit fee.this was applied to my account for a fair few months making my account balance to roll out of control and I gave up I felt I was fighting a losing battle. so anyway not to drone on and on, and bore you all in all, after using martins calculator (what would we do without martin ) they owed me over £900 in over charges with interest the ombudsman decision was I should have known so, therefore I'm too late to claim I tried and failed

[Deleted User]

Claims for "unfair" bank charges were ended by the court case eight years ago.

Nowadays only people in the Bank's definition of Financial Hardship may be granted a refund of (some) charges. The Bank does not "owe" you anything since any such refund is a goodwill gesture.

Sorry.

Incidentally, Martin's calculator was of no use to you and I'm reminded of Jim Bowen proclaiming "This is what you could have won" on Bullseye.