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loan over 10 years and still paying
Hi can anyone help? i had a cahoot flexi loan in 2006 for £8600 think the rate was around 9% santander took over the loan and put the rate up to around 23% i think it must of been in 2008 after contacting them today to see how much i had left i still owe around £3600 at this rate i will be drawing a pension before its…
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Egg PPI claim when lost details
Hi I had an Egg card in the past and despite being able to find every other financial document I am unable to locate anything with my account number or details Can I still make a PPI claim??
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Old loan ppi claim and rule of 78 excessive settlement m do I have a claim for compo?
In 2002 I took out a 40000 loan with swift advances, the first point of contact was through ocean finance. My question is 2 parts really. PPI, there was £5600 PPI added to the loan. I'm looking to claim this back, do I contact ocean finance or swift? I redeemed the loan mid 2005 and the settlement figure was around £54800…
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Help please. PPI Cahoot/Moorcroft
Hi, I completed the resolver form regarding a Cahoot loan. Cahoot are now dealt with by santander so they have written back to me. They have offer £765 but said that as I have a balance on the account that amount will be put towards that meaning I'll receive £0. Here is my confusion - I received a CCJ for This account ten…
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please help
for years I have had a simple checking account with halifax. for a lot ofor this time I 2 as receiving benefits. if I had a failed direct debit I would be charged £10 by the bank, this charge would take me overdrawn and as I did not have an overdraft agreement (checking acc) I would also be charged for an unauthorised…
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can i reclaim on old store & cc defaulted on?
just wondering whether anyone can give me advice please? I got into a lot of trouble debt wise some 10-12 years ago. I had a huge Debenhams store card debt which I had a ccj on & whilst it's now off my credit file I am still paying this off with approx £1000 left to pay to a debt recovery company. Would I be able to try…
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Ppi storecard claims
I have made two PPI claims on the 'Resolver' format; Both were for PPI added to monthly statements for various storecards; The first claim was against G E Capital Bank consists of 9 (nine) different storecards (Dorothy Perkins, Debenhams, Bentalls etc etc) all of which operated with / by / under / in association with or…
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Ombudsman rejected my claim against packaged bank account fees
Hi all I received a response from the Financial Services Ombudsman last week in relation to my claim for refund against NatWest. My initial contact was through the Resolver portal in December and NatWest informed me of their decision to reject my claim in February. Having escalated to the Ombudsman I remained hopeful of…
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Borrowing History
Hi, I was wondering if anyone knows how you can find out which companies you have borrowed from in the last 30 years? Including car/bike finance. Thanks
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RBS Mastercard - PPI reclaim question
Hello - I've had an RBS MasterCard since 1988 (it was originally branded as "Access"). I know I had PPI from the date I took out the card until at least the autumn of 1990. I no longer have any of my statements from this time, but the card has never been closed, and indeed I am still using it to this day. The only changes…
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Got old statements from Morgan Stanley Gold how do I read to find out if I was misold
Hi I have found an Old Morgan Stanley Golds statements from 2006 with payments first to Morgan Stanley, then Barclays in 2008 and also payment to Goldfish in 2008. And I also had a Barclays Platinum credit card in 2009. I do not understand what Im supposed to be looking for on the statement that would be miss sold charges?
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Reclaiming Old Income protection
Hi, Am looking for some advice. When i got my first house (in 2007) I contacted a financial advisor, who set up an income protection policy for me. If i remember rightly I was paying about £70 odd a month. I realised about a year later after reading it properly, that it was not really great for me, as it only kicked in…
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Goldfish sold debt > HFC > Bardlaycard
Hello, I ma after a little advice about what to do next... We found all the old docs from mis sold ppi on a Goldfish card, sent claim via resolver to HFC, they have written today to say the account was transferred to CEntrica, then Lloyds, then Morgan Stanley and finally to Barclaycard.... My question that I'm hoping…
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Santander Premium Investment Refund
Some weeks ago, I received a letter from Santander stating that I had been sold financial services that I had not received via a Premium Investment. The letter also stipulated the refund due and stated that I (and the other named person on the account) had to sign and return the completed form giving bank details etc to…
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Big massive thank you
Can I just give you a big fat thank you I put my ppi claim with Egg loans in using resolver . On the 6th of March received an acknowledgment letter on the 27th March and today received letter stating they have upheld my complaint and are sending me a refund for £2785.08 yipeee. I would never of had the confidence to do…
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COOP VISA card - is this PPI?
I just came across some old Cooperative Bank VISA statements from 1989 and they have a monthly debit labelled "CREDIT INSURANCE AT 0.450 PER 100". Is this PPI? If so, I will attempt to reclaim it.
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PPI claim direct with Barclays
I wanted to check if I had PPI on some really old Barclays accounts (going back to the likes of 2001) so didn't have any account numbers etc so I used Barclays PPI complaints process on their website. As it turns out, I did have PPI. So my question is would there be any benefit in using the MSE tool or shall I just carry…
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M G Finance PPI
Hi I took out a car loan with MG Rover Financial Services, a trading arm of First National Bank PLC in 2002, I'm trying to make a PPI claim, I cant find First National on the list of Banks, am I out of luck with my claim ?
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Reclaim Successful
Hi all, Hope I'm posting this is the correct place, just want to share that I've successfully reclaimed my PPI from my credit card. They have agreed and paid just over £2100. To anyone who is thinking of doing this through a claims company, DON'T DO IT! I used the reclaimer app through money saving expert and it worked…
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PPI Reclaim
Hello, I'm writing on behalf of my mother-in-law. Her husband died in 2011, she was the sole executor of his estate. I have managed to reclaim successfully £3500 so far for her. Whilst he was alive, all of the finances were dealt with by him and as such she has not letters or account numbers for any bank or institution…
